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Procedures
Working With Financial Analysis Spreadsheets
This section is provided help while working with the financial spreadsheets for the Financial Analysis and Authorization screen.
Global Cash Flow

Procedures
- New Loan Workflow
- Adding a Loan Party
- Adding an Individual Party
- Adding an Entity Party
- Adding a Sole Proprietorship Party
- Adding a Related Party
- Using Nested Entities
- Working with Loans
- Quick Quotes
  This procedure explains how to create a quick quote.
- Working With Financial Analysis Spreadsheets
  This section is provided help while working with the financial spreadsheets for the Financial Analysis and Authorization screen.
  - Opening the Financial Analysis Spreadsheet
    This section is provided help opening the financial analysis spreadsheets.
  - Importing a Financial Analysis Spreadsheet
  - Spread Setup
    The Spread Setup spreadsheet allows you to enter information for each period that you plan to enter financial information
  - Balance Sheet – Historical
    Use the Balance Sheet spreadsheet to enter the applicant's historical balance sheet information.
  - Balance Sheet - Pro Forma
    The Balance Sheet - Pro Forma tab is provided to compile the information from the Lender's Guaranty page.
  - Profit and Loss – Historical
    The Profit and Loss - Historical spreadsheet is provided to enter the three-year Historical P&L information and the interim information.
  - Profit and Loss - Pro Forma
    The Balance Sheet - Pro Forma tab is provided to compile the information from the Lender's Guaranty page.
  - Sales Schedule
  - COGS Schedule
  - Other Expense Schedule – Historical
  - Other Expense Schedule – Projections
  - Executive Summary
  - Financial Ratios
  - Net Worth Reconciliation
  - UCA Cash Flow
  - Business Valuation Tab 1
  - Business Valuation Tab 2
  - Monthly Profit and Loss
  - Monthly Cash Flow
  - Accts Receivable/ Pay Aging
    The purpose of the Accts Receivable/ Pay Aging form is to provide an exhibit to detail the age of the borrower's accounts receivable and accounts payable.
  - Statement of Financial Need
    This spreadsheet provides lenders in SBA Region 4 with the required SBA form for detailing the sources and uses of funds for startup businesses that are applying for a SBA loan.
  - Bal Sheet – Hist – Affiliate 1-20
  - P&L-Hist-Affiliate 1-20
  - Executive Summary - Affiliate 1-20
  - Personal Cash Flow - Principal 1-10
  - Global Cash Flow
  - Debt Summary
    The Debt Summary is used to provide one location to input all of the borrower's debts.
  - Collateral Summary
    The Collateral Summary is used to provide one location to input all of the borrower's collateral.
  - Income Statement
    Information entered into the Income Statement tab is used in the Credit Memo.
  - Credit Memo
    The Credit Memo tab contains the SBA Loan Report, allowing you to print the report when required.
  - Disbursement Schedule
    The purpose of this form is to help keep track of disbursements.
- Importing Loans
  Data must first be in an XML format that conforms to our Import schema, which can be found on our Software support web site.
- Importing Transaction Data
- Exporting Transaction Data
- Updating TSoftPlus
- Creating Submitting a Loan from TSoftPlus to ETran
  add short description here

Global Cash Flow

The Global Cash Flow includes the sum of the Borrower and any Affiliate Cash Flows as found on their respective Executive Summaries. It also includes the Personal Cash Flow Cash and Debt from all principals entered.

The following is defaulted from the Affiliate and Borrower Executive Summaries:

Net Profit After Tax Total
Depreciation/Amortization Total
Interest Expense Total
SBA Interest Expense Total
Other Total (2)
New SBA Loan (P&I)
Existing Debt (P&I)
Other (5)

The following is defaulted from the Personal Cash Flows:

Net Cash Available
Personal Debt Service