Using Credit Scoring

Use the Credit Score capability to pre-score a loan without having to submit the loan for approval. You can use this information to evaluate a loan and decide if it is worthwhile to submit.
Note:
E-Tran will not accept loan submissions through our system if any Owner/Principal is not a U.S. citizen. In such cases, you will need to create the loan directly on the E-Tran website, where the required citizenship documentation can be uploaded.
  1. To begin the credit scoring submission process, select SUBMIT to open the details screen.

    Note:
    • The User ID, E-Mail address, and Location ID fields appear blank if no submissions have previously been made. Once populated and submitted, the values are stored locally and automatically populate for subsequent submissions.
    • Selecting the requirements link displays the eligibility questions set forth by the SBA.
    • The Location ID identifies a Lender's physical location. Each lender has a Location ID for each location when applicable. Your Location ID was part of your institution's SBA GLS authorization registration.
  2. In the Credit Scoring dialog box (as shown above), enter your user ID, password, email address, and location ID in the appropriate fields, then click SUBMIT.
  3. A numerical credit score will be returned.