What's New 2024

In each condition row, click Edit to open the condition for editing or Remove to delete the condition.

Corrected an issue that prevented the navigation tools, specifically the pagination tools to advance through the list of conditions, from displaying on the conditions list page. As a result, the ability to navigate to next and previous pages in the conditions list page was not available.

Updated the Title Guaranty Application-IA with the latest revision date of 10/01/2023. The form layout changed to align with added, removed, or updated fields. Introduced a new Email field to the Loan Processing address type in Administration to align with the new form requirements.

Corrected an issue on the Assumption Conditions page that caused various display and pagination errors when adding and importing conditions from the Admin page. The display of conditions would appear out of order, include blank lines (rows) or not show any pagination or navigation options.

Corrected an issue that caused updates to the tolerance cure amount applied on the Calculations page to not update the corresponding value on the Disbursements page. The Amount Credited to me by Lender for refund or cure field on the Disbursements page is drawn from the Tolerance Cure Amount on the Calculations page as a default value so that the values match on both pages when first entered. If the value is updated, then the default value is overridden by the newly entered value and the two values are no longer tied. This issue was resolved by ensuring that updated values on the Amount Credited to me by Lender for refund or cure field no longer act as default values.

Updated the Forgot User Name/Password account recovery option on the OneSumX Customer Due Diligence Interface login screen to direct to the recovery page.

Corrected an issue that caused an "interface unavailable" error when pulling credit on a party that contains alias information using the SettlementOne Credit Service Interface. The solution now permits the issue and reissue of credit reports for parties that contain alias information (an Alias name).

Corrected an issue that caused an error when exporting files using the Fannie Mae 3.4 Export feature. The issue occurs in cases where the HUD-Agencies related Homeownership Education or Housing Counseling options are set to YES and the agency ID or name is not present on the application page.

Updated how amounts that include zero cents (.00) are submitted on the export file for the MISMO V3.4 format. Previously, when the cents value was ".00" (5000.00) the cents were excluded from the exported data. With this change, the cents value (".00" up to ".99") is included in the exported data. This changed impacted approximately 68 fields, such as PropertyValuationAmount, with the data point (DU data point) format of "Amount 9.2". Amounts entered in the "Amount 9.2" format are defined as including up to 9 numbers preceding the decimal and 2 digits following the decimal (000000000.00).

Corrected an issue on the Calculation page that resulted in the inconsistent display of information on the Mortgage Insurance section of the page, particularly when navigating between different sections on the page.

Corrected an issue with the calculation of additional charges in certain situations that could impact the Additional Charges amounts printing on the Loan Estimate (LE).

Corrected an issue that caused the Floor Definition setting to revert to none and any Floor values to inadvertently clear on the Loan Rate Information section whenever a change was made to the Loan Definition page.

Added the ability to add and edit Title Application Fee information (fee amounts, fee percentages) on the Document Data page. This supports documents such as the Motor Vehicle Title Application, Motor Vehicle Title Notification and Manufactured Housing Title Application that print title fee information.

Introducing the availability of two new standard documents in support of the Reconsideration of Value (ROV) requirements announced by Fannie Mae, Freddie Mac, and HUD. The Reconsideration of Value Disclosure and the Reconsideration of Value Request have been added to inventory. On August 6, Fannie Mae, Freddie Mac, and HUD respectively announced the required use date for these ROV requirements have been extended to October 31, 2024.

Modified the field logic for calculating the Amount Given to Borrower result on the Disbursements page. The logic was changed so that an amount entered on the Amount Credited to me by Lender for refund or cure line matches the disbursement calculations on the Calculations page and the refund or cure amount is not subtracted from the Remaining Amount to Disburse line. The result of this calculation is displayed on the Amount Given to Borrow line and is included on the Disbursement Authorization document.

Added guidance related to reporting gross annual income for a non-natural person. See the topic, How do I report Gross Annual Income for a non-natural person?.

Corrected an issue in the LERETA Flood Determination service where the Flood Hazard Area setting, when selected (indicating the collateral property was in a designated flood zone), was inadvertently cleared when the collateral details were saved. The Flood Hazard Zone setting now retains the selected value when the collateral details are saved.

The flood hazard area setting should change only if a new flood determination is requested or if the Flood Hazard Area checkbox is cleared in the Document Data screen.

Added an option to include a phone number on the Payoff Notification or Financial Information Release Alternative Address option in Administration. The option previously did not include a phone number field and as a result the Authorization for Payoff form printed with a blank value on the form.

Increased the number of default contacts available for an organization from 100 to 300 contacts. The Default Contact drop-down list on the Organizations pages in Administration now will display up to 300 contacts.

Corrected an issue that caused a discrepancy in the cash to/from borrower amount between the Desktop Underwriter service and the Calculations page. The error occurred only generalized lender credits were present in the data submitted to the Desktop Underwriter service.

Enhanced the application to create more readable documents when printing a page (both print to paper or PDF). The common.css style sheets was modified to include an @media CSS at rule.

Added the ability for a financial institution to collect assumption conditions in the application. These conditions can be entered in Admin and imported to the transaction or added manually. Assumption conditions do not print to base documents. They have been added to support various use cases and processes.

Modified the Disbursements page to include a new row displaying the refund amount (for example, a TRID tolerance cure amount) in the Disbursement Authorization section. The refund amount prints to the Disbursement Authorization document in the Amount Credited to me by Lender for refund or cure section. With this change, the previously displayed message and excess fee amount in the comments section of the Disbursement Authorization document was removed.

Corrected an issue causing the Parcel ID to not print on the Release of Real Estate Security Instrument for a refinance transaction.

Modified messaging rules supporting ceiling rate calculations to display a warning message on the Print page if the last day of the month is set as the First Payment Date and the If the first payment is due on the last day of the month, make all subsequent payments occur on the last day of the month calculations option is not selected in the Mortgage Calculations policy.

Corrected an issue that caused the Collected on the Basis of Visual Observation or Surname information collected on the Demographic Information section to not appear on the Parties - Demographic page as expected. The information, entered on the Ethnicity section in the Demographic Information section, was not displayed on the Parties - Demographic page as expected after the information was saved.