What's New October 2026

The What's New provides details on all changes introduced in the release and covers both application changes and changes to the forms, or documents, generated from the application.
Information Description
Document List
Program Changes
  • This release does not introduce new features or major fixes; however, it includes backend enhancements designed to improve overall platform stability, performance, and security.
Document Changes
Multistate
  • HUD 92900A Addendum to Uniform Residential Loan Application

    Updated the HUD 92900A Addendum to Uniform Residential Loan Application to clarify party roles and correct associated fields in the Mortgagee, Sponsor, and Third-Party Originator sections.

  • HUD 92900-A Addendum To Uniform Residential Loan App

    Updated the HUD 92900-A Addendum To Uniform Residential Loan Application to clarify and correct the roles of the Mortgagee, Sponsor, and Third-Party Originator. The fields pertaining to these parties have been updated.

  • IRS 1099S Proceeds from Real Estate Transactions

    Revised the IRS 1099S Proceeds from Real Estate Transactions form to align with the latest IRS model form, including separation of the Filer and Transferor sections, addition of new sections (Section 2b, Section 2c) for cash and digital asset gross proceeds, creation of a new digital assets section (Section 8), updates to the Transferor instructions, and an updated document image.

  • Veterans Affairs Counseling Checklist

    Updated document selection logic to exclude the form for VA Interest Rate Reduction Refinance Loans when prior approval is not required.

  • Notice to Home Loan Applicant
    Updated consumer reporting agency contact information for Experian, Equifax, and TransUnion to align with current agency information. In Section "Paragraph 1", within the "Address Blocks" table, the following updates were made:
    • Updated the width setting for tables.
    • Updated hardcoded text within the address lines.
    • Added new paragraph elements.
    • Updated the hyperlink within the last entry of the table.

  • Risk Based Pricing Notice Alternate for Residential Real Property
    Updated consumer reporting agency contact information for Experian, Equifax, and TransUnion to align with current agency information. In Section "Reporting Agencies Information", within the "Scores" table, the following updates were made:
    • Updated the width setting for tables.
    • Reordered entry elements.
    • Updated hardcoded text within the address lines.
    • Added new paragraph and address information.
    • Updated the hyperlink within the last entry of the table.
    • Updates links (hyperlinks) to wrap across lines.

  • Uniform Residential Loan Application - Lender Loan Information

    Corrected the Land (if acquired separately) field within the Qualifying the Borrower table to include original land costs for applicable construction-to-permanent loans.

  • Uniform Residential Loan Application - Lender Loan Information Spanish

    Corrected the Land (if acquired separately) field within the Qualifying the Borrower table to include original land costs for applicable construction-to-permanent loans.

State-Specific
  • California
    Notice to Home Loan Applicant-CA - Updated consumer reporting agency contact information for Experian, Equifax, and TransUnion and revised associated address block formatting, content, hyperlinks, and paragraph elements. In Section - "Paragraph 1", within Table - "Address Blocks", the following changes were made:
    • Updated the width setting for tables.
    • The hardcoded text within within the address lines.
    • New paragraph elements have been added.
    • The hyperlink within the last entry of the tables has been updated.

  • Iowa
    Motor Vehicle Title Application-IA - Modified the Plate Type section to improve printing and accommodate longer values. Updated the following:
    • Document image and field layout on page 1.
    • Plate Type field size and font formatting.
    • Vehicle Plate Number field size to support additional characters.

  • Kansas

    Borrower Notice-KS - Updated the form to add the Date Notice Provided field, replace references to "business" with "company," and include information directing borrowers to the NMLS Consumer Access website.

  • Maryland

    Motor Vehicle Title Application-MD - Revised the form to match the latest model version, including formatting updates, content revisions, removal of the Dealer Loaner checkbox from the “Application for New Registration Plates or Transfer of Registration Plates” section, and addition of the NAIC field. The new field can be completed directly on the form and represents the NAIC number assigned by the National Association of Insurance Commissioners to identify licensed insurance providers.

  • Michigan

    Motor Vehicle Title Application-MI - Revised the form to align with the latest state version, including an updated document image, field additions and removals, business rule updates, technical rule updates, and a revised document date.

    Added fields to support the Lienholder information section on the form.

    • SecuredParty2_Address_CityStateZip
    • SecuredParty2_FullName
    • SecuredParty_Address_StreetCityStateZip
    • SecuredParty_FullName
    Removed
    • Applicant_ESignatureArea
    • Applicant_ESignatureArea2
    • Form_Unique_Identifier
    • Owner2_DriversLicense_Identification_Number
    • SecuredParty2_FullNameStreetCityStateZip
    • SecuredParty_FullNameStreetCityStateZip
    Updated
    • Business and technical rules for ownership, applicant identification, and legal papers fields.

  • Minnesota

    Motor Vehicle Title Application-MN - Updated the form to align with the 05/2026 version, including logo updates, text revisions in Sections A, B, D, and I, and an updated revision date.

  • Vermont

    High Rate High Point Disclosure-VT - Updated the department name and address displayed within the document.

  • West Virginia

    Tangible Net Benefit Worksheet - Updated the form to remove references to the Division of Banking and replace the term "must" with "shall" in the introductory section.