What's New August 2026

The What's New provides details on all changes introduced in the release and covers both application changes and changes to the forms, or documents, generated from the application.
Information Description
Document List
Program Changes
  • APR Fee Validation and Calculation Improvements

    This enhancement improves validation and recalculation behavior when APR-marked fees exceed the loan amount on the Calculations page. Previously, when the Loan Amount was very large, and a fee is entered as a percent amount, there were scenarios when the Calculations cannot be performed based on the data entered, review your data (such as the Rate change Information or APR fees) and recalculate warning would display. However, the Fee(s) could not be updated and the calculations would remain blocked.

    With this update, the system now properly reevaluates APR-marked fees whenever fee amounts are modified. If a fee, or the combined total of APR-marked fees, exceeds the loan amount, the application continues to display an error and prevent calculations. Once the fees are corrected so that the total APR-marked fees are less than or equal to the loan amount, the error message is automatically removed and the transaction can be recalculated using the updated values.
Document Changes
Multistate
  • IRS W9 Request for Taxpayer Identification Number and Certification

    Updated the IRS W9 form to align with the model form. This involved revising text on all pages to match the model document. Specifically, the term "third party" was updated to "third-party" on page 2, the text "in" was updated to "on" under line 3a on page 3, and the text "tax exempt" was updated to "tax-exempt" on page 4.

  • Residential Credit Application

    Enhanced the Residential Credit Application form to give lenders more control over when the Loan Purpose Other checkbox is selected. This flexibility is designed to allow lenders to better align the selection of this checkbox with their policies and processes.

  • Authorization

    Updated the Authorization form, in the Specific Authorizations section so the Trustee's name does not print twice when they are passed as both a signer and trustee.

State-Specific
  • Missouri
    Updated the Motor Vehicle Title Application-MO to match the latest version dated 04-2026. In addition,
    • The approved expiration date and the revision date were updated.
    • Hyperlink styling was standardized to ensure consistency across the document.
    • Text changes were made within the following sections: LIEN/MAIL TO, NOTARY - DUPLICATE TITLE ONLY, OFFICE VALIDATION, and REQUIRED DOCUMENTS.

  • North Carolina

    Updated the Motor Vehicle Title Notification-NC to match the MVR-6 with a revision date of 04/26. The approved expiration date and the revision date were updated and text updates were made within the VEHICLE SECTION and DISCLOSURE SECTION areas.

  • Updated the Motor Vehicle Title Application-NC to match the MVR-1 with the a revision date of 04/26. The approved expiration date and the revision date were updated and text updates were made within the CHECK Appropriate Block/s, OWNER SECTION, LIEN SECTION, and DISCLOSURE SECTION sections. In addition, we have removed the Owner_ESignatureArea, Notary_ESignatureArea fields.

  • North Dakota

    Updated the Motor Vehicle Title Application-ND to match the version dated 4/2026.

  • Washington

    Updated the Foreclosure Prevention Fee Disclosure-WA form.

    • Updated section, "What is the Foreclosure Prevention Fee?", to remove the reference to payment from borrower cash contribution and the exception for reverse mortgage loans issued to seniors over the age of 61 from the second paragraph..
    • Updated section, "Who owes the Foreclosure Prevention Fee?", to clarify that the fee may also be paid by the financial institution or another third party, and to reference RCW 61.24.157 exemptions.
    • Updated section, "How will the Foreclosure Prevention Fee be paid?", to clarify that the fee may be financed in the loan and paid from the loan proceeds, and to remove reference to payment from borrower cash contribution at closing.
    • Added a paragraph to section, "Questions?", to inform readers to refrain from sending the signed disclosure forms to the Washington State Department of Commerce. Also, in the email address was updated to include the necessary "mailto:" element..
    • Revised the year to read "2026" in section, "Contact Information", in the footer of the document.