What's New March 2026

Corrected an issue that prevented submission results from updating in the Automated Underwriting Findings when resubmitting transaction details to the Freddie Mac Loan Product Advisor® (LPA) underwriting system.

Previously, resubmitted transactions could appear successfully in LPA, but the corresponding submission results were not updated in the Automated Underwriting Findings and no log file was generated for the resubmission. This issue has been resolved, and all submissions—including resubmissions—now process correctly and save submission results as expected.

Corrected an issue that resulted in the loan purpose in Section II Mortgage Information of the Uniform Underwriting and Transmittal Summary document to display an incorrect purpose when the No Cash-Out Refinance option was selected in the Loan Definition screen for a Freddie Mac transaction. The issue was fixed, and the correct loan purpose is now displayed in the print document(s).

Corrected an issue where Social Security Number (SSN) information did not display properly in the Co-Borrower page of the Online Application form. Previously, if a non-spouse/domestic partner declined consent, the SSN was omitted for some co-borrowers - even when required SSN information had been entered.

The co-borrower consent options are defined on the Co-Borrower Information section and an email requesting consent is sent to each non-spouse/domestic partner co-borrower. SSNs will now display for all co-borrowers who provided consent and are included in the loan application.

Fannie Mae / Freddie Mac Promissory Notes

Fannie Mae and Freddie Mac both require that the promissory note be endorsed in blank and include the phrase "without recourse" by the mortgage seller, who is the last endorser. This requirement is outlined in Part B8‑3‑04 of the Fannie Mae Selling Guide and § 6301.3 of Freddie Mac’s Selling Guide.

Previously, the document included a Pay Without Recourse provision for the state of Wisconsin. With this update, the Pay Without Recourse provision will be available for all jurisdictions. To add the Pay Without Recourse provision, the option 'Include Pay Without Recourse Provision' must be selected on the document data entry from Document Data page. In addition, two additional fields will be visible for the 'Paid Without Recourse Date' and the 'Pay Without Recourse Paid to the Order of Party Name and Address'.

First Payment Letter

The First Payment Letter has been enhanced to support multiple flood insurance payments when a transaction has more than one flood insurance policy. The table in the body of the document has been updated to populate the escrow premiums for multiple flood insurance policies.

In addition to the table updates, the language in the final paragraph before the payment address block has also been updated.

Important Notice to Homebuyers

On November 19, 2025, FHA Info 2025-51 announced the waiver of its policy requiring mortgagees to provide borrowers with Form HUD-92900-B, Important Notice to Homebuyers. In response to this update, Wolters Kluwer has elected to remove this form.

Flood Insurance Disclosure-CT

Connecticut now requires a creditor to notify a mortgage loan applicant in writing that standard homeowners’ insurance policies do not cover flood damage and that flood insurance is available and they may wish to contact an insurer regarding the benefits (Conn. Gen. Stat. NEW: Added by P.A. 25-33, Section 2; Conn. Gen. Stat. Section 49-6a).

To meet this requirement, a new Flood Insurance Disclosure-CT document has been added to the system. The document will be selected in the Upfront or Processing phase when the loan transaction is secured by a first lien, 1-4 family residential property, located in Connecticut.

Notice of Action Taken

On November 25, 2025, the Connecticut Department of Banking announced that they relocated its offices to 280 Trumbull Street in Hartford. With this announcement, the street address has been updated in the ECOA notice section of the document.

FNMA FHLMC Mortgage

The FNMA FHLMC Mortgage has been updated to include the date adjacent to the borrower signature underneath the Homestead Waiver Exception section.

Statement of Lien-WV

The Statement of Lien-WV has been updated to print the Date of Satisfaction on the document when collateral has been released on the loan. The Date of Satisfaction is the Note Date entered into the Calculations screen.