North Carolina (North Carolina Gen. Stat.)
| Joint With Survivorship | Trust | Pay on Death | |
| Banks | Yes 41-2.1 and 53C-6-6 |
No | Yes 53C-6-7 |
| Thrift Institutions | Yes 41-2.1 and 54B-129 |
No | Yes 54B-130.1 |
| Savings Banks | Yes 54C-165 |
No | Yes 54C-166.1 |
| Credit Unions | Yes 41-2.1 and 54-109.58 |
No | Yes 54-109.57A |