Expere Transaction XPaths for eOriginal

The following Expere Txn Xpaths should be used when working with eOriginal transactions to ensure proper eNote creation and execution.

Txn Xpath Xpath Option/Description
/Txn/EClosingType 1 = eNote only

2 = Full eClosing (not currently supported)
/Txn/EOriginalEsignInd 0 (F) = eSign is NOT configured within eOriginal

1 (T) = eSign is configured within eOriginal
/Txn/EOriginalDestructionType 0 = Do NOT execute Destruction

1 = Destruct managed doc profiles only

2 = Destruct ALL doc Profiles

3 = Destruct Transaction
/Txn/EOriginalTransactionTypeName (String data) Specifies the transaction type template for an eOriginal transaction. Transaction types are reusable transaction templates. Data, settings, and document types are pre-configured and saved in a transaction type, alleviating the need to input data and add documents each time a transaction is created. This is a preconfigured value setup within eOriginal.
/Txn/EOriginalUploadInd
  • 0 = no documents should be uploaded to eOriginal (with the exception of the eNote)
  • 1 = all documents should be uploaded to eOriginal
/Txn/EOriginalTransactionBusinessProcessName Can be included when creating an enote through the eoCreateTransaction method and is used to filter transactions by line of business. This Xpath contains a string value that limits the transactions visible to the financial institution's employees so they only have access to the transactions that pertain to their group.
/Txn/EOriginalUploadTransactionType Specifies to which eOriginal vault documents should be uploaded.
  • 1 = MERs Vault
  • 2 = Non-MERs Vault
/Txn/EOriginalPreviewOnDemandEnvironmentInd Indicates the environment the lender wants to send their transaction:
  • 0 = TestOnDemand
  • 1 = PreviewOnDemand
Note: This data point is only applicable in the CT environment.
/Txn/EClosingNoPDFCopyInd indicates whether or not to print a PDF copy of the eNote:
  • 1 = does not generate the PDF Copy
  • any other value besides 1 (!=1) = if the transaction contains any value OTHER than 1, PDF Copy is generated
Note: If a XPath value is not provided, the PDF Copy will be created. Users do NOT need to provide a value.
/Txn/EOriginalNotUsedInd Indicates whether or not to send an Expere-generated eNote:
  • /Txn/EOriginalNotUsedInd = False (0) (Default); Expere-generated eNote will be sent to eOriginal.
  • /Txn/EOriginalNotUsedInd = True (1); Expere-generated eNote will not be sent to eOriginal.
/Txn/EOriginalMERSReverseRegistrationInd Indicates whether or not to reverse register Expere Enotes.
  • 0=False
  • 1=True
/Txn/EClosingNoteInd Indicates the lender wants to include the full eNote and not the placeholder eNote.
  • 0 = False
  • 1 = True
/Txn/EOriginalIncludeUniquePasscodeInd Indicates if the user is sending a Unique Passcode in their transaction. If true, the unique passcode should be sent to eOriginal
  • 0 = UniquePasscode logic not used
  • 1 = UniquePasscode will be sent to eOriginal
/Txn/EOriginalIncludeSmartDocXHTMLInResponseInd Indicates if the user wants the SmartDocXHTML included in the response if EOriginalNotUsedInd = 0, Blank or Does not exists. If true, the SmartDocXHTML is included in the response file.
  • 0 = SmartDocXHTML is not returned in the response file
  • 1 = SmartDocXHTML is included in the DGS response file
/Txn/OrgExemptInd This is an optional element used to determine if a financial institution is exempt from state licensing requirements.
  • 0=false (default); if the value is "0" or is missing or blank, the element is excluded.
  • 1=true; if the value is "1", the financial organization is exempt from state licensing requirements. Licensing requirements are different by state, so all organizations, including federally regulated organizations, need to review and understand the requirements of the states they operate in to validate whether they are exempt from state requirements.
/Txn/FHAAmendedGSEInd Determines whether to provided 2023 amended FHA documents.
  • 0=false (default); if the value is "0" or is missing or blank, no 2023 amended FHA documents are provided.
  • 1=true; if the value is "1", the lender has requested use of the 2023 amended FHA documents.
Note:
Note:
  • If /Txn/FHAAmendedGSEInd=0 or is blank or missing, <xs:attribute name="fhaAmended" is set to "false"
  • If /Txn/FHAAmendedGSEInd=1, <xs:attribute name="fhaAmended" is set to "true".

Signer types

Note: the Signer types below are supported with the eNote; all other other documents will support anyone who is eSigning.
The following Signer types are supported:
  • /Txn/CoSigners/CoSigner
    • /Txn/CoSigners/CoSigner/PowerOfAttorneyName
    • /Txn/CoSigners/CoSigner/PowerOfAttorneyEmailAddress
    • /Txn/EOriginalAdditionalItems/EOriginalAdditionalItem/UniquePasscodeDesc
  • /Txn/Borrowers/Borrower
    • /Txn/Borrowers/Borrower/PowerOfAttorneyName
    • /Txn/Borrowers/Borrower/PowerOfAttorneyEmailAddress
    • /Txn/EOriginalAdditionalItems/EOriginalAdditionalItem/UniquePasscodeDesc
Note: The following elements are required for each Party on the eNote:
  • FirstName
  • LastName
  • SSN
    Note: for all other parties where we don't collect a SSN; we require that our users pass in the override that utilizes the unique passcode description. Refer to Password Override for more information.
  • EmailAddress
  • RembrandtID or SignerID