Sample Response
{
"error": null,
"errorId": null,
"txn": "<!-- edited with XMLSpy v2017 sp2 (http://www.altova.com) by Paul Peterson (WOLTERS KLUWER FINANCIAL SRVCS) -->\r\n<Txn xmlns=\"http://schemas.bankerssystems.com/2004/ExpereTxn\">\r\n <Deposit>\r\n <Accounts>\r\n <Account index=\"1\">\r\n <AccountAgreementID>1</AccountAgreementID>\r\n <AccountIdentifier>332200087</AccountIdentifier>\r\n <AccountPurposeType>1</AccountPurposeType>\r\n <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>\r\n <AccountType>1</AccountType>\r\n <CardsRequestedNumber>2</CardsRequestedNumber>\r\n <CheckWritingCapabilitiesInd>1</CheckWritingCapabilitiesInd>\r\n <DisclosureCommonFeaturesInd>1</DisclosureCommonFeaturesInd>\r\n <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>\r\n <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>\r\n <DisclosurePrivacyInd>1</DisclosurePrivacyInd>\r\n <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>\r\n <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>\r\n <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>\r\n <DisclosureType>1</DisclosureType>\r\n <EarningsType>2</EarningsType>\r\n <Holders>\r\n <Holder index=\"1\">\r\n <AccountAddressInd>1</AccountAddressInd>\r\n <BirthDate>19530403</BirthDate>\r\n <EmailAddress>mary34456@aol.com</EmailAddress>\r\n <EmployerCity>St Louis</EmployerCity>\r\n <EmployerName>Kohl's, </EmployerName>\r\n <EmployerState>MO</EmployerState>\r\n <FirstName>Mary</FirstName>\r\n <IdentificationItems>\r\n <IdentificationItem index=\"1\">\r\n <IdentificationExpirationDate />\r\n </IdentificationItem>\r\n </IdentificationItems>\r\n <LastName>Smith</LastName>\r\n <MailingAddressCity>St Louis</MailingAddressCity>\r\n <MailingAddressDifferentInd>0</MailingAddressDifferentInd>\r\n <MailingAddressPostalCode>63106</MailingAddressPostalCode>\r\n <MailingAddressState>MO</MailingAddressState>\r\n <MailingStreetAddress>345 Elm St</MailingStreetAddress>\r\n <MiddleName>Ellen</MiddleName>\r\n <PartyType>1</PartyType>\r\n <PermanentAddressCity>St. Louis</PermanentAddressCity>\r\n <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>\r\n <PermanentAddressState>MO</PermanentAddressState>\r\n <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>\r\n <PersonalAgentInd>0</PersonalAgentInd>\r\n <Phones>\r\n <Phone index=\"1\">\r\n <Desc>Home</Desc>\r\n <PhoneNumber>314-334-6612</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"2\">\r\n <Desc>Work</Desc>\r\n <PhoneNumber>417-670-1213</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"3\">\r\n <Desc>Cellular Phone</Desc>\r\n <PhoneNumber>573-670-8899</PhoneNumber>\r\n </Phone>\r\n </Phones>\r\n <PowerOfAttorneyAgents>\r\n <Agent index=\"1\">\r\n <FirstName>Amy</FirstName>\r\n <LastName>Hansen</LastName>\r\n <MiddleName>Lynn</MiddleName>\r\n <DurabilityType>1</DurabilityType>\r\n <FormPowerOfAttorneyInd>1</FormPowerOfAttorneyInd>\r\n <PowerOfAttorneyAgreementID>POA Ag ID</PowerOfAttorneyAgreementID>\r\n <AgentID>Agent1</AgentID>\r\n <PermanentAddressCity>St. Louis</PermanentAddressCity>\r\n <PermanentAddressPostalCode>63015</PermanentAddressPostalCode>\r\n <PermanentAddressState>MO</PermanentAddressState>\r\n <PermanentStreetAddress>3910 Washington Blvd.</PermanentStreetAddress>\r\n <Phones>\r\n <Phone index=\"1\">\r\n <Desc>Home</Desc>\r\n <PhoneNumber>314-223-1212</PhoneNumber>\r\n </Phone>\r\n </Phones>\r\n <IdentificationItems>\r\n <IdentificationItem index=\"1\">\r\n <IdentificationExpirationDate>20110415</IdentificationExpirationDate>\r\n <IdentificationType>1</IdentificationType>\r\n <IdentificationIssuedDate>20070430</IdentificationIssuedDate>\r\n <IssuedByType>MO</IssuedByType>\r\n <Identifier>H-32312445</Identifier>\r\n </IdentificationItem>\r\n </IdentificationItems>\r\n <BirthDate>19700508</BirthDate>\r\n <SSN>125-95-7885</SSN>\r\n <RelationshipDesc>Power of Attorney</RelationshipDesc>\r\n <AlternateSignatureDesc>Attorney in Fact</AlternateSignatureDesc>\r\n </Agent>\r\n </PowerOfAttorneyAgents>\r\n <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>\r\n <RelationshipDesc>Owner</RelationshipDesc>\r\n <SSN>134-56-7889</SSN>\r\n <EmployerPostalCode>63106</EmployerPostalCode>\r\n <BackupWithholdingTaxIdentifierCorrectInd>1</BackupWithholdingTaxIdentifierCorrectInd>\r\n <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>\r\n <ID>1</ID>\r\n <CardTransactionLimitationAmount>1000</CardTransactionLimitationAmount>\r\n <CardTransactionLimitationFrequencyDesc>per 24 hours</CardTransactionLimitationFrequencyDesc>\r\n <CardTransactionLimitationTypeDesc>Debit (ATM, point of sale)</CardTransactionLimitationTypeDesc>\r\n <BackupWithholdingNotApplicableInd>1</BackupWithholdingNotApplicableInd>\r\n </Holder>\r\n <Holder index=\"2\">\r\n <AccountAddressInd>1</AccountAddressInd>\r\n <BirthDate>19480507</BirthDate>\r\n <EmailAddress>william43356@hotmail.com</EmailAddress>\r\n <EmployerCity>St Louis</EmployerCity>\r\n <EmployerName>Scheels,</EmployerName>\r\n <EmployerState>MO</EmployerState>\r\n <FirstName>William</FirstName>\r\n <IdentificationItems>\r\n <IdentificationItem index=\"1\">\r\n <IdentificationExpirationDate>20100507</IdentificationExpirationDate>\r\n <IdentificationIssuedDate>20060503</IdentificationIssuedDate>\r\n <IdentificationType>1</IdentificationType>\r\n <Identifier>L224063</Identifier>\r\n <IssuedByType>MO</IssuedByType>\r\n </IdentificationItem>\r\n </IdentificationItems>\r\n <LastName>Smith</LastName>\r\n <MailingAddressCity>St Louis</MailingAddressCity>\r\n <MailingAddressDifferentInd>1</MailingAddressDifferentInd>\r\n <MailingAddressPostalCode>63106</MailingAddressPostalCode>\r\n <MailingAddressState>MO</MailingAddressState>\r\n <MailingStreetAddress>123 Main St.</MailingStreetAddress>\r\n <MiddleName>John</MiddleName>\r\n <PartyType>1</PartyType>\r\n <PermanentAddressCity>St. Louis</PermanentAddressCity>\r\n <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>\r\n <PermanentAddressState>MO</PermanentAddressState>\r\n <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>\r\n <PersonalAgentInd>0</PersonalAgentInd>\r\n <Phones>\r\n <Phone index=\"1\">\r\n <Desc>Home</Desc>\r\n <PhoneNumber>314-334-6612</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"2\">\r\n <Desc>Work</Desc>\r\n <PhoneNumber>314-229-1819</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"3\">\r\n <Desc>Cellular Phone</Desc>\r\n <PhoneNumber>573-670-8898</PhoneNumber>\r\n </Phone>\r\n </Phones>\r\n <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>\r\n <RelationshipDesc>Owner</RelationshipDesc>\r\n <SSN>134-44-7223</SSN>\r\n <EmployerPostalCode>63106</EmployerPostalCode>\r\n <ID>2</ID>\r\n <CardTransactionLimitationAmount>200</CardTransactionLimitationAmount>\r\n <CardTransactionLimitationFrequencyDesc>per business day</CardTransactionLimitationFrequencyDesc>\r\n <CardTransactionLimitationTypeDesc>ATM withdrawal</CardTransactionLimitationTypeDesc>\r\n </Holder>\r\n </Holders>\r\n <InitialDepositAmount>500</InitialDepositAmount>\r\n <InitialDepositSourceType>1</InitialDepositSourceType>\r\n <InternalUseDesc>33220008</InternalUseDesc>\r\n <OwnershipType>2</OwnershipType>\r\n <LoanIdentifier>6800264881</LoanIdentifier>\r\n <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>\r\n <ProductDesc>NOW Account</ProductDesc>\r\n <ServicesRequested>\r\n <ServiceRequested index=\"1\">\r\n <Type>2</Type>\r\n <HolderIdRefs>1 2</HolderIdRefs>\r\n <AdditionalAccountDesc>Savings</AdditionalAccountDesc>\r\n <AdditionalAccountIdentifier>80001235</AdditionalAccountIdentifier>\r\n <DisclosureElectronicFundsTransferInd>0</DisclosureElectronicFundsTransferInd>\r\n </ServiceRequested>\r\n </ServicesRequested>\r\n <TCPaymentOrderInd>1</TCPaymentOrderInd>\r\n <TCPaymentOrderType>1</TCPaymentOrderType>\r\n <TCSection326Ind>0</TCSection326Ind>\r\n <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>\r\n <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>\r\n <CompoundingFrequencyType>1</CompoundingFrequencyType>\r\n <EarningsDetailType>1</EarningsDetailType>\r\n <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>\r\n <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>\r\n <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>\r\n <InterestPaymentProcedureType>1</InterestPaymentProcedureType>\r\n <InterestRate>1.50</InterestRate>\r\n <InterestRateType>2</InterestRateType>\r\n <RateDetailType>1</RateDetailType>\r\n <SubAccountType>1</SubAccountType>\r\n <BalanceComputationType>2</BalanceComputationType>\r\n <APYRate>1.51</APYRate>\r\n <NoncashAccrualType>1</NoncashAccrualType>\r\n <MinimumBalanceRequirementsInd>1</MinimumBalanceRequirementsInd>\r\n <DepositLimitationType>1</DepositLimitationType>\r\n <RegEPolicyIDRef>1234</RegEPolicyIDRef>\r\n <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>\r\n <TruthInSavingsPolicyName>NOW ACCOUNT</TruthInSavingsPolicyName>\r\n <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>\r\n <OverdraftConsentInd>1</OverdraftConsentInd>\r\n <AccountAgreementDate>20080101</AccountAgreementDate>\r\n <PayOnDeathType>0</PayOnDeathType>\r\n <TCPowerOfAttorneyInd>1</TCPowerOfAttorneyInd>\r\n <TCDepositInsuranceInd>1</TCDepositInsuranceInd>\r\n <TCDepositInsuranceType>1</TCDepositInsuranceType>\r\n <BackupWithholdingInAgreementType>1</BackupWithholdingInAgreementType>\r\n <RegEOptInHolderIDRef>1</RegEOptInHolderIDRef>\r\n <InterestRatePeriodType>8</InterestRatePeriodType>\r\n <MinimumBalanceEarnRateInd>1</MinimumBalanceEarnRateInd>\r\n <MinimumBalanceEarnRateAverageDailyBalanceAmount>500</MinimumBalanceEarnRateAverageDailyBalanceAmount>\r\n <MinimumBalanceEarnRateAverageDailyBalanceInd>1</MinimumBalanceEarnRateAverageDailyBalanceInd>\r\n <MinimumBalanceFeesInd>1</MinimumBalanceFeesInd>\r\n <MinimumBalanceFees index=\"1\">\r\n <MinimumBalanceFee index=\"1\">\r\n <BalanceComputationType>2</BalanceComputationType>\r\n <BalanceType>1</BalanceType>\r\n <PeriodType>999</PeriodType>\r\n <PeriodTypeOtherDesc>monthly statement cycle</PeriodTypeOtherDesc>\r\n <BalanceAverageDailyAmount>500</BalanceAverageDailyAmount>\r\n <NameDesc>minimum balance fee</NameDesc>\r\n <AverageDailyAmount>2.00</AverageDailyAmount>\r\n </MinimumBalanceFee>\r\n </MinimumBalanceFees>\r\n </Account>\r\n <Account index=\"2\">\r\n <AccountAgreementID>1</AccountAgreementID>\r\n <AccountIdentifier>80001235</AccountIdentifier>\r\n <AccountPurposeType>1</AccountPurposeType>\r\n <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>\r\n <AccountType>2</AccountType>\r\n <CardsRequestedNumber>2</CardsRequestedNumber>\r\n <CheckWritingCapabilitiesInd>0</CheckWritingCapabilitiesInd>\r\n <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>\r\n <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>\r\n <DisclosurePrivacyInd>1</DisclosurePrivacyInd>\r\n <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>\r\n <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>\r\n <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>\r\n <DisclosureType>1</DisclosureType>\r\n <EarningsType>2</EarningsType>\r\n <Holders>\r\n <Holder index=\"1\">\r\n <AccountAddressInd>1</AccountAddressInd>\r\n <BirthDate>19530403</BirthDate>\r\n <EmailAddress>mary34456@aol.com</EmailAddress>\r\n <EmployerCity>St Louis</EmployerCity>\r\n <EmployerName>Kohl's, </EmployerName>\r\n <EmployerState>MO</EmployerState>\r\n <FirstName>Mary</FirstName>\r\n <IdentificationItems>\r\n <IdentificationItem index=\"1\">\r\n <IdentificationExpirationDate>20080403</IdentificationExpirationDate>\r\n <IdentificationIssuedDate>20010325</IdentificationIssuedDate>\r\n <IdentificationType>1</IdentificationType>\r\n <IssuedByType>MO</IssuedByType>\r\n <Identifier>B00205</Identifier>\r\n </IdentificationItem>\r\n </IdentificationItems>\r\n <LastName>Smith</LastName>\r\n <MailingAddressCity>St Louis</MailingAddressCity>\r\n <MailingAddressDifferentInd>0</MailingAddressDifferentInd>\r\n <MailingAddressPostalCode>63106</MailingAddressPostalCode>\r\n <MailingAddressState>MO</MailingAddressState>\r\n <MailingStreetAddress>345 Elm St</MailingStreetAddress>\r\n <MiddleName>Ellen</MiddleName>\r\n <PartyType>1</PartyType>\r\n <PermanentAddressCity>St. Louis</PermanentAddressCity>\r\n <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>\r\n <PermanentAddressState>MO</PermanentAddressState>\r\n <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>\r\n <Phones>\r\n <Phone index=\"1\">\r\n <Desc>Home</Desc>\r\n <PhoneNumber>314-334-6612</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"2\">\r\n <Desc>Work</Desc>\r\n <PhoneNumber>417-670-1213</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"3\">\r\n <Desc>Cellular Phone</Desc>\r\n <PhoneNumber>573-670-8899</PhoneNumber>\r\n </Phone>\r\n </Phones>\r\n <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>\r\n <RelationshipDesc>Owner</RelationshipDesc>\r\n <SSN>134-56-7889</SSN>\r\n <EmployerPostalCode>63106</EmployerPostalCode>\r\n <ID>1</ID>\r\n <NAICSCode>ChangeMe</NAICSCode>\r\n </Holder>\r\n <Holder index=\"2\">\r\n <AccountAddressInd>1</AccountAddressInd>\r\n <BirthDate>19480507</BirthDate>\r\n <EmailAddress>william43356@hotmail.com</EmailAddress>\r\n <EmployerCity>St Louis</EmployerCity>\r\n <EmployerName>Scheels,</EmployerName>\r\n <EmployerState>MO</EmployerState>\r\n <FirstName>William</FirstName>\r\n <IdentificationItems>\r\n <IdentificationItem index=\"1\">\r\n <IdentificationExpirationDate>20100507</IdentificationExpirationDate>\r\n <IdentificationIssuedDate>20060503</IdentificationIssuedDate>\r\n <IdentificationType>1</IdentificationType>\r\n </IdentificationItem>\r\n </IdentificationItems>\r\n <LastName>Smith</LastName>\r\n <MailingAddressCity>St Louis</MailingAddressCity>\r\n <MailingAddressDifferentInd>1</MailingAddressDifferentInd>\r\n <MailingAddressPostalCode>63106</MailingAddressPostalCode>\r\n <MailingAddressState>MO</MailingAddressState>\r\n <MailingStreetAddress>123 Main St.</MailingStreetAddress>\r\n <MiddleName>John</MiddleName>\r\n <PartyType>1</PartyType>\r\n <PermanentAddressCity>St. Louis</PermanentAddressCity>\r\n <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>\r\n <PermanentAddressState>MO</PermanentAddressState>\r\n <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>\r\n <Phones>\r\n <Phone index=\"1\">\r\n <Desc>Home</Desc>\r\n <PhoneNumber>314-334-6612</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"2\">\r\n <Desc>Work</Desc>\r\n <PhoneNumber>314-229-1819</PhoneNumber>\r\n </Phone>\r\n <Phone index=\"3\">\r\n <Desc>Cellular Phone</Desc>\r\n <PhoneNumber>573-670-8898</PhoneNumber>\r\n </Phone>\r\n </Phones>\r\n <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>\r\n <RelationshipDesc>Owner</RelationshipDesc>\r\n <SSN>134-44-7223</SSN>\r\n <EmployerPostalCode>63106</EmployerPostalCode>\r\n <ID>2</ID>\r\n </Holder>\r\n </Holders>\r\n <InitialDepositAmount>1000</InitialDepositAmount>\r\n <InitialDepositSourceType>2</InitialDepositSourceType>\r\n <InternalUseDesc>NAL</InternalUseDesc>\r\n <OwnershipType>2</OwnershipType>\r\n <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>\r\n <ProductDesc>Savings Account</ProductDesc>\r\n <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>\r\n <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>\r\n <CompoundingFrequencyType>1</CompoundingFrequencyType>\r\n <EarningsDetailType>1</EarningsDetailType>\r\n <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>\r\n <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>\r\n <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>\r\n <InterestPaymentProcedureType>1</InterestPaymentProcedureType>\r\n <InterestRate>2.66</InterestRate>\r\n <InterestRateType>1</InterestRateType>\r\n <RateDetailType>1</RateDetailType>\r\n <BalanceComputationType>2</BalanceComputationType>\r\n <APYRate>2.70</APYRate>\r\n <NoncashAccrualType>1</NoncashAccrualType>\r\n <MinimumBalanceRequirementsInd>0</MinimumBalanceRequirementsInd>\r\n <DepositLimitationType>1</DepositLimitationType>\r\n <RegEPolicyIDRef>1234</RegEPolicyIDRef>\r\n <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>\r\n <TruthInSavingsPolicyName>SAVINGS ACCOUNT</TruthInSavingsPolicyName>\r\n <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>\r\n <OverdraftConsentInd>1</OverdraftConsentInd>\r\n <AccountAgreementDate>20080101</AccountAgreementDate>\r\n <RegDLimitsDesc>During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed these transfer limitations, your account will be subject to closure by the financial institution</RegDLimitsDesc>\r\n <RegDLimitsInd>1</RegDLimitsInd>\r\n <PayOnDeathType>0</PayOnDeathType>\r\n </Account>\r\n </Accounts>\r\n <Fees>\r\n <Fee index=\"1\">\r\n <AmountDesc>$30.00</AmountDesc>\r\n <FeeNameType>1</FeeNameType>\r\n <OverdraftFeeAmount>30.00</OverdraftFeeAmount>\r\n <OverdraftFeeLimitType>1</OverdraftFeeLimitType>\r\n <OverdraftFeeType>1</OverdraftFeeType>\r\n </Fee>\r\n <Fee index=\"2\">\r\n <FeeNameType>999</FeeNameType>\r\n <AmountDesc>$40.00</AmountDesc>\r\n <OverdraftFeeAmount>40.00</OverdraftFeeAmount>\r\n <OverdraftDaysNumber>10</OverdraftDaysNumber>\r\n <OverdraftFeeType>99</OverdraftFeeType>\r\n <OverdraftFeeTypeOtherDesc>if the account is overdrawn for more than 10 consecutive days, we charge an additional fee of $40.00 for each day your account is overdrawn</OverdraftFeeTypeOtherDesc>\r\n <FeeNameTypeOtherDesc>Extended overdraft fee - if account is overdrawn more than 10 consecutive days.</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"3\">\r\n <AmountDesc>$20.00</AmountDesc>\r\n <FeeNameType>2</FeeNameType>\r\n </Fee>\r\n <Fee index=\"4\">\r\n <AmountDesc>$10.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Deposited checks returned unpaid</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"5\">\r\n <AmountDesc>1.0% of the transaction amount</AmountDesc>\r\n <FeeNameType>5</FeeNameType>\r\n </Fee>\r\n <Fee index=\"6\">\r\n <FeeNameType>4</FeeNameType>\r\n <AmountDesc>1% of amount transacted</AmountDesc>\r\n </Fee>\r\n <Fee index=\"7\">\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Cash withdrawal at ATM</FeeNameTypeOtherDesc>\r\n <AmountDesc>$.25</AmountDesc>\r\n </Fee>\r\n <Fee index=\"8\">\r\n <FeeNameType>999</FeeNameType>\r\n <AmountDesc>$5.00</AmountDesc>\r\n <FeeNameTypeOtherDesc>Replace ATM card or PIN</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"9\">\r\n <FeeNameType>999</FeeNameType>\r\n <AmountDesc>$5.00</AmountDesc>\r\n <FeeNameTypeOtherDesc>Replace debit card or PIN</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"10\">\r\n <AmountDesc>$0.50</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Certified Check</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"11\">\r\n <AmountDesc>$0.50</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Temporary Check</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"12\">\r\n <AmountDesc>$0.50</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Temporary check</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"13\">\r\n <AmountDesc>$0.50</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Cashier's check</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"14\">\r\n <AmountDesc>$0.50</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Money order</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"15\">\r\n <AmountDesc>$1.00 per $100.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Traveler's checks</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"16\">\r\n <AmountDesc>$10.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Garnishments</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"17\">\r\n <AmountDesc>$10.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Executions</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"18\">\r\n <AmountDesc>$10.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Levies</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"19\">\r\n <AmountDesc>$1.00</AmountDesc>\r\n <FeeNameTypeOtherDesc>Special statement cutoff</FeeNameTypeOtherDesc>\r\n <FeeNameType>999</FeeNameType>\r\n </Fee>\r\n <Fee index=\"20\">\r\n <AmountDesc>$10.00 per hour</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Account Research</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"21\">\r\n <AmountDesc>$10.00 per hour</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Account balancing assistance</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"22\">\r\n <AmountDesc>$1.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Copy of statement</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"23\">\r\n <AmountDesc>$10.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Stop payment (any type)</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"24\">\r\n <AmountDesc>$10.00</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Wire Transfer - incoming or outgoing</FeeNameTypeOtherDesc>\r\n </Fee>\r\n <Fee index=\"25\">\r\n <AmountDesc>$3.00 per month</AmountDesc>\r\n <FeeNameType>999</FeeNameType>\r\n <FeeNameTypeOtherDesc>Dormant Account Fee - An account is considered dormant if, for 3 years: statements have been returned undelivered, you have not contacted us about any account with us; and you have initiated no transactions on any account with us.</FeeNameTypeOtherDesc>\r\n </Fee>\r\n </Fees>\r\n <OverdraftFeeType>1</OverdraftFeeType>\r\n <RecreditRightsClaimDaysCount>60</RecreditRightsClaimDaysCount>\r\n <RecreditRightsInitialRefundDaysCount>7</RecreditRightsInitialRefundDaysCount>\r\n <RecreditRightsInitialRefundMaximumAmount>3000</RecreditRightsInitialRefundMaximumAmount>\r\n <RecreditRightsRemainingRefundDaysCount>30</RecreditRightsRemainingRefundDaysCount>\r\n <DirectDeposits>\r\n <DirectDeposit index=\"1\">\r\n <AccountIdentifier>33220008</AccountIdentifier>\r\n <AccountTitle>Mary E. Smith or William J. Smith </AccountTitle>\r\n <AccountType>1</AccountType>\r\n <AuthorizerName>Mary E. Smith </AuthorizerName>\r\n <AuthorizerPhoneNumberAreaCode>573</AuthorizerPhoneNumberAreaCode>\r\n <AuthorizerSSN>134-56-7889</AuthorizerSSN>\r\n <CreditedInstitutionRoutingNumber>081021971</CreditedInstitutionRoutingNumber>\r\n <JointAuthorizerName>Mary Ellen Smith</JointAuthorizerName>\r\n <CompanyName>Kohl's Department Store</CompanyName>\r\n <CreditedInstitutionCity>St. Louis</CreditedInstitutionCity>\r\n <CreditedInstitutionName>First Missouri Bank, N.A.</CreditedInstitutionName>\r\n <CreditedInstitutionPhoneNumber>314-240-4123</CreditedInstitutionPhoneNumber>\r\n <CreditedInstitutionState>MO</CreditedInstitutionState>\r\n <CreditType>1</CreditType>\r\n <Type>1</Type>\r\n <CompanyID>1</CompanyID>\r\n <PrintBlankAuthorizationInd>0</PrintBlankAuthorizationInd>\r\n <CreditTypeSpecifiedDesc>$200.00</CreditTypeSpecifiedDesc>\r\n <AuthorizerID>1</AuthorizerID>\r\n </DirectDeposit>\r\n <DirectDeposit index=\"2\">\r\n <AccountIdentifier>80001235</AccountIdentifier>\r\n <AccountTitle>William J. Smith</AccountTitle>\r\n <AccountType>2</AccountType>\r\n <AuthorizerCity>St. Louis</AuthorizerCity>\r\n <AuthorizerName>William J. Smith </AuthorizerName>\r\n <AuthorizerPhoneNumberAreaCode>573</AuthorizerPhoneNumberAreaCode>\r\n <AuthorizerPhoneNumberPrefix>670</AuthorizerPhoneNumberPrefix>\r\n <AuthorizerPhoneNumberSuffix>8898</AuthorizerPhoneNumberSuffix>\r\n <AuthorizerPostalCode>63106</AuthorizerPostalCode>\r\n <AuthorizerSSN>134447223</AuthorizerSSN>\r\n <AuthorizerState>MO</AuthorizerState>\r\n <AuthorizerStreetAddress>345 Elm St.</AuthorizerStreetAddress>\r\n <CreditedInstitutionRoutingNumber>081021971</CreditedInstitutionRoutingNumber>\r\n <FederalBenefitCheckIdentifier>080456</FederalBenefitCheckIdentifier>\r\n <FederalBenefitClaimIdentifier>123456</FederalBenefitClaimIdentifier>\r\n <FederalBenefitPaymentAmount>2100.50</FederalBenefitPaymentAmount>\r\n <FederalBenefitType>1</FederalBenefitType>\r\n <JointAuthorizerName>Mary E. Smith</JointAuthorizerName>\r\n <CompanyName>Scheel's All Sports Inc.</CompanyName>\r\n <CreditedInstitutionCity>St. Louis</CreditedInstitutionCity>\r\n <CreditedInstitutionName>First Missouri Bank, N.A.</CreditedInstitutionName>\r\n <CreditedInstitutionPhoneNumber>314-240-4123</CreditedInstitutionPhoneNumber>\r\n <CreditedInstitutionState>MO</CreditedInstitutionState>\r\n <CreditType>2</CreditType>\r\n <Type>1</Type>\r\n <CompanyID>1</CompanyID>\r\n <PrintBlankAuthorizationInd>0</PrintBlankAuthorizationInd>\r\n <AuthorizerID>1</AuthorizerID>\r\n </DirectDeposit>\r\n </DirectDeposits>\r\n <FundsAvailabilityPolicies>\r\n <FundsAvailabilityPolicy index=\"1\">\r\n <LocationsDesc>at 301 South College Street St. Louis, MO 63106</LocationsDesc>\r\n <NewAccountExceptionInd>1</NewAccountExceptionInd>\r\n <NewAccountPolicyCustomInd>0</NewAccountPolicyCustomInd>\r\n <AppliesToType>2</AppliesToType>\r\n <AvailabilityType>1</AvailabilityType>\r\n <CaseByCaseAvailableDayType>2</CaseByCaseAvailableDayType>\r\n <CaseByCaseDelayTime>4:00 PM</CaseByCaseDelayTime>\r\n <CashWithdrawalLimitationInd>1</CashWithdrawalLimitationInd>\r\n <CutoffTimeDesc>4:00 PM</CutoffTimeDesc>\r\n <CutoffTimeType>3</CutoffTimeType>\r\n <PolicyID>A123</PolicyID>\r\n <SafeguardDelayMaximumDaysInd>1</SafeguardDelayMaximumDaysInd>\r\n <SafeguardExceptionInd>1</SafeguardExceptionInd>\r\n <NewAccountDayDesc>10th</NewAccountDayDesc>\r\n <CaseByCaseInd>1</CaseByCaseInd>\r\n </FundsAvailabilityPolicy>\r\n </FundsAvailabilityPolicies>\r\n <RegEPolicies>\r\n <RegEPolicy index=\"1\">\r\n <DirectDepositInd>1</DirectDepositInd>\r\n <ECheckPaymentsInd>1</ECheckPaymentsInd>\r\n <PreauthorizedWithdrawalInd>1</PreauthorizedWithdrawalInd>\r\n <TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd>\r\n <TelephoneAccessPhones>\r\n <TelephoneAccessPhone index=\"1\">\r\n <AccessHoursDesc>24 hours a day</AccessHoursDesc>\r\n <PhoneNumber>1-800-252-9897</PhoneNumber>\r\n </TelephoneAccessPhone>\r\n </TelephoneAccessPhones>\r\n <TelephoneBalanceInformationInd>1</TelephoneBalanceInformationInd>\r\n <TelephoneDepositHistoryInd>1</TelephoneDepositHistoryInd>\r\n <TelephoneInd>1</TelephoneInd>\r\n <TelephoneTransactionHistoryInd>1</TelephoneTransactionHistoryInd>\r\n <TelephoneWithdrawalHistoryInd>1</TelephoneWithdrawalHistoryInd>\r\n <Transactions>\r\n <Transaction index=\"1\">\r\n <FromAccountDesc>savings</FromAccountDesc>\r\n <ToAccountDesc>checking</ToAccountDesc>\r\n <TransferOrPaymentType>3</TransferOrPaymentType>\r\n </Transaction>\r\n <Transaction index=\"2\">\r\n <TransferOrPaymentType>5</TransferOrPaymentType>\r\n <FromAccountDesc>savings</FromAccountDesc>\r\n <ToAccountDesc>checking</ToAccountDesc>\r\n </Transaction>\r\n </Transactions>\r\n <PolicyID>1234</PolicyID>\r\n <HSAInd>0</HSAInd>\r\n <ATMDebitAccessConditionRequiredInd>1</ATMDebitAccessConditionRequiredInd>\r\n <ATMDebitLocationOrNetworkDesc>Money Pass </ATMDebitLocationOrNetworkDesc>\r\n <ATMDebitAccessConditionRequiredDesc>PIN Number</ATMDebitAccessConditionRequiredDesc>\r\n <ATMDebitCashWithdrawalInd>1</ATMDebitCashWithdrawalInd>\r\n <ATMDebitBalanceInformationInd>1</ATMDebitBalanceInformationInd>\r\n <ATMDebitWithdrawalHistoryInd>1</ATMDebitWithdrawalHistoryInd>\r\n <ATMDebitDepositHistoryInd>1</ATMDebitDepositHistoryInd>\r\n <ATMDebitTransactionHistoryInd>1</ATMDebitTransactionHistoryInd>\r\n <POSInd>1</POSInd>\r\n <ForeignCurrencyConversionInd>1</ForeignCurrencyConversionInd>\r\n <ForeignCurrencyConversionType>1</ForeignCurrencyConversionType>\r\n <ConsumerLiabilityType>1</ConsumerLiabilityType>\r\n <PeriodicStatementMonthlyInd>1</PeriodicStatementMonthlyInd>\r\n <PeriodicStatementMonthlyAccountDesc>checking and savings</PeriodicStatementMonthlyAccountDesc>\r\n <BusinessDaysHoursDesc>Monday through Saturday</BusinessDaysHoursDesc>\r\n <BusinessDaysHolidayExceptionInd>1</BusinessDaysHolidayExceptionInd>\r\n <ErrorResolutionType>2</ErrorResolutionType>\r\n <POSCards>\r\n <POSCard index=\"1\">\r\n <POSGetCashInd>1</POSGetCashInd>\r\n </POSCard>\r\n </POSCards>\r\n <ATMInd>1</ATMInd>\r\n <DirectDepositPayorDesc>Social Security or payroll</DirectDepositPayorDesc>\r\n <ATMCardNameDesc>ATM Card</ATMCardNameDesc>\r\n <ATMLocationOrNetworkDesc>FastCash machines and any ATM bearing the VISA logo</ATMLocationOrNetworkDesc>\r\n <PreauthorizedWithdrawalVaryingPaymentsType>1</PreauthorizedWithdrawalVaryingPaymentsType>\r\n <ConfidentialityType>1</ConfidentialityType>\r\n <DirectDepositPayorConfirmationInd>1</DirectDepositPayorConfirmationInd>\r\n <ATMCashWithdrawalInd>1</ATMCashWithdrawalInd>\r\n <ATMBalanceInformationInd>1</ATMBalanceInformationInd>\r\n <ComputerInd>1</ComputerInd>\r\n <ComputerPlanName>On Line Now</ComputerPlanName>\r\n <ComputerAccessWebsiteInd>1</ComputerAccessWebsiteInd>\r\n <ComputerAccessWebsiteDesc>https://www.FMB.com/OnLineNow</ComputerAccessWebsiteDesc>\r\n <ComputerAccessConditionRequiredInd>1</ComputerAccessConditionRequiredInd>\r\n <ComputerBalanceInformationInd>1</ComputerBalanceInformationInd>\r\n <ComputerWithdrawalHistoryInd>1</ComputerWithdrawalHistoryInd>\r\n <ComputerDepositHistoryInd>1</ComputerDepositHistoryInd>\r\n <ComputerTransactionHistoryInd>1</ComputerTransactionHistoryInd>\r\n <BillPayInd>1</BillPayInd>\r\n <BillPayPlanName>Be On Time</BillPayPlanName>\r\n <BillPayComputerAccessInd>1</BillPayComputerAccessInd>\r\n <BillPayComputerAccessWebsiteDesc>https://www.FMB.com/BeOnTime</BillPayComputerAccessWebsiteDesc>\r\n <BillPayTelephoneAccessInd>1</BillPayTelephoneAccessInd>\r\n <BillPayTelephoneAccessPhoneNumber>1-866-B ON TIME (1-866-266-8463)</BillPayTelephoneAccessPhoneNumber>\r\n <BillPayMakePaymentsFromDesc>checking account</BillPayMakePaymentsFromDesc>\r\n <BillPayMakePaymentsToDesc>your creditors</BillPayMakePaymentsToDesc>\r\n <BillPayPaperCheckPaymentsInd>1</BillPayPaperCheckPaymentsInd>\r\n </RegEPolicy>\r\n </RegEPolicies>\r\n <TransactionDate>20080101</TransactionDate>\r\n <OpeningOfficerDesc>Jane J. Johnson</OpeningOfficerDesc>\r\n <ApprovingOfficerDesc>George R. Smith</ApprovingOfficerDesc>\r\n <AccountAgreementCustomerInformationType>2</AccountAgreementCustomerInformationType>\r\n <CustomerInformationAddendumInd>1</CustomerInformationAddendumInd>\r\n <OverdraftProcedureStandardInd>1</OverdraftProcedureStandardInd>\r\n <OverdraftOptInSignatureInd>0</OverdraftOptInSignatureInd>\r\n <CIPAdequateNoticeType>2</CIPAdequateNoticeType>\r\n <SubstituteCheckImageInd>1</SubstituteCheckImageInd>\r\n <OverdraftProcedureOptionalType>3</OverdraftProcedureOptionalType>\r\n <OverdraftChecksInd>1</OverdraftChecksInd>\r\n <OverdraftOtherAccountTransactionsInd>0</OverdraftOtherAccountTransactionsInd>\r\n <OverdraftAutomaticBillPaymentInd>1</OverdraftAutomaticBillPaymentInd>\r\n <OverdraftOptInOtherDesc>complete the form and deliver or mail it to First Missouri Bank, N.A</OverdraftOptInOtherDesc>\r\n </Deposit>\r\n <OrgAddresses>\r\n <OrgAddress index=\"1\">\r\n <Value>301 South College Street</Value>\r\n </OrgAddress>\r\n </OrgAddresses>\r\n <OrgCharter>Federal</OrgCharter>\r\n <OrgCity>St. Louis</OrgCity>\r\n <OrgJurisdiction>HI</OrgJurisdiction>\r\n <OrgPhone>314-240-4123</OrgPhone>\r\n <OrgPostalCode>63106</OrgPostalCode>\r\n <OrgState>MO</OrgState>\r\n <OrgType>National Bank</OrgType>\r\n <TaglineUserDefinedCenterDesc>1_MO_NOW_SAV_JOINT</TaglineUserDefinedCenterDesc>\r\n <OrgContact>EFT Desk</OrgContact>\r\n <NegativeInformationNoticeType>2</NegativeInformationNoticeType>\r\n <OrgEstablishedState>MO</OrgEstablishedState>\r\n <OrgDesc>National Banking Association</OrgDesc>\r\n <ResponsiblePartyUserName>Jim Burns</ResponsiblePartyUserName>\r\n <ResponsiblePartyUserTitle>Vice President</ResponsiblePartyUserTitle>\r\n <ExecutionCounty>Springfield</ExecutionCounty>\r\n <ExecutionState>MO</ExecutionState>\r\n <Notes>\r\n <Note>\r\n <LoanIdentifier>6800264882</LoanIdentifier>\r\n </Note>\r\n </Notes>\r\n</Txn>",
"documents": [
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.CardApplication",
"instanceDisplayName": "Card Application - 332200087 Debit/Check Card",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.ConfirmationOfConsent",
"instanceDisplayName": "Confirmation of Consent - Mary Ellen Smith",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.CustomerInformation",
"instanceDisplayName": "Customer Information - Amy Lynn Hansen",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.CustomerInformation",
"instanceDisplayName": "Customer Information - Mary Ellen Smith",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.CustomerInformation",
"instanceDisplayName": "Customer Information - William John Smith",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.FundsAvailabilityDisclosure",
"instanceDisplayName": "Funds Availability Disclosure",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.ImportantAccountOpeningInformation",
"instanceDisplayName": "Important Account Opening Information",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.LimitsandFeesDisclosure",
"instanceDisplayName": "Limits and Fees Disclosure",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.MultiPartySignatureCard",
"instanceDisplayName": "Account Agreement - 332200087",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.NoticeRegardingInaccurateInformation",
"instanceDisplayName": "FCRA-Notice Regarding Inaccurate Information - 332200087",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.NoticeRegardingInaccurateInformation",
"instanceDisplayName": "FCRA-Notice Regarding Inaccurate Information - 80001235",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.PowerOfAttorneyMultistate",
"instanceDisplayName": "Power of Attorney (HI) - Amy Lynn Hansen",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.RegEDisclosure",
"instanceDisplayName": "Regulation E Disclosure",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.RegEOverdraftOpt-inNotice",
"instanceDisplayName": "Reg. E Overdraft Opt-in Notice-332200087",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.SubstituteChecksDisclosure",
"instanceDisplayName": "Substitute Check Disclosure",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.TermsAndConditions",
"instanceDisplayName": "Terms And Conditions - 1",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.TruthInSavings",
"instanceDisplayName": "Truth In Savings/Non-Consumer Account Disclosure - 332200087",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
},
{
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKGD.TruthInSavings",
"instanceDisplayName": "Truth In Savings/Non-Consumer Account Disclosure - 80001235",
"transactionSchemaURI": "http://schemas.bankerssystems.com/2004/ExpereTxn",
"isCompleted": false,
"assemble": true,
"textAddedToInstanceDisplayName": null
}
],
"selectedPackage": {
"id": "expere://1.DepositShort.1.ORG.WoltersKluwerFinancialServices.Root/PKG.DepositAccountOpening",
"name": "PKG.DepositAccountOpening"
},
"status": 1,
"otherPackageDocuments": null,
"selectedScreen": 1,
"selectedDocId": null,
"selectedDocInstanceNumber": 1,
"selectedDocScrollLocation": 0,
"changedDataPoints": null,
"missingRequiredData": false
}