What's New October 2026

Revised the IRS 1099S Proceeds from Real Estate Transactions form to align with the latest IRS model form, including separation of the Filer and Transferor sections, addition of new sections (Section 2b, Section 2c) for cash and digital asset gross proceeds, creation of a new digital assets section (Section 8), updates to the Transferor instructions, and an updated document image.

Updated the Notice to Home Loan Applicant to align consumer reporting agency contact information for Experian, Equifax, and TransUnion with current agency information. In Section "Paragraph 1", within the "Address Blocks" table, the following updates were made:

• Updated the width setting for tables.
• Updated hardcoded text within the address lines.
• Added new paragraph elements.
• Updated the hyperlink within the last entry of the table.

Updated the Risk Based Pricing Notice Alternate for Residential Real Property to align consumer reporting agency contact information for Experian, Equifax, and TransUnion with current agency information. In Section "Reporting Agencies Information", within the "Scores" table, the following updates were made:

• Updated the width setting for tables.
• Reordered entry elements.
• Updated hardcoded text within the address lines.
• Added new paragraph and address information.
• Updated the hyperlink within the last entry of the table.
• Updates links (hyperlinks) to wrap across lines.

Corrected the Uniform Residential Loan Application Lender Loan Information to revise the Land (if acquired separately) field within the Qualifying the Borrower table to include original land costs for applicable construction-to-permanent loans.

Corrected the Land (if acquired separately) field within the Qualifying the Borrower table to include original land costs for applicable construction-to-permanent loans.

Borrower Notice-KS - Updated the form to add the Date Notice Provided field, replace references to "business" with "company," and include information directing borrowers to the NMLS Consumer Access website.

Motor Vehicle Title Application-MD - Revised the form to match the latest model version, including formatting updates, content revisions, removal of the Dealer Loaner checkbox from the “Application for New Registration Plates or Transfer of Registration Plates” section, and addition of the NAIC field. The new field can be completed directly on the form and represents the NAIC number assigned by the National Association of Insurance Commissioners to identify licensed insurance providers.

Motor Vehicle Title Application-MI - Revised the form to align with the latest state version, including an updated document image, field additions and removals, business rule updates, technical rule updates, and a revised document date.

Added fields to support the Lienholder information section on the form.

• SecuredParty2_Address_CityStateZip
• SecuredParty2_FullName
• SecuredParty_Address_StreetCityStateZip
• SecuredParty_FullName

Motor Vehicle Title Application-MN - Updated the form to align with the 05/2026 version, including logo updates, text revisions in Sections A, B, D, and I, and an updated revision date.

High Rate High Point Disclosure-VT - Updated the department name and address displayed within the document.

Tangible Net Benefit Worksheet - Updated the form to remove references to the Division of Banking and replace the term "must" with "shall" in the introductory section.