Fannie Mae Uniform Loan Delivery Dataset (ULDD)

Wolters Kluwer has partnered with Fannie Mae to offer mutual customers the ability to submit loans to the Fannie Mae web-based Loan Delivery system from mortgage. Users are able to export a closed loan file from mortgage in a required XML format and subsequently import the same file into the Fannie Mae Loan Delivery application.

Within the Fannie Mae Loan Delivery application, users can import or manually enter loan and pool data, perform edits to facilitate error-free delivery, transfer loans between commitments or between pools, track the status of loan deliveries, generate reports, and export loan pool data for use elsewhere in their organization.

Under the direction of Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac, the government-sponsored enterprises (the GSEs), defined and agreed upon a common set of loan delivery data requirements applicable to each GSE’s loan delivery process and business policies.

The Mortgage Industry Standards Maintenance Organization’s (MISMO) Version 3.0 Reference Model serves as the basis for the Uniform Loan Delivery Dataset (ULDD) that Fannie Mae and Freddie Mac require for all single-family loan deliveries. The existence of the Uniform Loan Delivery Dataset helps both sellers and the GSEs manage risk through efficient collection and use of consistent information about loan terms, collateral, and borrowers.