Conclusion: The Electronic Fund Transfer Act and Reg E

Regulation E appears at 12 CFR 1005.1 et seq. Section 1005.7 deals with the initial disclosure and Appendix A gives model language for many of the required disclosures. The Commentary appears in Appendix supplement I to Part 1005-Official Interpretations. We recommend that you carefully read the Regulation, the Commentary to the Regulation, and Appendix A.