ApplyPoliciesAndReturnTransaction

The samples below reflect an ApplyPoliciesAndReturnTransaction request and response

<Txn xmlns="http://schemas.bankerssystems.com/2004/ExpereTxn">
	<Deposit>
		<Accounts>
			<Account index="1">
				<AccountAgreementID>1</AccountAgreementID>
				<AccountType>1</AccountType>
				<CertificateOfDepositCertificateType>2</CertificateOfDepositCertificateType>
				<DisclosureType>1</DisclosureType>
			</Account>
			<Account index="2">
				<AccountAgreementID>1</AccountAgreementID>
				<AccountType>1</AccountType>
				<CertificateOfDepositCertificateType>2</CertificateOfDepositCertificateType>
				<DisclosureType>1</DisclosureType>
			</Account>
			<Account index="3">
				<DisclosureType>2</DisclosureType>
			</Account>
		</Accounts>
	</Deposit>
	<RegEPolicies>
		<RegEPolicy index="1">
			<ECheckPaymentsInd>1</ECheckPaymentsInd>
			<PreauthorizedWithdrawalInd>1</PreauthorizedWithdrawalInd>
			<TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd>
			<TelephoneAccessPhones>
				<TelephoneAccessPhone index="1">
					<AccessHoursDesc>24 hours a day</AccessHoursDesc>
				</TelephoneAccessPhone>
			</TelephoneAccessPhones>
		</RegEPolicy>
		<RegEPolicy index="2">
			<ECheckPaymentsInd>3</ECheckPaymentsInd>
			<PreauthorizedWithdrawalInd>4</PreauthorizedWithdrawalInd>
			<TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd>
			<TelephoneAccessPhones>
				<TelephoneAccessPhone index="1">
					<AccessHoursDesc>55 hours a day</AccessHoursDesc>
				</TelephoneAccessPhone>
			</TelephoneAccessPhones>
		</RegEPolicy>
	</RegEPolicies>
	<OrgJurisdiction>MO</OrgJurisdiction>
</Txn>

<p:Txn xmlns:p="http://schemas.bankerssystems.com/2004/ExpereTxn">
<p:Deposit>
   <p:Accounts>
      <p:Account index="1">
         <p:AccountAgreementID>1</p:AccountAgreementID> 
         <p:AccountType>1</p:AccountType>
         <p:CertificateOfDepositCertificateType>2</p:CertificateOfDepositCertificateType>
         <p:DisclosureType>1</p:DisclosureType><p:AdditionalDisclosureTermsDesc>Disclosure Term Text</p:AdditionalDisclosureTermsDesc><p:TruthInSavingsPolicyName>Mustafa</p:TruthInSavingsPolicyName>
         <p:AdditionalDisclosureTermsInd>1</p:AdditionalDisclosureTermsInd>
         <p:MinimumBalanceRequirementsInd>9</p:MinimumBalanceRequirementsInd>
      </p:Account>
      <p:Account index="2">
         <p:AccountAgreementID>1</p:AccountAgreementID>
         <p:AccountType>1</p:AccountType>
         <p:CertificateOfDepositCertificateType>2</p:CertificateOfDepositCertificateType>  
         <p:DisclosureType>1</p:DisclosureType>
      </p:Account>
      <p:Account index="3">
         <p:DisclosureType>2</p:DisclosureType>
      </p:Account>
   </p:Accounts>
</p:Deposit>
<p:RegEPolicies>
   <p:RegEPolicy index="1">
      <p:ECheckPaymentsInd>1</p:ECheckPaymentsInd>
      <p:PreauthorizedWithdrawalInd>1</p:PreauthorizedWithdrawalInd> 
      <p:TelephoneAccessConditionRequiredInd>1</p:TelephoneAccessConditionRequiredInd>
      <p:TelephoneAccessPhones>
         <p:TelephoneAccessPhone index="1">
            <p:AccessHoursDesc>24 hours a day</p:AccessHoursDesc> 
            <p:PhoneNumber>1-222-333-4444</p:PhoneNumber>
         </p:TelephoneAccessPhone>
      </p:TelephoneAccessPhones>
      <p:DirectDepositInd>8</p:DirectDepositInd>  
   </p:RegEPolicy>
      <p:RegEPolicy index="2">
         <p:ECheckPaymentsInd>3</p:ECheckPaymentsInd>
         <p:PreauthorizedWithdrawalInd>4</p:PreauthorizedWithdrawalInd>
         <p:TelephoneAccessConditionRequiredInd>1</p:TelephoneAccessConditionRequiredInd>
         <p:TelephoneAccessPhones>
            <p:TelephoneAccessPhone index="1">
               <p:AccessHoursDesc>55 hours a day</p:AccessHoursDesc>
            </p:TelephoneAccessPhone>
         </p:TelephoneAccessPhones>
   </p:RegEPolicy>
</p:RegEPolicies>
<p:OrgJurisdiction>MO</p:OrgJurisdiction>
</p:Txn>