What's New January 2026

Updated the Mortgage Type data mapping to adhere to UCD Phase 4 critical edits data requirements in regard to expected values of mortgage types (i.e. VA, FHA, USDA, Conventional) included in the XML file imported into a corresponding application.

The Mortgage Type data point processing rules and data mapping were modified to ensure alignment between the underlying TXN data schema and the MISMO 3.3 data schema. The specific mappings that were updated include: 1 = VA, 4 = FHA, 6 = USDARuralDevelopment, with all other values mapped to reflect a Conventional mortgage type.

Updated the Ohio Insurance Notice (InsuranceNotice-OH.req) to enable the selection of individual guarantors if the selected guarantor is securing the property. Additional details are available in the What's New for Documents.

Corrected an issue that permitted the selection of non-supported organizations (by organization type) in the organization list on the Application Loan Details page. All organizations not currently supported for use were removed from the list of options to avoid errors if selected as part of the loan details.

Updated the data mapping for requests using the MISMO v3.4 schema to include the Subject Property Identifier option when a real estate owned (REO) property is part of the transaction and the FRE Owned Loan checkbox is selected in the loan submitted to LPA for underwriting.

Updated the processing rules for transferring packages in cases where the Closing Center is not licensed. If the Package will be transferred to Closing Center option is not selected (in the Package Information pane on the eSign Print page), the package will be routed using the intended recipient's email address for electronic signing. If licensed to use the Closing Center, when selected this option routes the package directly to Closing Center where recipients will electronically sign the documents.

• Removed the property address at the top of the document under the date as it is not required.

• Enhanced the document to update a paragraph in the Affidavit of Occupancy section to the following, in case the intended use for the property by the borrower is a primary residence: "A Primary Residence is a single family property that either currently or will be occupied by at least one of the Applicants within 60 days of the closing or 60 days after the Property shall first become ready for occupancy as a habitable dwelling, whichever is later."

Updated the Notary sections for Alaska so the caption for the notary's serial number reads "Serial Number, if any" to denote its inclusion is optional.

The selection logic has been updated to ensure the document will only select if the lender has determined that they are subject to the state requirements for an Assumption upon Decree of Divorce. This option can be controlled by the "Assumption Upon Decree of Absolute Divorce" checkbox in the Collateral section of the Document Data page.

The Maryland Department of Transportation updated their Application for Certificate of Title with a revision date of 9/25. The revision date has been updated. The checkbox entity type for Trust has been moved to line below where it was originally. Language under the Business Entity Proof of Legal Existence, Joint Tenants/Tenants by Entirety, Maryland Excise Tax and Registration Plates and Fees have been updated.

Until now, the checkbox to note that guaranty is secured could be selected on the form in the Transaction Data section. The form has been updated for the guarantors to individually be identified if they are securing a guaranty. The "Secured Guarantee" checkbox will be found on the form in the section of the given Guarantor.