Integrated Tasks
| Integrated Task Definition | Logical Starting Location |
| Appraisal | Collateral |
| ATR/QM/HOEPA/HPML Testing | Loan Definition If you are licensed for the Wolters Kluwer Mavent or Wiz Sentinel interface to do your testing, the starting location will be the interface you are licensed for. |
| Closing Disclosures | Loan Definition |
| Credit Application | Parties |
| Credit Report | Financial Analysis If you are licensed for a Wolters Kluwer Credit Report interface to pull credit, the starting location will be the interface you are licensed for. |
| Early Disclosures | Calculations |
| Flood Determination | Collateral If you are licensed for a Wolters Kluwer Flood interface to pull flood information for collateral, the starting location will be the interface you are licensed for. |
| Flood Insurance | Calculations |
| Flood Insurance Policy | Calculations |
| Homeowner’s Insurance | Calculations |
| Homeowner’s Insurance Policy | Calculations |
| Identification Verification | Parties If you are licensed for the Wolters Kluwer OneSumX interface to confirm party identity, the starting location will be that interface. |
| Income Verification | Parties |
| Interest Rate Locking | Calculations |
| Liability Verification | Financial Analysis |
| Loan Decision | Calculations |
| Mortgage Insurance | Calculations |
| Mortgage Insurance Policy | Calculations |
| Notice of Action Taken | Document Data |
| Preliminary Underwriting | Calculations |
| Product Selection & Pricing | Loan Definition |
| Submit to Automated Underwriting System | Calculations If you are licensed for Wolters Kluwer Desktop Underwriter (DU) or Loan Prospector (LP) interfaces, the starting location will be that interface. |
| Submit to CRA | Loan Definition If you are licensed for Wolters Kluwer CRAWiz interface, the starting location will be that interface. |
| Submit to HMDA | Loan Definition* If your transaction is HMDA reportable and you have selected HMDA Applies on Loan Definition, the starting location will be the HMDA page. |
| Tax IRS 4506T Verification | Parties |
| Title Search | Collateral |
| UCD Upload | |
| ULDD Upload | Parties If you are licensed for Wolters Kluwer ULDD interface, the starting location will be that interface. |
| Underwriting | Calculations |
| Verification of Assets | Financial Analysis |
| Verification of Employment | Parties |