In House Lending-Supported by Wolters Kluwer Financial Services Proprietary

Product = Standard Fixed Rate Mortgage
Table 1. Products and Descriptions
Product and Index Investor Investor Note/Rider Product Description

VMP

BSI Reference

Available for Production User Target Available
N/A Single Family, 1st or 2nd Lien, Closed-end Purchase Money Mortgage X
N/A Single Family, 1st or 2nd Lien, Closed-end Non-Purchase Money Mortgage X
N/A Single Family, 1st Lien, Closed-end Refinance* X
N/A Single Family, 1st Lien, Purchase Money, Construction Only Phase Mortgage X
N/A Single Family, 1st Lien, Purchase Money, Construction/Perm Mortgage, single closing

X

Single Fixed Rate Across both Phases

Product = Standard Adjustable Rate Mortgage
Table 2. Products and Descriptions
Product and Index Investor Investor Note/Rider Product Description

VMP

BSI Reference

Available for Production User Target Available
N/A Single Family, 1st or 2nd Lien, Closed-end Purchase Money Mortgage X
N/A Single Family, 1st Lien, Closed-end Refinance* X
N/A Single Family, 1st Lien, Purchase Money, Construction/Perm Mortgage

X

Const: Fixed

Perm: Variable

N/A Single Family, 1st Lien, Purchase Money, Construction/Perm Mortgage Phase 1 – Variable; Phase 2 – Variable - TBD
Texas Home Equity
Table 3. Products and Descriptions
Product and Index Investor Investor Note/Rider Product Description

VMP

BSI Reference

Available for Production User Target Available
N/A Single Family, 1st Lien, Closed-end Purchase Money Mortgage X
N/A Single Family, 1st Lien, Closed-end Refinance* X