What address is included for the Lender in the Contact Information table of the Closing Disclosure?

Regulation Z §1026.38(r) explains requirements for completing the Contact Information for the lender on the Closing Disclosure. Among others, the Contact Information table should include the name and address of the lender. Comment 38(r)-3 specifies that the address should be the identified party’s (here, the lender’s) place of business where the primary contact for the transaction is located. The name of the “primary contact for the transaction” (typically, the Loan Officer) is listed under Contact in the Contact Information table. The address of the person listed under Contact should be included, if the address is not the same as the lender’s general place of business.

The Loan Officer address is captured within Administration on the Contacts page and allows you to provide the location of the Loan Officer, if different from the organization address. It is recommended that you review the address entered in Administration for your Loan Officer contacts. If you wish to include the organization address in the Address row of the Lender column in the Contact Information table, the Loan Officer address should be removed from the Loan Officer contact in Administration. The Loan Officer address does not print to any other documents or used for any other purpose. If you continue to see the organization address after making a change, refresh your existing Loan Officer on the Loan Definition page.