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# How is the Loan Origination fee calculated when entered as a percent of the Base Loan Amount for an FHA transaction?

When the Loan Origination fee is included on an FHA transaction and you indicate that it is charged as a percent of the Base Loan Amount, the fee will be calculated on the base loan amount and not the total loan amount. The Base Loan Amount includes all fees that may be added to the amount requested except the upfront mortgage insurance premium. When the Loan Origination fee is added to the amount requested, it is not included in the base loan amount.

The ability to indicate that the fee is a percent of the Base Loan Amount is not available for any other fees including any user defined fees.