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# Freddie Mac Loan Closing Advisor

Message Code | Message | Location within the workflow
--- | --- | ---
DQC045 | The closing date is required. | Closing Date within the Terms of Loan section on the Calculations page
DQC046 | A disbursement date is required. | Disbursement Date in the Closing Information section on the first page of the Closing Disclosure document data entry page
DQC100 | The reason for a missing escrow account is required. | Escrow Account Declined Reason in the Transaction Data section on the Closing Disclosure document data entry page
DQC103 | The MI certificate number is required for a conventional loan with mortgage insurance. | MIC # in the Loan Information section on the first page of the Closing Disclosure document data entry page
DQC1068 | A Closing Agent is required. | Settlement Agent within the General Information section on the Loan Definition page
DQC1074 | Please provide the Settlement Agent's license number for the Organization, if the license has been issued by the state. | Settlement Agent within the General Information section on the Loan Definition page
DQC1082 | Please provide the name of the Settlement Agent's License Issuing Authority for the Organization, if the license has been issued by the state. | Settlement Agent within the General Information section on the Loan Definition page
DQC1084 | Please provide the Settlement Agent's license information publisher for the Organization, if the license has been issued by the state. | Settlement Agent within the General Information section on the Loan Definition page
DQC1128 | The name of the Seller's Real Estate Broker's License Issuing Authority is required for the Individual Contact. | Seller's Real Estate Broker Contact within the Seller's Real Estate Broker section on the Collateral page
DQC1129 | The name of the Borrower's Real Estate Broker's License Issuing Authority is required for the Individual Contact. | Buyer's Real Estate Broker Contact within the Buyer's Real Estate Broker section on the Collateral page
DQC1131 | Please provide the name of the Settlement Agent's License Issuing Authority for the Individual Contact, if the license has been issued by the state. | Settlement Agent Contact within the General Information section on the Loan Definition page
DQC1138 | The state code of the Seller's Real Estate Broker's License Issuing Authority is required for the Individual Contact | Seller's Real Estate Broker Contact within the Seller's Real Estate Broker section on the Collateral page
DQC1139 | The state code of the Borrower's Real Estate Broker's License Issuing Authority is required for the Individual Contact. | Buyer's Real Estate Broker Contact within the Buyer's Real Estate Broker section on the Collateral page
DQC1141 | Please provide state code of the Settlement Agent's License Issuing Authority for the Organization, if the license has been issued by the state. | Settlement Agent within the General Information section on the Loan Definition page
DQC1162 | The state code of the Borrower's Real Estate Broker's License Issuing Authority is required for the Organization. | Buyer's Real Estate Broker within the Buyer's Real Estate Broker section on the Collateral page
DQC1163 | The state code of the Seller's Real Estate Broker's License Issuing Authority is required for the Organization. | Seller's Real Estate Broker within the Seller's Real Estate Broker section on the Collateral page
DQC1171 | The name of the Borrower's Real Estate Broker's License Issuing Authority is required for the Organization. | Buyer's Real Estate Broker within the Buyer's Real Estate Broker section on the Collateral page
DQC1172 | The name of the Seller's Real Estate Broker's License Issuing Authority is required for the Organization. | Seller's Real Estate Broker within the Seller's Real Estate Broker section on the Collateral page
DQC1413 | The identifying file number is required. | After selecting a Settlement Agent within the General Information section on the Loan Definition page, the File # is entered in the Closing Information section on the first page of the Closing Disclosure document data entry page
DQC233 | The purchase price is required. | Sales Price within the Collateral Information section on Collateral details
DQC233 | A valuation amount or an estimated amount is required for the subject property. | Appraisal Value within the Collateral Information section on Collateral details
DQC515 | The lien priority for the property is required. | Organization's Lien Position within the Collateral Information section on Collateral details
DQC559 | The final lock date for the interest rate is required. | Rate Lock Date within the Rate Information section on the Calculations page
DQC726 | The average prime offer rate (APOR) is required. | APOR within the Regulation Z Information section on the Calculations page when your organization is not licensed for the ATR/HOEPA/HPML/QM interface.
DQC821 | The valuation method for the subject property is required. | Valuation Method within the Collateral Information section on Collateral details
DQC840 | An indication of who paid the amount is required for the Rebate Credit closing adjustment item. | Rebate Credit Received From when Rebate Credit is selected from Closing Adjustment Item, Integrated Disclosure Section is Paid Already by or on Behalf of Borrower at Closing and Integrated Disclosure Subsection is Other Credits.
DQC925 | The Real Estate Broker's last name for Borrower is required for the Individual Contact. | Buyer's Real Estate Broker Contact within the Buyer's Real Estate Broker section on the Collateral page
DQC926 | The Real Estate Broker's last name for Seller is required for the Individual Contact. | Seller's Real Estate Broker Contact within the Seller's Real Estate Broker section on the Collateral page
DQCL151 | The sum of Borrower-Paid At Closing fee payments of $XX.XX in Loan Costs does not match the Borrower-Paid At Closing Cost Subtotal of $XX.XX. For calculation methodology, refer to the Loan Closing Advisor Online Help. | The Loan Discount fee in the Calculations page should be entered as a percentage.
DQCL153 | The Total Loan Costs amount of $XX.XX does not match the sum of Borrower-Paid fee payments of $XX.XX in the Loan Costs section. For calculation information, refer to the Loan Closing Advisor Online Help. | The Loan Discount fee in the Calculations page should be entered as a percentage.
DQCL205 | The delivered Origination Charges section total amount of $XX.XX does not match the calculated amount of $XX.XX from fees paid by the borrower. For calculation methodology, refer to the Loan Closing Advisor Online Help. | The Loan Discount fee in the Calculations page should be entered as a percentage.
DQR515 | The Lender's license for the Organization must be issued by Nationwide Mortgage Licensing System (NMLS). | NMLS ID within the Charter section for your Organization in administration
DQV660 | Loan Identifier cannot exceed 30 characters. | Loan Number within the Loan Definition section on the Loan Definition page.
MSGGI267 | You must provide at least one of the following identifying data elements within your XML loan file; Appraisal Identifier, Automated Underwriting System Type and Automated Underwriting Case Identifier or Loan Identifier and Loan Identifier Type (MERS_MIN). Please provide one of the above and resubmit your corrected XML file. | Appraisal Identifier within the Collateral Information section on Collateral details when a selection is made for Validation Method other than None. AUS and DU Case ID/LP AUS Key # in the Risk Assessment section on the Uniform Underwriting and Transmittal Summary document data entry page.