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# View 5b: Current Page/Current Detail (Part Two)

Mortgage Insurance Info [ID 413/414] (conditionally required if a MI Certificate Number exists)

- MI Company Name Type

  Enter the private MI company short/common name from whom the private mortgage insurance coverage was obtained. Options include:

  - Essent

  - Genworth

  - MGIC

  - Other: If Other is selected, options include:
    - ArchMI

    - CAHLIF

    - MDHousing

    - MIF

    - NMI

  - PMI

  - Radian

  - RMIC

  - Triad

  - UGI

- MI Percent Coverage [ID 416]

  Enter the percentage of mortgage insurance coverage obtained.

- MI Premium Source Type [ID 426]

  Select the source of the MI premium payment. If the MI premiums for the mortgage are either paid monthly or paid upfront, select the source ('Borrower' or 'Lender') for the payment of the premium(s). If the premiums are paid both monthly and upfront, select the source of the monthly premium payment only. If MI Premium Payment Type is 'Rate Premium', select 'Lender' as the valid value. Options include:

  - Borrower

  - Lender

- Coverage Plan Type (not used)

- Mortgage Insurance Duration (not used)

- Initial Premium Rate Duration in Months (not used)

- Initial Premium Rate (not used)

- MI Premium Financed Indicator [ID 423]

  Select if the mortgage insurance premium has been added to the loan amount.

- Premium Payment Type (not used)

- Renewal Calculation (not used)

  MI Absence Reason [ID 429/430] (conditionally required for conventional mortgages and a MI Certificate Number does not exist)

  Select the reason that primary mortgage insurance is not required or provided. Options include:

  - MI Canceled Based On Current LTV [NA - can only be selected for bulk transactions]

  - No MI Based On Original LTV

  - Other: If Other is selected, options include:
    - Indemnification In Lieu Of MI

    - No MI Based On Investor Requirements

    - No MI Based On Mortgage Being Refinanced

    - Recourse In Lieu Of MI

MI Absence Reason [ID 429/430] (conditionally required for conventional mortgages and a MI Certificate Number does not exist)

Select the reason that primary mortgage insurance is not required or provided. Options include:

- MI Canceled Based On Current LTV [NA - can only be selected for bulk transactions]

- No MI Based On Original LTV

- Other: If Other is selected, options include:
  - Indemnification In Lieu Of MI

  - No MI Based On Investor Requirements

  - No MI Based On Mortgage Being Refinanced

  - Recourse In Lieu Of MI