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# Payments to 3rd Parties Not Disclosed in Total Closing Costs

You need to separately complete the Payments to 3rd Parties Not Disclosed in Total Closing Costs, which also represents the total amount of third party charges that are not disclosed as costs on the Loan Estimate and is used to determine Closing Costs Financed (Paid from your Loan Amount).

For purchase transactions in the application phase, the Sales Price should be entered in the

on the Calculation page. Other examples of payments to third parties not otherwise disclosed in the Loan Costs or Other Costs tables can include the total amount of liabilities to be paid off with loan proceeds and the value of improvements to be made on the property in construction transactions.