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# What fees default in as Paid to Third Party disbursements?

The following fees default as Paid to Third Party disbursements.

- Any fee not paid to the Lender, paid by the Borrower and is subtracted from the proceeds or added to the amount requested.
- One disbursement is added for each unique paid to value.
  - For example, if 2 fees are paid to ABC Company, the values will be added to together and displayed as one disbursement to ABC Company.
- One disbursement is added for each paid to that has not been provided. This would be a blank option or Paid To is Other and the description has not been provided.