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# What selections made on the Loan Definition page or Calculations page affect System in the Underwriting Information section?

- When Type of Mortgage is Fannie Mae on the Loan Definition page, 1 = Desktop Underwriter defaults to System.
- When Type of Mortgage is Freddie Mac on the Loan Definition page, 2 = Loan Product Advisor defaults to System.
- When Type of Mortgage is FHA on the Loan Definition page, 3 = Technology Open to Approved Lenders (Total) Scorecard defaults to System.
- When MLA Applies is selected on the Loan Definition page, blank defaults to System.
- When USDA Mortgage Insurance Applies is checked on the Calculations page (regardless if Fannie Mae or Freddie Mac is selected for Type of Mortgage), 4 = Guaranteed Underwriting System (GUS) defaults to System.