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# View 7b: Loan Parties Page/Borrower Data

Borrower Data

This section will repeat for each borrower on the loan.

Borrower is Self Employed

Credit Report Identifier [ID 580] (conditionally required if Credit Score exists)

Enter the credit reference number associated with the Borrower credit report used to underwrite the delivered loan.

Credit Score Value [ID 590]

Enter the Fair Isaac and Co. (FICO) score that is selected as the Underwriting Score for each qualifying Borrower if such FICO score exists.

Credit Repository Source Type (required) [ID 583]

Select the source of the credit file. Options include:

- Equifax

- Experian

- Merged Data

- TransUnion

Credit Score Provider Name [ID 591.1]

Select the name of the company providing the credit score data. Options include:

- CBCInnovis

- Equifax Mortgage Solutions

- Kroll Factual Data Corp

- Corelogic CREDCO / Credstar

- ACRAnet

- Advantage Credit Bureau

- Advantage Credit Inc.

- Advantage Plus Credit Reporting, Inc.

- Alliance 2020, Inc.

- American Reporting Company LLC

- Avantus LLC

- Bank of America

- Birchwood Credit Services, Inc.

- Certified Credit Reporting via MeridianLink

- Certified Credit Reporting via Sharper Lending

- CIC Credit

- Cisco

- CIS, Inc.

- Clear Choice Credit Corp.

- Credit Communications, Inc.

- Credit Facts Services, LLC

- Credit Information Systems

- Credit Link LLC

- Credit Plus, Inc. MD

- Credit Service Company

- Credit Technologies, Inc.

- CSC Mortgage Services

- CTI - Credit Technology, Inc

- Data Facts Inc

- DataQuick

- EGS Global Solutions Inc.

- Factual Data / MACS

- Financial Data Reports

- Funding Suite

- Funding Suite via Sharper Lending

- Informative Research

- Information Searching Company

- KCB Information Services

- MCR of America

- Merchants Credit Bureau / MCB

- MFI Credit Solutions

- Midwest Mortgage Credit Services, Inc.

- 1 Source Data

- Partners Credit And Verification Solutions

- One Source Credit Reporting

- Online Information Services, Inc.

- Platinum Credit Services, Inc

- Premium Credit Bureau / PCB1

- SARMA-via Meridian Link

- SARMA-via Sharper Lending

- Settlement One via MeridianLink

- Strategic Information Resources, Inc. via Meridian Link

- Credit Data Solutions

- Settlement One via Sharper Lending

- Southwest Credit Services

- Strategic Information Resources, Inc. via Sharper Lending

- Total Credit Services

- Trak-1 Technology

- United One Resource, Inc

- Universal Credit Services via MeridianLink

Counseling Confirmation Type [ID 576/577] (conditionally required if using an Affordable Loan)

Select the applicable value as required for Home Possible Mortgages, HomeOne Mortgages, loans where all Borrowers have non-traditional credit, or as required in negotiated term. Options include:

- Government Agency

- HUD Approved Counseling Agency

- Lender Trained Counseling

- No Borrower Counseling

- Other: If Other is selected, options include:

  - Borrower Did Not Participate

  - Mortgage Insurance Company

  - Non Profit Organization

Note: When required, at least one borrower on the mortgage loan must complete homeownership education prior to loan closing.

Counseling Format Type [ID 578/579] (conditionally required)

Select the educational setting of the formal borrower homeownership program in which the borrower participated as a requirement of a special mortgage program. Options include:

- Borrower Education Not Required

- Classroom

- Home Study

- Individual

- Other: If Other is selected, the Borrower Did Not Participate option displays.

Citizenship Residency Type [ID 598] (conditionally required)

Select this option to indicate this borrower's U.S. citizenship or alien status, as collected on the URLA (Section VIII, lines j. and k.). Options include:

- Non Permanent Resident Alien

- Permanent Resident Alien

- U.S. Citizen

The following information describes the data fields for additional Parties involved with the loan and loan delivery:

- Appraiser

  - Appraiser State License Number [ID 525] (conditionally required)

    Enter the state license number of the appraiser who completed the final estimate of value for the subject property.

- Appraiser Supervisor Identifiers

  - Supervisory Appraiser State License Number [ID 534] (conditionally required)

    Enter the state license number of the appraiser who completed the final estimate of value for the subject property.

- Loan Originator Identifiers

  - Loan Originator Identifier [ID 634] (conditionally required)

    Enter the loan originator's unique identifier as assigned by the Nationwide Mortgage License System and Registry.

  - Type of Loan Originator [ID 635] (required)

    Select the type of party that originated the loan. Options include:

    - Broker

    - Correspondent

    - Lender

- Loan Originator Company Identifiers

  - Loan Originator Company Identifier [ID 627] (conditionally required)

    Enter the loan origination company's unique identifier as assigned by the Nationwide Mortgage Licensing System and Registry.

- Other Party Identifiers Section - Deal Party Identifiers

  - Loan Seller Identifier [ID 639] (not used; submitted as part of login)

  - Other [ID 641.3]

    Select if the mortgage is secured by a unit in a condominium or Planned Unit Development (PUD), or if a Cooperative Share Loan (if permitted by your negotiated term). The available option is Homeowners Association.

  - Warehouse Lender Identifier [ID 650.1]

    Enter the unique identifier for the Warehouse Lender provided by Freddie Mac.