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# How can I instruct Desktop Underwriter (DU) to disregard the bankruptcy or mortgage delinquency information in the credit data?

To disregard the bankruptcy or mortgage delinquency information in the credit data, enter the following explanatory descriptions on the Uniform Residential Loan Application Continuation Page or Credit Application Real Estate Supplement:

- Confirmed CR BK Incorrect (Value overrides inaccurate bankruptcy information)
- Confirmed CR BK EC (Value overrides bankruptcy information due to extenuating circumstances)
- Confirmed Mtg Del Incorrect (Value overrides inaccurate mortgage delinquency information)