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# Is there a scenario where NA is reported for Origination Charges when Action Taken is 6 = Purchased loan?

The total disclosed on Line A on page 2 of the Closing Disclosure is reported for HMDA; however, there is an exception identified in Comment 1 to 12 CFR 1003(4)(a)(18). When the application was received by the selling entity prior to 10/3/2015, 'not applicable' is reported.

If your transaction meets this criteria, you will need to update this information directly on the HMDA Wiz web site if licensed for HMDA Wiz, or within the pipe delimited file.