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# How do you document a change of circumstance to the Loan Estimate?

Specific events can trigger a change of circumstance. It is up to you and your legal counsel to determine when the Details of Changed Circumstance document is necessary.

If a fee is changed that would trigger a change of circumstance, complete the following steps in the application phase:

- Within the application phase, on the Calculations page, access the details of the fee that is changing and select Include on the Changed Circumstances document.
- In the field below Include on the Changed Circumstances document, complete the information about the name of the fee and the original amount being charged. This text will print in the 'Fee Changes Associated with Change' section of the Details of Changed Circumstance document.

  For example, Application Fee: $25.00

- On the Document Data page, select the document package of Processing. You can also access this document in the closing phase from any one of the following packages; Processing, Closing or Post Closing.
- Within the Transaction Data section, select If true there is a change of circumstances. This adds the Changed Circumstances to the document list.

If the trigger for a change of circumstance is not a fee change, you can access the document in the application phase within the Processing package or closing phase within the Processing, Closing or Post Closing package.

- Within the Transaction Data section, select If true there is a change of circumstances. This adds the Changed Circumstances to the document list.

You can also access the Revised Loan Estimate Cover Letter at this time on the Document Data page within the Transaction Data section by selecting Select Revised Loan Estimate Cover Letter.