Jump to main content

# View 5a: Current Page/Current Detail (Part One)

The Current Detail section has numerous data elements that may be required or conditionally required and is described in 3 parts.

Balloon Reset [ID 394] (conditionally required for loans with a balloon)

Select if the balloon reset option has been exercised.

Mortgage Modification Indicator [ID 397] (required)

Select if the loan is one of the following:

- Seller-Owned Modified Mortgage

- Construction Conversion with Modification Documentation

- Renovation Mortgage with Modification Documentation

Ownership Percent [ID 378] (required)

Enter the percentage amount of the loan owned by the investor. For Freddie Mac, this value must be 100.

Last Paid Installment Due Date [ID 440] (required)

For newly originated mortgages, enter the date through which interest is scheduled to be paid. For mortgages where there has been an advanced (prepaid) installment of interest, enter the date through which advanced (prepaid) installments of interest have been made. For mortgages where you credited the Borrower interest at closing:

- Fixed rate Mortgages: Enter the Note Date or the first day of the month of closing.

- ARMs: Enter the first day of the month of closing.

Last Payment Received Date [ID 441] (conditionally required if using simple interest with daily interest accrual)

Enter the actual date the last payment by the borrower was received by the lender.

Delinquent Payments Over Past Twelve Months Count [ID 452] (required)

Enter the number of times during the past twelve months that the payment on the subject loan was delinquent. For a loan with no delinquencies, enter 0.

Loan Acquisition Scheduled UPB Amount [ID 385] (required)

Enter the scheduled unpaid principal balance of the mortgage as of loan acquisition or the issue date of the associated security.

Current UPB Amount [ID 442] (required)

Enter the current unpaid principal balance on the loan.

Aggregate Loan Curtailment Amount [ID 438] (conditionally required if there are curtailments on the loan)

Enter the total amount of principal that has been paid from origination to date over and above the scheduled principal amount.

Current Accrued Interest Amount [ID 367] (conditionally required if using simple interest with daily interest accrual)

Enter the dollar amount of interest accrued on the loan between the last paid installment date and the date reported.

Current Interest Rate Percent [ID 395] (conditionally required if using Adjustable Rate amortization)

Enter the current interest rate, expressed as a percent, for this loan as of the funding date.

Loan Program Identifier [ID 404] (conditionally required)

Select the mortgage program associated with the loan. Options include:

- Alternative Full Information

- Alternate Requirements Desktop Underwriter

- A Minus Mortgage

- Builder Or Developer Affiliated

- Construction Conversion

- Corr Advantage Loan

- Declining Balance Co-Ownership Initiative

- Disaster Relief Program

- DreaMaker

- Energy Conservation

- FRE Owned Condo Project

- Home Opportunity

- Home Possible Home Ready

- Home Possible Mortgage

- Home Possible MCM

- Home Possible MCMCS

- Loans To Facilitate REO Sales

- Long Term Stand By

- Mortgage Revenue Bond

- Mortgage Rewards Program

- Murabaha Mortgage

- Negotiated 97 Percent LTV Loan Program

- No Fee Mortgage Plus

- Neighborhood Champions

- Optimum Mortgage Program

- Recourse Guaranteed By Third Party

- Renovation

- SolarInitiative

- Short Term Stand By

MI Certificate Number [ID 412 (conditionally required if MI exists)

Enter the number assigned by the private mortgage insurance company to track a loan.