## How do I maintain fees?

### Fee Categories in ComplianceOne

Fees in ComplianceOne are organized into categories. The fee category is selected during a transaction based on the characteristics of the transaction you are processing. The fee categories in ComplianceOne are:

n Closed End Real Estate or Residence

n Closed End Non-Real Estate and Non-Residence

n Consumer Open End Real Estate and Residence

n Consumer Open End Non-Real Estate and Non-Residence

n Commercial/Agricultural Open End Real Estate

n Commercial/Agricultural Open End Non-Real Estate

##### Notes

n When setting up fee policies, add only one fee policy per category for each organization. If you have more than one policy in a category, the first fee policy set up for an organization is automatically used.

n Not all fees listed in each fee category apply to all jurisdictions. Fees will display based on the characteristics of the transaction.

### Maintaining Fees

Fees are maintained in administration. Fee additions/modifications are available for new transactions only. Recalled or existing transactions are not affected.

1. Open the administration function of ComplianceOne.

2. Select Fees on the Lending tab.

3. Double-click the fee policy to edit.

4. Begin a new fee or open an existing fee.

n To begin a new fee

– Click the New Item icon on the toolbar (blank page icon on the far left). Do not copy an existing fee to create a new fee.

– Enter a name for the fee.

n To open an existing fee, select the applicable fee from the list.

– Do not rename an existing fee. Renaming a fee may result in fees not being disclosed properly.

5. Leave the fee amount blank unless the amount will apply to all circumstances when the fee is used. The amount will default every time the fee is used in a transaction. The fee amount can be entered at transaction time.

6. Select the Fee Amount will be read-only at transaction time option only if you do not want the fee changed during a transaction.

7. Select the Include this fee in APR calculations or Finance charge under Regulation Z option if applicable.

n If selected, the fee will be listed in the Prepaid tab of the Proceeds and Fees section.

n These options are only available when adding a new fee and cannot be changed in a transaction.

8. Select the Fee is Refundable option if applicable.

9. Select the HOEPA option if applicable.

10. Set defaults for the Paid By, Paid To, Collect As, Public Official, and POC options if applicable.

n You can change the information defaulted in these fields during a transaction.

11. Select an available HUD line number for fees that will print on the Settlement Statement.

n The HUD Reference section provides available numbers.

12. Select the GFE block and the service provider type if applicable.

n The GFE Block Reference provides service provider types for GFE blocks.

13. Click Finish.

##### Note

You cannot currently add fees at transaction time. However, you can set up user-defined fees in each fee policy for situations that may warrant it. Suggested fee names are Other Fee 1, Other Fee 2, or HUD Fee 808.