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# What information from the original loan is needed for the At Origination section?

The following items are looking for information from the original loan that is being assumed. This section was added for FHA MIP and USDA calculations since MIP and USDA fees are based on origination values. Term (At Origination) and APR (At Origination) are also used for HOEPA and HPML checks.

- Note Date: This the date of the Note of the original or modified loan being assumed.
- Maturity Date: This is the maturity date of the original loan being assumed.
- Term: This is the term, in months, of the original or modified loan being assumed.
- APR: This is the APR of the original or modified loan being assumed. This item is used by the Wiz Sentinel interface to calculate HOEPA and HPML determinations.
- Loan Amount: This is the loan amount of the original or modified loan being assumed. The Loan Amount populates the Original Note Amount/Face amount of original mortgage on the Assumption Agreement, HUD92210 Request For Credit Approval Of Substitute Mortgagor, and Transfer of Lien – TX. The Original Note Amount is still available to edit in the form view of the document. Any changes made to the ‘Original Note Amount’ on the documents in the form view will not carry back to the Loan Amount on the Calculations page.
- Interest Rate: This is the initial interest rate of the original or modified loan being assumed.
- P and I: This is the initial principal and interest amount of the original or modified loan being assumed.