On the Closing Disclosure, the Calculating Cash to Close table includes a column titled, 'Did this Change?' How is this completed?
The amounts displayed in the Loan Estimate column are rounded while the amounts in the Final column are unrounded amounts. The unrounded Loan Estimate amount is not presented in the Loan Estimate column but is used in the comparison to the amount in the Final Column to determine if Yes or No should be printed.
- If the unrounded Loan Estimate amount differs from the amount in the Final column, Yes will be displayed in the Did this change? column.
- If the unrounded Loan Estimate amount is the same as the amount in the Final column, No will be displayed in the Did this Change? column.