What are the items needed for the terms of the loan?

  • Repayment Method: Assumptions only supports Installment and Amortized Balloon/Balloon.
  • Number of payments: When the Repayment Method of Amortized Balloon/ Balloon is selected, or if the loan is a Variable Rate, the Number of Payments field appears. This is the calculated number of payments left on a loan.
  • Payment Frequency: Only monthly is allowed for an Assumption loan.
  • Accrual method: 30/360, Actual 365, Actual / Actual, Actual / 360 are options.
  • Due on Demand: If selected, the check box on the Closing Disclosure to include the Demand Feature language is selected.