# User - FDS User Defaults

Optional fields within User Defaults consist of the following:

Feature | Description
--- | ---
Display Identifier | Not required – Do not edit this field.
RFI Email Address | The contact for additional information needed on a flood order.
Email Certification | When selected, the user is required to provide email address(es) for the delivery of a Flood Certificate. The default is unselected indicating Flood Certificate will be emailed out.
User is Their Own Life of Loan Contact | If this is not selected, at least one email address is required for the Life of Loan Contact Address(es). If this is selected, the user is the Life of Loan Contact. The Life of Loan Contact is notified of Life of Loan updates. The default setting is unselected.