# Generate

The samples below reflect a Generate request and response.

## Request

    <soap:Envelope xmlns:soap="http://www.w3.org/2003/05/soap-envelope" xmlns:v2="http://www.wolterskluwerfs.com/2014/05/DocServices/V2" xmlns:data="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data">
       <soap:Header/>
       <soap:Body>
          <v2:SelectSynchronous>
             <!--Optional:-->
             <v2:request>
                <data:TransactionData>
                   <Txn xmlns="http://schemas.bankerssystems.com/2004/ExpereTxn">
                      <Deposit>
                         <Accounts>
                            <Account index="1">
                               <AccountAgreementID>1</AccountAgreementID>
                               <AccountIdentifier>33220008</AccountIdentifier>
                               <AccountPurposeType>1</AccountPurposeType>
                               <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>
                               <AccountType>1</AccountType>
                               <CheckWritingCapabilitiesInd>1</CheckWritingCapabilitiesInd>
                               <DisclosureCommonFeaturesInd>1</DisclosureCommonFeaturesInd>
                               <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>
                               <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>
                               <DisclosurePrivacyInd>1</DisclosurePrivacyInd>
                               <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>
                               <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>
                               <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>
                               <DisclosureType>1</DisclosureType>
                               <EarningsType>2</EarningsType>
                               <Holders>
                                  <Holder index="1">
                                     <AccountAddressInd>1</AccountAddressInd>
                                     <BirthDate>19530403</BirthDate>
                                     <EmailAddress>mary34456@aol.com</EmailAddress>
                                     <EmployerCity>St Louis</EmployerCity>
                                     <EmployerName>Kohl's,</EmployerName>
                                     <EmployerState>MO</EmployerState>
                                     <FirstName>Mary</FirstName>
                                     <IdentificationItems>
                                        <IdentificationItem index="1">
                                           <IdentificationExpirationDate>20080403</IdentificationExpirationDate>
                                           <IdentificationIssuedDate>20010325</IdentificationIssuedDate>
                                           <IdentificationType>1</IdentificationType>
                                           <Identifier>B00205</Identifier>
                                           <IssuedByType>MO</IssuedByType>
                                        </IdentificationItem>
                                     </IdentificationItems>
                                     <LastName>Smith</LastName>
                                     <MailingAddressCity>St Louis</MailingAddressCity>
                                     <MailingAddressDifferentInd>0</MailingAddressDifferentInd>
                                     <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                                     <MailingAddressState>MO</MailingAddressState>
                                     <MailingStreetAddress>345 Elm St</MailingStreetAddress>
                                     <MiddleName>Ellen</MiddleName>
                                     <PartyType>1</PartyType>
                                     <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                     <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                                     <PermanentAddressState>MO</PermanentAddressState>
                                     <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
                                     <PersonalAgentInd>0</PersonalAgentInd>
                                     <Phones>
                                        <Phone index="1">
                                           <Desc>Home</Desc>
                                           <PhoneNumber>314-334-6612</PhoneNumber>
                                        </Phone>
                                        <Phone index="2">
                                           <Desc>Work</Desc>
                                           <PhoneNumber>417-670-1213</PhoneNumber>
                                        </Phone>
                                        <Phone index="3">
                                           <Desc>Cellular Phone</Desc>
                                           <PhoneNumber>573-670-8899</PhoneNumber>
                                        </Phone>
                                     </Phones>
                                     <PowerOfAttorneyAgents>
                                        <Agent index="1">
                                           <FirstName>Amy</FirstName>
                                           <LastName>Hansen</LastName>
                                           <MiddleName>Lynn</MiddleName>
                                           <FormPowerOfAttorneyInd>1</FormPowerOfAttorneyInd>
                                           <PowerOfAttorneyAgreementID>POA Ag ID</PowerOfAttorneyAgreementID>
                                           <AgentID>Agent1</AgentID>
                                           <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                           <PermanentAddressPostalCode>63015</PermanentAddressPostalCode>
                                           <PermanentAddressState>MO</PermanentAddressState>
                                           <PermanentStreetAddress>3910 Washington Blvd.</PermanentStreetAddress>
                                           <Phones>
                                              <Phone index="1">
                                                 <Desc>Home</Desc>
                                                 <PhoneNumber>314-223-1212</PhoneNumber>
                                              </Phone>
                                           </Phones>
                                           <IdentificationItems>
                                              <IdentificationItem index="1">
                                                 <IdentificationExpirationDate>20110415</IdentificationExpirationDate>
                                                 <IdentificationType>1</IdentificationType>
                                                 <IdentificationIssuedDate>20070430</IdentificationIssuedDate>
                                                 <IssuedByType>MO</IssuedByType>
                                                 <Identifier>H-32312445</Identifier>
                                              </IdentificationItem>
                                           </IdentificationItems>
                                           <BirthDate>19700508</BirthDate>
                                           <SSN>125-95-7885</SSN>
                                           <RelationshipDesc>Attorney in Fact</RelationshipDesc>
                                           <AlternateSignatureDesc>Attorney in Fact</AlternateSignatureDesc>
                                        </Agent>
                                     </PowerOfAttorneyAgents>
                                     <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
                                     <RelationshipDesc>Owner</RelationshipDesc>
                                     <SSN>134-56-7889</SSN>
                                     <EmployerPostalCode>63106</EmployerPostalCode>
                                     <BackupWithholdingTaxIdentifierCorrectInd>1</BackupWithholdingTaxIdentifierCorrectInd>
                                     <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>
                                     <ID>1</ID>
                                     <CardTransactionLimitationAmount>1000</CardTransactionLimitationAmount>
                                     <CardTransactionLimitationFrequencyDesc>per 24 hours</CardTransactionLimitationFrequencyDesc>
                                     <CardTransactionLimitationTypeDesc>Debit (ATM, point of sale)</CardTransactionLimitationTypeDesc>
                                     <BackupWithholdingNotApplicableInd>1</BackupWithholdingNotApplicableInd>
                                     <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>St. Louis</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>
                                     <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>First Missouri Bank, N.A.</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>
                                     <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>314-240-4123</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>
                                     <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>081021971</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>
                                     <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>MO</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>
                                     <FormAutomaticDepositToMultipleAccountsAccount2Identifier>80001235</FormAutomaticDepositToMultipleAccountsAccount2Identifier>
                                     <FormAutomaticDepositToMultipleAccountsAccount2Title>William J. Smith</FormAutomaticDepositToMultipleAccountsAccount2Title>
                                     <FormAutomaticDepositToMultipleAccountsAccount2Type>2</FormAutomaticDepositToMultipleAccountsAccount2Type>
                                     <FormAutomaticDepositToMultipleAccountsInd>1</FormAutomaticDepositToMultipleAccountsInd>
                                     <FormAutomaticDepositToMultipleAccountsType>1</FormAutomaticDepositToMultipleAccountsType>
                                     <FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>$200.00</FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>
                                     <FormAutomaticDepositToMultipleAccountsAccount1CreditType>1</FormAutomaticDepositToMultipleAccountsAccount1CreditType>
                                     <FormAutomaticDepositToMultipleAccountsCompanyName>Kohl's Department Store</FormAutomaticDepositToMultipleAccountsCompanyName>
                                     <FormAutomaticDepositToMultipleAccountsAccount2CreditType>2</FormAutomaticDepositToMultipleAccountsAccount2CreditType>
                                  </Holder>
                                  <Holder index="2">
                                     <AccountAddressInd>1</AccountAddressInd>
                                     <BirthDate>19480507</BirthDate>
                                     <EmailAddress>william43356@hotmail.com</EmailAddress>
                                     <EmployerCity>St Louis</EmployerCity>
                                     <EmployerName>Scheels,</EmployerName>
                                     <EmployerState>MO</EmployerState>
                                     <FirstName>William</FirstName>
                                     <IdentificationItems>
                                        <IdentificationItem index="1">
                                           <IdentificationExpirationDate>20100507</IdentificationExpirationDate>
                                           <IdentificationIssuedDate>20060503</IdentificationIssuedDate>
                                           <IdentificationType>1</IdentificationType>
                                           <Identifier>L224063</Identifier>
                                           <IssuedByType>MO</IssuedByType>
                                        </IdentificationItem>
                                     </IdentificationItems>
                                     <LastName>Smith</LastName>
                                     <MailingAddressCity>St Louis</MailingAddressCity>
                                     <MailingAddressDifferentInd>1</MailingAddressDifferentInd>
                                     <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                                     <MailingAddressState>MO</MailingAddressState>
                                     <MailingStreetAddress>123 Main St.</MailingStreetAddress>
                                     <MiddleName>John</MiddleName>
                                     <PartyType>1</PartyType>
                                     <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                     <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                                     <PermanentAddressState>MO</PermanentAddressState>
                                     <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
                                     <PersonalAgentInd>0</PersonalAgentInd>
                                     <Phones>
                                        <Phone index="1">
                                           <Desc>Home</Desc>
                                           <PhoneNumber>314-334-6612</PhoneNumber>
                                        </Phone>
                                        <Phone index="2">
                                           <Desc>Work</Desc>
                                           <PhoneNumber>314-229-1819</PhoneNumber>
                                        </Phone>
                                        <Phone index="3">
                                           <Desc>Cellular Phone</Desc>
                                           <PhoneNumber>573-670-8898</PhoneNumber>
                                        </Phone>
                                     </Phones>
                                     <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
                                     <RelationshipDesc>Owner</RelationshipDesc>
                                     <SSN>134-44-7223</SSN>
                                     <EmployerPostalCode>63106</EmployerPostalCode>
                                     <ID>2</ID>
                                     <CardTransactionLimitationAmount>200</CardTransactionLimitationAmount>
                                     <CardTransactionLimitationFrequencyDesc>per business day</CardTransactionLimitationFrequencyDesc>
                                     <CardTransactionLimitationTypeDesc>ATM withdrawal</CardTransactionLimitationTypeDesc>
                                  </Holder>
                               </Holders>
                               <InitialDepositAmount>500</InitialDepositAmount>
                               <InitialDepositSourceType>1</InitialDepositSourceType>
                               <InternalUseDesc>33220008</InternalUseDesc>
                               <OwnershipType>2</OwnershipType>
                               <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>
                               <ProductDesc>NOW Account</ProductDesc>
                               <ServicesRequested>
                                  <ServiceRequested index="1">
                                     <Type>2</Type>
                                     <HolderIdRefs>1 2</HolderIdRefs>
                                     <AdditionalAccountDesc>Savings</AdditionalAccountDesc>
                                     <AdditionalAccountIdentifier>80001235</AdditionalAccountIdentifier>
                                     <DisclosureElectronicFundsTransferInd>0</DisclosureElectronicFundsTransferInd>
                                     <CardsRequestedNumber>2</CardsRequestedNumber>
                                  </ServiceRequested>
                               </ServicesRequested>
                               <TCPaymentOrderInd>1</TCPaymentOrderInd>
                               <TCSection326Ind>0</TCSection326Ind>
                               <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>
                               <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>
                               <CompoundingFrequencyType>1</CompoundingFrequencyType>
                               <EarningsDetailType>1</EarningsDetailType>
                               <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>
                               <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>
                               <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>
                               <InterestPaymentProcedureType>1</InterestPaymentProcedureType>
                               <InterestRate>1.50</InterestRate>
                               <InterestRateType>2</InterestRateType>
                               <RateDetailType>1</RateDetailType>
                               <SubAccountType>1</SubAccountType>
                               <BalanceComputationType>2</BalanceComputationType>
                               <APYRate>1.51</APYRate>
                               <NoncashAccrualType>1</NoncashAccrualType>
                               <MinimumBalanceRequirementsInd>1</MinimumBalanceRequirementsInd>
                               <DepositLimitationType>1</DepositLimitationType>
                               <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>
                               <TruthInSavingsPolicyName>NOW ACCOUNT</TruthInSavingsPolicyName>
                               <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>
                               <OverdraftConsentInd>1</OverdraftConsentInd>
                               <AccountAgreementDate>20080101</AccountAgreementDate>
                               <PayOnDeathType>0</PayOnDeathType>
                               <TCPowerOfAttorneyInd>1</TCPowerOfAttorneyInd>
                               <TCDepositInsuranceInd>1</TCDepositInsuranceInd>
                               <TCDepositInsuranceType>1</TCDepositInsuranceType>
                               <BackupWithholdingInAgreementType>1</BackupWithholdingInAgreementType>
                               <RegEOptInHolderIDRef>1</RegEOptInHolderIDRef>
                               <InterestRatePeriodType>8</InterestRatePeriodType>
                               <MinimumBalanceEarnRateInd>1</MinimumBalanceEarnRateInd>
                               <MinimumBalanceEarnRateAverageDailyBalanceAmount>500</MinimumBalanceEarnRateAverageDailyBalanceAmount>
                               <MinimumBalanceEarnRateAverageDailyBalanceInd>1</MinimumBalanceEarnRateAverageDailyBalanceInd>
                               <MinimumBalanceFeesInd>1</MinimumBalanceFeesInd>
                               <MinimumBalanceFees>
                                  <MinimumBalanceFee index="1">
                                     <BalanceComputationType>2</BalanceComputationType>
                                     <BalanceType>1</BalanceType>
                                     <PeriodType>999</PeriodType>
                                     <PeriodTypeOtherDesc>monthly statement cycle</PeriodTypeOtherDesc>
                                     <BalanceAverageDailyAmount>500</BalanceAverageDailyAmount>
                                     <NameDesc>minimum balance fee</NameDesc>
                                     <FeeAmount>2.00</FeeAmount>
                                  </MinimumBalanceFee>
                               </MinimumBalanceFees>
                               <TCPaymentOrderStandardTextDesc>Our policy is to process debit card, phone and online banking transfers first - individually, at the actual time they are conducted. We process ATM withdrawals and transfers second - in the order in which they are received for the day on which they are processed. We process ACH transactions third - in numerical order for the day on which they are processed. We process checks and similar items fourth - according to the dollar amount, with the smallest items being processed first for the day on which they are processed.</TCPaymentOrderStandardTextDesc>
                               <TCLiabilityInd>1</TCLiabilityInd>
                               <TCDepositsInd>1</TCDepositsInd>
                               <TCWithdrawalsInd>1</TCWithdrawalsInd>
                               <TCStopPaymentsInd>1</TCStopPaymentsInd>
                               <TCTelephoneTransfersInd>1</TCTelephoneTransfersInd>
                               <TCAmendmentsTerminationInd>1</TCAmendmentsTerminationInd>
                               <TCStatementsInd>1</TCStatementsInd>
                               <TCAccountTransferInd>1</TCAccountTransferInd>
                               <TCDirectDepositsInd>1</TCDirectDepositsInd>
                               <TCSetoffRightRepaymentIndebtednessInd>1</TCSetoffRightRepaymentIndebtednessInd>
                               <TCRestrictiveLegendsInd>1</TCRestrictiveLegendsInd>
                               <TCFacsimileSignaturesInd>1</TCFacsimileSignaturesInd>
                               <TCTemporaryAccountAgreementInd>1</TCTemporaryAccountAgreementInd>
                               <TCCheckProcessingInd>1</TCCheckProcessingInd>
                               <TCCheckCashingInd>1</TCCheckCashingInd>
                               <TCTruncationSubstituteChecksInd>1</TCTruncationSubstituteChecksInd>
                               <TCRemotelyCreatedChecksInd>1</TCRemotelyCreatedChecksInd>
                               <TCOwnershipInd>1</TCOwnershipInd>
                               <TCAgencyDesignationInd>1</TCAgencyDesignationInd>
                               <TCACHWireTransfersInd>1</TCACHWireTransfersInd>
                               <TCIndorsementsInd>1</TCIndorsementsInd>
                               <TCAddressNameChangeInd>1</TCAddressNameChangeInd>
                               <TCClaimOfLossInd>1</TCClaimOfLossInd>
                               <TCCreditVerificationInd>1</TCCreditVerificationInd>
                               <TCDeathOrIncompetenceInd>1</TCDeathOrIncompetenceInd>
                               <TCEarlyWithdrawalPenaltiesInd>1</TCEarlyWithdrawalPenaltiesInd>
                               <TCFiduciaryAccountsInd>1</TCFiduciaryAccountsInd>
                               <TCLegalActionsInd>1</TCLegalActionsInd>
                               <TCSecurityInd>1</TCSecurityInd>
                               <TCTelephonicInstructionsInd>1</TCTelephonicInstructionsInd>
                               <TCWaiverOfNoticesAppliesInd>1</TCWaiverOfNoticesAppliesInd>
                            </Account>
                            <Account index="2">
                               <AccountAgreementID>1</AccountAgreementID>
                               <AccountIdentifier>80001235</AccountIdentifier>
                               <AccountPurposeType>1</AccountPurposeType>
                               <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>
                               <AccountType>2</AccountType>
                               <CheckWritingCapabilitiesInd>0</CheckWritingCapabilitiesInd>
                               <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>
                               <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>
                               <DisclosurePrivacyInd>1</DisclosurePrivacyInd>
                               <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>
                               <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>
                               <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>
                               <DisclosureType>1</DisclosureType>
                               <EarningsType>2</EarningsType>
                               <Holders>
                                  <Holder index="1">
                                     <AccountAddressInd>1</AccountAddressInd>
                                     <BirthDate>19530403</BirthDate>
                                     <EmailAddress>mary34456@aol.com</EmailAddress>
                                     <EmployerCity>St Louis</EmployerCity>
                                     <EmployerName>Kohl's,</EmployerName>
                                     <EmployerState>MO</EmployerState>
                                     <FirstName>Mary</FirstName>
                                     <IdentificationItems>
                                        <IdentificationItem index="1">
                                           <IdentificationExpirationDate>20080403</IdentificationExpirationDate>
                                           <IdentificationIssuedDate>20010325</IdentificationIssuedDate>
                                           <IdentificationType>1</IdentificationType>
                                           <IssuedByType>MO</IssuedByType>
                                           <Identifier>B00205</Identifier>
                                        </IdentificationItem>
                                     </IdentificationItems>
                                     <LastName>Smith</LastName>
                                     <MailingAddressCity>St Louis</MailingAddressCity>
                                     <MailingAddressDifferentInd>0</MailingAddressDifferentInd>
                                     <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                                     <MailingAddressState>MO</MailingAddressState>
                                     <MailingStreetAddress>345 Elm St</MailingStreetAddress>
                                     <MiddleName>Ellen</MiddleName>
                                     <PartyType>1</PartyType>
                                     <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                     <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                                     <PermanentAddressState>MO</PermanentAddressState>
                                     <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
                                     <Phones>
                                        <Phone index="1">
                                           <Desc>Home</Desc>
                                           <PhoneNumber>314-334-6612</PhoneNumber>
                                        </Phone>
                                        <Phone index="2">
                                           <Desc>Work</Desc>
                                           <PhoneNumber>417-670-1213</PhoneNumber>
                                        </Phone>
                                        <Phone index="3">
                                           <Desc>Cellular Phone</Desc>
                                           <PhoneNumber>573-670-8899</PhoneNumber>
                                        </Phone>
                                     </Phones>
                                     <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
                                     <RelationshipDesc>Owner</RelationshipDesc>
                                     <SSN>134-56-7889</SSN>
                                     <EmployerPostalCode>63106</EmployerPostalCode>
                                     <ID>1</ID>
                                  </Holder>
                                  <Holder index="2">
                                     <AccountAddressInd>1</AccountAddressInd>
                                     <BirthDate>19480507</BirthDate>
                                     <EmailAddress>william43356@hotmail.com</EmailAddress>
                                     <EmployerCity>St Louis</EmployerCity>
                                     <EmployerName>Scheels,</EmployerName>
                                     <EmployerState>MO</EmployerState>
                                     <FirstName>William</FirstName>
                                     <IdentificationItems>
                                        <IdentificationItem index="1">
                                           <IdentificationExpirationDate>20100507</IdentificationExpirationDate>
                                           <IdentificationIssuedDate>20060503</IdentificationIssuedDate>
                                           <IdentificationType>1</IdentificationType>
                                        </IdentificationItem>
                                     </IdentificationItems>
                                     <LastName>Smith</LastName>
                                     <MailingAddressCity>St Louis</MailingAddressCity>
                                     <MailingAddressDifferentInd>1</MailingAddressDifferentInd>
                                     <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                                     <MailingAddressState>MO</MailingAddressState>
                                     <MailingStreetAddress>123 Main St.</MailingStreetAddress>
                                     <MiddleName>John</MiddleName>
                                     <PartyType>1</PartyType>
                                     <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                     <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                                     <PermanentAddressState>MO</PermanentAddressState>
                                     <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
                                     <Phones>
                                        <Phone index="1">
                                           <Desc>Home</Desc>
                                           <PhoneNumber>314-334-6612</PhoneNumber>
                                        </Phone>
                                        <Phone index="2">
                                           <Desc>Work</Desc>
                                           <PhoneNumber>314-229-1819</PhoneNumber>
                                        </Phone>
                                        <Phone index="3">
                                           <Desc>Cellular Phone</Desc>
                                           <PhoneNumber>573-670-8898</PhoneNumber>
                                        </Phone>
                                     </Phones>
                                     <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
                                     <RelationshipDesc>Owner</RelationshipDesc>
                                     <SSN>134-44-7223</SSN>
                                     <EmployerPostalCode>63106</EmployerPostalCode>
                                     <ID>2</ID>
                                     <FormFederalDirectDepositBenefitCheckIdentifier>080456</FormFederalDirectDepositBenefitCheckIdentifier>
                                     <FormFederalDirectDepositBenefitClaimIdentifier>123456</FormFederalDirectDepositBenefitClaimIdentifier>
                                     <FormFederalDirectDepositBenefitPaymentAmount>2100.50</FormFederalDirectDepositBenefitPaymentAmount>
                                     <FormFederalDirectDepositBenefitType>1</FormFederalDirectDepositBenefitType>
                                     <FormFederalDirectDepositInd>1</FormFederalDirectDepositInd>
                                     <FormFederalDirectDepositPrintBlankAuthorizationInd/>
                                     <FormFederalDirectDepositRepresentativePayeeFullName/>
                                     <FormFederalDirectDepositRepresentativePayeeInd/>
                                     <FormFederalDirectDepositJointAuthorizerName>Mary E. Smith</FormFederalDirectDepositJointAuthorizerName>
                                  </Holder>
                               </Holders>
                               <InitialDepositAmount>1000</InitialDepositAmount>
                               <InitialDepositSourceType>2</InitialDepositSourceType>
                               <InternalUseDesc>NAL</InternalUseDesc>
                               <OwnershipType>2</OwnershipType>
                               <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>
                               <ProductDesc>Savings Account</ProductDesc>
                               <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>
                               <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>
                               <CompoundingFrequencyType>1</CompoundingFrequencyType>
                               <EarningsDetailType>1</EarningsDetailType>
                               <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>
                               <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>
                               <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>
                               <InterestPaymentProcedureType>1</InterestPaymentProcedureType>
                               <InterestRate>2.66</InterestRate>
                               <InterestRateType>1</InterestRateType>
                               <RateDetailType>1</RateDetailType>
                               <BalanceComputationType>2</BalanceComputationType>
                               <APYRate>2.70</APYRate>
                               <NoncashAccrualType>1</NoncashAccrualType>
                               <MinimumBalanceRequirementsInd>0</MinimumBalanceRequirementsInd>
                               <DepositLimitationType>1</DepositLimitationType>
                               <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>
                               <TruthInSavingsPolicyName>SAVINGS ACCOUNT</TruthInSavingsPolicyName>
                               <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>
                               <OverdraftConsentInd>1</OverdraftConsentInd>
                               <AccountAgreementDate>20080101</AccountAgreementDate>
                               <RegDLimitsDesc>During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed these transfer limitations, your account will be subject to closure by the financial institution.</RegDLimitsDesc>
                               <RegDLimitsInd>1</RegDLimitsInd>
                               <PayOnDeathType>0</PayOnDeathType>
                            </Account>
                            <Account index="3">
                               <AccountTitle>Mary E. Smith, William J. Smith</AccountTitle>
                               <AccountType>4</AccountType>
                               <Holders>
                                  <Holder index="1">
                                     <AccountAddressInd>1</AccountAddressInd>
                                     <BirthDate>19530403</BirthDate>
                                     <EmailAddress>mary34456@aol.com</EmailAddress>
                                     <EmployerCity>St Louis</EmployerCity>
                                     <EmployerName>Kohl's,</EmployerName>
                                     <EmployerState>MO</EmployerState>
                                     <FirstName>Mary</FirstName>
                                     <IdentificationItems>
                                        <IdentificationItem index="1">
                                           <IdentificationExpirationDate>20080403</IdentificationExpirationDate>
                                           <IdentificationIssuedDate>20010325</IdentificationIssuedDate>
                                           <IdentificationType>1</IdentificationType>
                                           <Identifier>B00205</Identifier>
                                           <IssuedByType>MO</IssuedByType>
                                        </IdentificationItem>
                                     </IdentificationItems>
                                     <LastName>Smith</LastName>
                                     <MailingAddressCity>St Louis</MailingAddressCity>
                                     <MailingAddressDifferentInd>0</MailingAddressDifferentInd>
                                     <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                                     <MailingAddressState>MO</MailingAddressState>
                                     <MailingStreetAddress>345 Elm St</MailingStreetAddress>
                                     <MiddleName>Ellen</MiddleName>
                                     <PartyType>1</PartyType>
                                     <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                     <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                                     <PermanentAddressState>MO</PermanentAddressState>
                                     <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
                                     <Phones>
                                        <Phone index="1">
                                           <Desc>Home</Desc>
                                           <PhoneNumber>314-334-6612</PhoneNumber>
                                        </Phone>
                                        <Phone index="2">
                                           <Desc>Work</Desc>
                                           <PhoneNumber>417-670-1213</PhoneNumber>
                                        </Phone>
                                        <Phone index="3">
                                           <Desc>Cellular Phone</Desc>
                                           <PhoneNumber>573-670-8899</PhoneNumber>
                                        </Phone>
                                     </Phones>
                                     <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
                                     <SSN>134-56-7889</SSN>
                                     <EmployerPostalCode>63106</EmployerPostalCode>
                                     <ID>1</ID>
                                     <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>
                                     <SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc>
                                  </Holder>
                                  <Holder index="2">
                                     <AccountAddressInd>1</AccountAddressInd>
                                     <BirthDate>19480507</BirthDate>
                                     <EmailAddress>william43356@hotmail.com</EmailAddress>
                                     <EmployerCity>St Louis</EmployerCity>
                                     <EmployerName>Scheels,</EmployerName>
                                     <EmployerState>MO</EmployerState>
                                     <FirstName>William</FirstName>
                                     <IdentificationItems>
                                        <IdentificationItem index="1">
                                           <IdentificationExpirationDate>20100507</IdentificationExpirationDate>
                                           <IdentificationIssuedDate>20060503</IdentificationIssuedDate>
                                           <IdentificationType>1</IdentificationType>
                                        </IdentificationItem>
                                     </IdentificationItems>
                                     <LastName>Smith</LastName>
                                     <MailingAddressCity>St Louis</MailingAddressCity>
                                     <MailingAddressDifferentInd>1</MailingAddressDifferentInd>
                                     <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                                     <MailingAddressState>MO</MailingAddressState>
                                     <MailingStreetAddress>123 Main St.</MailingStreetAddress>
                                     <MiddleName>John</MiddleName>
                                     <PartyType>1</PartyType>
                                     <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                     <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                                     <PermanentAddressState>MO</PermanentAddressState>
                                     <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
                                     <Phones>
                                        <Phone index="1">
                                           <Desc>Home</Desc>
                                           <PhoneNumber>314-334-6612</PhoneNumber>
                                        </Phone>
                                        <Phone index="2">
                                           <Desc>Work</Desc>
                                           <PhoneNumber>314-229-1819</PhoneNumber>
                                        </Phone>
                                        <Phone index="3">
                                           <Desc>Cellular Phone</Desc>
                                           <PhoneNumber>573-670-8898</PhoneNumber>
                                        </Phone>
                                     </Phones>
                                     <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
                                     <SSN>134-44-7223</SSN>
                                     <EmployerPostalCode>63106</EmployerPostalCode>
                                     <ID>2</ID>
                                     <SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc>
                                  </Holder>
                               </Holders>
                               <AccountAgreementDate>20080101</AccountAgreementDate>
                               <SafeDepositBoxLeaseType>2</SafeDepositBoxLeaseType>
                               <SafeDepositBoxKeysDesc>2</SafeDepositBoxKeysDesc>
                               <SafeDepositBoxSizeDesc>Large</SafeDepositBoxSizeDesc>
                               <SafeDepositBoxVaultKeysDesc>No vault keys issued</SafeDepositBoxVaultKeysDesc>
                               <SafeDepositBoxAnnualRentAmount>60</SafeDepositBoxAnnualRentAmount>
                               <SafeDepositBoxLesseesRequiredNumber>1</SafeDepositBoxLesseesRequiredNumber>
                               <SafeDepositBoxBillingType>2</SafeDepositBoxBillingType>
                               <SafeDepositBoxBillingAccountIdentifier>33220008</SafeDepositBoxBillingAccountIdentifier>
                               <SafeDepositBoxBillingPeriodicFrequencyType>6</SafeDepositBoxBillingPeriodicFrequencyType>
                               <SafeDepositBoxLeaseBoxNumber>13558</SafeDepositBoxLeaseBoxNumber>
                            </Account>
                         </Accounts>
                         <Fees>
                            <Fee index="1">
                               <AmountDesc>$30.00</AmountDesc>
                               <FeeNameType>1</FeeNameType>
                               <OverdraftFeeAmount>30.00</OverdraftFeeAmount>
                               <OverdraftFeeLimitType>1</OverdraftFeeLimitType>
                               <OverdraftFeeType>1</OverdraftFeeType>
                            </Fee>
                            <Fee index="2">
                               <FeeNameType>999</FeeNameType>
                               <AmountDesc>$40.00</AmountDesc>
                               <OverdraftFeeAmount>40.00</OverdraftFeeAmount>
                               <OverdraftDaysNumber>10</OverdraftDaysNumber>
                               <OverdraftFeeType>99</OverdraftFeeType>
                               <OverdraftFeeTypeOtherDesc>if the account is overdrawn for more than 10 consecutive days, we charge an additional fee of $40.00 for each day your account is overdrawn</OverdraftFeeTypeOtherDesc>
                               <FeeNameTypeOtherDesc>Extended overdraft fee - if account is overdrawn more than 10 consecutive days.</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="3">
                               <AmountDesc>$20.00</AmountDesc>
                               <FeeNameType>2</FeeNameType>
                            </Fee>
                            <Fee index="4">
                               <AmountDesc>$10.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Deposited checks returned unpaid</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="5">
                               <AmountDesc>1.0% of the transaction amount</AmountDesc>
                               <FeeNameType>5</FeeNameType>
                            </Fee>
                            <Fee index="6">
                               <FeeNameType>4</FeeNameType>
                               <AmountDesc>1% of amount transacted</AmountDesc>
                            </Fee>
                            <Fee index="7">
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Cash withdrawal at ATM</FeeNameTypeOtherDesc>
                               <AmountDesc>$.25</AmountDesc>
                            </Fee>
                            <Fee index="8">
                               <FeeNameType>999</FeeNameType>
                               <AmountDesc>$5.00</AmountDesc>
                               <FeeNameTypeOtherDesc>Replace ATM card or PIN</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="9">
                               <FeeNameType>999</FeeNameType>
                               <AmountDesc>$5.00</AmountDesc>
                               <FeeNameTypeOtherDesc>Replace debit card or PIN</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="10">
                               <AmountDesc>$0.50</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Certified Check</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="11">
                               <AmountDesc>$0.50</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Temporary Check</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="12">
                               <AmountDesc>$0.50</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Temporary check</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="13">
                               <AmountDesc>$0.50</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Cashier's check</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="14">
                               <AmountDesc>$0.50</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Money order</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="15">
                               <AmountDesc>$1.00 per $100.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Traveler's checks</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="16">
                               <AmountDesc>$10.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Garnishments</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="17">
                               <AmountDesc>$10.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Executions</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="18">
                               <AmountDesc>$10.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Levies</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="19">
                               <AmountDesc>$1.00</AmountDesc>
                               <FeeNameTypeOtherDesc>Special statement cutoff</FeeNameTypeOtherDesc>
                               <FeeNameType>999</FeeNameType>
                            </Fee>
                            <Fee index="20">
                               <AmountDesc>$10.00 per hour</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Account Research</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="21">
                               <AmountDesc>$10.00 per hour</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Account balancing assistance</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="22">
                               <AmountDesc>$1.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Copy of statement</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="23">
                               <AmountDesc>$10.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Stop payment (any type)</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="24">
                               <AmountDesc>$10.00</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Wire Transfer - incoming or outgoing</FeeNameTypeOtherDesc>
                            </Fee>
                            <Fee index="25">
                               <AmountDesc>$3.00 per month</AmountDesc>
                               <FeeNameType>999</FeeNameType>
                               <FeeNameTypeOtherDesc>Dormant Account Fee - An account is considered dormant if, for 3 years: statements have been returned undelivered, you have not contacted us about any account with us; and you have initiated no transactions on any account with us.</FeeNameTypeOtherDesc>
                            </Fee>
                         </Fees>
                         <OverdraftFeeType>1</OverdraftFeeType>
                         <RecreditRightsClaimDaysCount>60</RecreditRightsClaimDaysCount>
                         <RecreditRightsInitialRefundDaysCount>7</RecreditRightsInitialRefundDaysCount>
                         <RecreditRightsInitialRefundMaximumAmount>3000</RecreditRightsInitialRefundMaximumAmount>
                         <RecreditRightsRemainingRefundDaysCount>30</RecreditRightsRemainingRefundDaysCount>
                         <FundsAvailabilityPolicies>
                            <FundsAvailabilityPolicy index="1">
                               <LocationsDesc>at 301 South College Street St. Louis, MO 63106</LocationsDesc>
                               <NewAccountExceptionInd>1</NewAccountExceptionInd>
                               <NewAccountPolicyCustomInd>0</NewAccountPolicyCustomInd>
                               <AppliesToType>2</AppliesToType>
                               <AvailabilityType>1</AvailabilityType>
                               <CaseByCaseAvailableDayType>2</CaseByCaseAvailableDayType>
                               <CaseByCaseDelayTime>4:00 PM</CaseByCaseDelayTime>
                               <CashWithdrawalLimitationInd>1</CashWithdrawalLimitationInd>
                               <CutoffTimeDesc>4:00 PM</CutoffTimeDesc>
                               <CutoffTimeType>3</CutoffTimeType>
                               <SafeguardDelayMaximumDaysInd>1</SafeguardDelayMaximumDaysInd>
                               <SafeguardExceptionInd>1</SafeguardExceptionInd>
                               <NewAccountDayDesc>10th</NewAccountDayDesc>
                               <CaseByCaseInd>1</CaseByCaseInd>
                            </FundsAvailabilityPolicy>
                         </FundsAvailabilityPolicies>
                         <RegEPolicies>
                            <RegEPolicy index="1">
                               <DirectDepositInd>1</DirectDepositInd>
                               <ECheckPaymentsInd>1</ECheckPaymentsInd>
                               <PreauthorizedWithdrawalInd>1</PreauthorizedWithdrawalInd>
                               <TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd>
                               <TelephoneAccessPhones>
                                  <TelephoneAccessPhone index="1">
                                     <AccessHoursDesc>24 hours a day</AccessHoursDesc>
                                     <PhoneNumber>1-800-252-9897</PhoneNumber>
                                  </TelephoneAccessPhone>
                               </TelephoneAccessPhones>
                               <TelephoneBalanceInformationInd>1</TelephoneBalanceInformationInd>
                               <TelephoneDepositHistoryInd>1</TelephoneDepositHistoryInd>
                               <TelephoneInd>1</TelephoneInd>
                               <TelephoneTransactionHistoryInd>1</TelephoneTransactionHistoryInd>
                               <TelephoneWithdrawalHistoryInd>1</TelephoneWithdrawalHistoryInd>
                               <Transactions>
                                  <Transaction index="1">
                                     <FromAccountDesc>savings</FromAccountDesc>
                                     <ToAccountDesc>checking</ToAccountDesc>
                                     <TransferOrPaymentType>3</TransferOrPaymentType>
                                  </Transaction>
                                  <Transaction index="2">
                                     <TransferOrPaymentType>5</TransferOrPaymentType>
                                     <FromAccountDesc>savings</FromAccountDesc>
                                     <ToAccountDesc>checking</ToAccountDesc>
                                  </Transaction>
                               </Transactions>
                               <HSAInd>0</HSAInd>
                               <ATMDebitAccessConditionRequiredInd>1</ATMDebitAccessConditionRequiredInd>
                               <ATMDebitLocationOrNetworkDesc>Money Pass</ATMDebitLocationOrNetworkDesc>
                               <ATMDebitAccessConditionRequiredDesc>PIN Number</ATMDebitAccessConditionRequiredDesc>
                               <ATMDebitCashWithdrawalInd>1</ATMDebitCashWithdrawalInd>
                               <ATMDebitBalanceInformationInd>1</ATMDebitBalanceInformationInd>
                               <ATMDebitWithdrawalHistoryInd>1</ATMDebitWithdrawalHistoryInd>
                               <ATMDebitDepositHistoryInd>1</ATMDebitDepositHistoryInd>
                               <ATMDebitTransactionHistoryInd>1</ATMDebitTransactionHistoryInd>
                               <POSInd>1</POSInd>
                               <ForeignCurrencyConversionInd>1</ForeignCurrencyConversionInd>
                               <ForeignCurrencyConversionType>1</ForeignCurrencyConversionType>
                               <ConsumerLiabilityType>1</ConsumerLiabilityType>
                               <PeriodicStatementMonthlyInd>1</PeriodicStatementMonthlyInd>
                               <PeriodicStatementMonthlyAccountDesc>checking and savings</PeriodicStatementMonthlyAccountDesc>
                               <BusinessDaysHoursDesc>Monday through Saturday</BusinessDaysHoursDesc>
                               <BusinessDaysHolidayExceptionInd>1</BusinessDaysHolidayExceptionInd>
                               <ErrorResolutionType>2</ErrorResolutionType>
                               <POSCards>
                                  <POSCard index="1">
                                     <POSGetCashInd>1</POSGetCashInd>
                                     <POSPayForServiceDesc>pay for services in person, by phone or online</POSPayForServiceDesc>
                                     <POSPurchaseGoodsDesc>purchase goods in person, by phone or online</POSPurchaseGoodsDesc>
                                  </POSCard>
                               </POSCards>
                               <ATMInd>1</ATMInd>
                               <DirectDepositPayorDesc>Social Security or payroll</DirectDepositPayorDesc>
                               <ATMCardNameDesc>Kash Kard</ATMCardNameDesc>
                               <ATMLocationOrNetworkDesc>FastCash machines and any ATM bearing the VISA logo</ATMLocationOrNetworkDesc>
                               <PreauthorizedWithdrawalVaryingPaymentsType>1</PreauthorizedWithdrawalVaryingPaymentsType>
                               <ConfidentialityType>1</ConfidentialityType>
                               <DirectDepositPayorConfirmationInd>1</DirectDepositPayorConfirmationInd>
                               <ATMCashWithdrawalInd>1</ATMCashWithdrawalInd>
                               <ATMBalanceInformationInd>1</ATMBalanceInformationInd>
                               <ComputerInd>1</ComputerInd>
                               <ComputerPlanName>On Line Now</ComputerPlanName>
                               <ComputerAccessWebsiteInd>1</ComputerAccessWebsiteInd>
                               <ComputerAccessWebsiteDesc>https://www.FMB.com/OnLineNow</ComputerAccessWebsiteDesc>
                               <ComputerAccessConditionRequiredInd>1</ComputerAccessConditionRequiredInd>
                               <ComputerBalanceInformationInd>1</ComputerBalanceInformationInd>
                               <ComputerWithdrawalHistoryInd>1</ComputerWithdrawalHistoryInd>
                               <ComputerDepositHistoryInd>1</ComputerDepositHistoryInd>
                               <ComputerTransactionHistoryInd>1</ComputerTransactionHistoryInd>
                               <BillPayInd>1</BillPayInd>
                               <BillPayPlanName>Be On Time Bill Payment</BillPayPlanName>
                               <BillPayComputerAccessInd>1</BillPayComputerAccessInd>
                               <BillPayComputerAccessWebsiteDesc>https://www.FMB.com/BeOnTime</BillPayComputerAccessWebsiteDesc>
                               <BillPayTelephoneAccessInd>1</BillPayTelephoneAccessInd>
                               <BillPayTelephoneAccessPhoneNumber>1-866-B ON TIME (1-866-266-8463)</BillPayTelephoneAccessPhoneNumber>
                               <BillPayMakePaymentsFromDesc>checking account</BillPayMakePaymentsFromDesc>
                               <BillPayMakePaymentsToDesc>your creditors</BillPayMakePaymentsToDesc>
                               <BillPayPaperCheckPaymentsInd>1</BillPayPaperCheckPaymentsInd>
                               <VisaNonNetworkDebitsInd>0</VisaNonNetworkDebitsInd>
                            </RegEPolicy>
                         </RegEPolicies>
                         <TransactionDate>20080101</TransactionDate>
                         <OpeningOfficerDesc>Jane J. Johnson</OpeningOfficerDesc>
                         <ApprovingOfficerDesc>George R. Smith</ApprovingOfficerDesc>
                         <AccountAgreementCustomerInformationType>2</AccountAgreementCustomerInformationType>
                         <CustomerInformationAddendumInd>1</CustomerInformationAddendumInd>
                         <OverdraftProcedureStandardInd>1</OverdraftProcedureStandardInd>
                         <OverdraftOptInSignatureInd>0</OverdraftOptInSignatureInd>
                         <CIPAdequateNoticeType>2</CIPAdequateNoticeType>
                         <SubstituteCheckImageInd>1</SubstituteCheckImageInd>
                         <OverdraftProcedureOptionalType>3</OverdraftProcedureOptionalType>
                         <OverdraftChecksInd>1</OverdraftChecksInd>
                         <OverdraftOtherAccountTransactionsInd>0</OverdraftOtherAccountTransactionsInd>
                         <OverdraftAutomaticBillPaymentInd>1</OverdraftAutomaticBillPaymentInd>
                         <OverdraftOptInOtherDesc>complete the form and deliver or mail it to First Missouri Bank, N.A</OverdraftOptInOtherDesc>
                      </Deposit>
                      <OrgAddresses>
                         <OrgAddress index="1">
                            <Value>301 South College Street</Value>
                         </OrgAddress>
                      </OrgAddresses>
                      <OrgCharter>Federal</OrgCharter>
                      <OrgCity>St. Louis</OrgCity>
                      <OrgJurisdiction>MO</OrgJurisdiction>
                      <OrgLegalName>First Missouri Bank, N.A.</OrgLegalName>
                      <OrgPhone>314-240-4123</OrgPhone>
                      <OrgPostalCode>63106</OrgPostalCode>
                      <OrgState>MO</OrgState>
                      <OrgType>National Bank</OrgType>
                      <TaglineUserDefinedCenterDesc>1_MO_NOW_SAV_JOINT</TaglineUserDefinedCenterDesc>
                      <NegativeInformationNoticeType>1</NegativeInformationNoticeType>
                      <OrgEstablishedState>MO</OrgEstablishedState>
                      <OrgDesc>National Banking Association</OrgDesc>
                      <ResponsiblePartyUserName>Jim Burns</ResponsiblePartyUserName>
                      <ResponsiblePartyUserTitle>Vice President</ResponsiblePartyUserTitle>
                      <ExecutionCounty>Springfield</ExecutionCounty>
                      <ExecutionState>MO</ExecutionState>
                      <OrgRoutingNumber>081021971</OrgRoutingNumber>
                      <TaglineBarcodeDesc>Tag Line 1</TaglineBarcodeDesc>
                   </Txn>
                </data:TransactionData>
                <data:ContentIdentifier>Deposit.PKG.DepositAccountOpening</data:ContentIdentifier>
                <!--Optional:-->
                <data:AccountIdentifier>1</data:AccountIdentifier>
                <!--Optional:-->
                <data:PassthroughIdentifier></data:PassthroughIdentifier>
             </v2:request>
          </v2:SelectSynchronous>
       </soap:Body>
    </soap:Envelope>

## Response

    <s:Envelope xmlns:s="http://www.w3.org/2003/05/soap-envelope" xmlns:a="http://www.w3.org/2005/08/addressing" xmlns:u="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
       <s:Header>
          <a:Action s:mustUnderstand="1">http://www.wolterskluwerfs.com/2014/05/DocServices/V2/IEDocService/SelectSynchronousResponse</a:Action>
          <o:Security s:mustUnderstand="1" xmlns:o="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
             <u:Timestamp u:Id="_0">
                <u:Created>2016-06-15T12:29:19.438Z</u:Created>
                <u:Expires>2016-06-15T12:34:19.438Z</u:Expires>
             </u:Timestamp>
          </o:Security>
       </s:Header>
       <s:Body xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
          <SelectSynchronousResponse xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2">
             <SelectSynchronousResult>
                <PassthroughIdentifier xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"/>
                <Status xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data">Sucessful</Status>
                <StatusDescription xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"/>
                <SelectedDocuments xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data">
                   <Documents>
                      <DocumentID>PKGD.AuthorizationForAutomaticDepositToMultipleAccounts</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Authorization for Automatic Deposit to Multiple Accounts</DisplayName>
                      <Type>Template</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.CardApplication</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Card Application</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.ConfirmationOfConsent</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Confirmation Of Consent</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.CustomerInformation</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Customer Information</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.DirectDepositSignUpForm</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Direct Deposit Sign-Up Form</DisplayName>
                      <Type>Template</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.FundsAvailabilityDisclosure</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Funds Availability Disclosure</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.ImportantAccountOpeningInformation</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Important Account Opening Information</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.LimitsandFeesDisclosure</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Limits and Fees Disclosure</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.MultiPartySignatureCard</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Multi Party Signature Card</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.NoticeRegardingInaccurateInformation</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>FCRA-Notice Regarding Inaccurate Information</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.PowerOfAttorneyMultistate</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Power of Attorney</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.RegEDisclosure</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Regulation E Disclosure</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.RegEOverdraftOpt-inNotice</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Reg. E Overdraft Opt-in Notice</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.RegVNoticeofNegativeInformationPreSharing</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>RegV-Notice of Negative Information (Pre-Sharing)</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.SafeDepositBoxLease</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Safe Deposit Box Lease</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.SubstituteChecksDisclosure</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Substitute Checks Disclosure</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.TermsAndConditions</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Terms and Conditions</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                   <Documents>
                      <DocumentID>PKGD.TruthInSavings</DocumentID>
                      <Format xsi:nil="true"/>
                      <DisplayName>Truth-In-Savings Disclosure/Non-Consumer Account Disclosure</DisplayName>
                      <Type>Dynamic</Type>
                      <Autoselected>true</Autoselected>
                      <Suggested>false</Suggested>
                      <Copy>0</Copy>
                   </Documents>
                </SelectedDocuments>
             </SelectSynchronousResult>
          </SelectSynchronousResponse>
       </s:Body>
    </s:Envelope>