# SelectGenerateDeliver

The samples below reflect a SelectGenerateDeliver request and response.

## Request

    <soap:Envelope xmlns:soap="http://www.w3.org/2003/05/soap-envelope" xmlns:v2="http://www.wolterskluwerfs.com/2014/05/DocServices/V2" xmlns:data="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data">
       <soap:Header/>
       <soap:Body>
          <v2:SelectGenerateDeliver>
             <!--Optional:-->
             <v2:request>
                <!--Optional:-->
                <data:DocumentFormat>PDF</data:DocumentFormat>
                <!--Optional:-->
                <data:DaysToPersistInLongTermStorage>0</data:DaysToPersistInLongTermStorage>
                <data:AccountIdentifier>1</data:AccountIdentifier>
                <data:TransactionData>
                   <Txn xmlns="http://schemas.bankerssystems.com/2004/ExpereTxn">
    				<Deposit>
    				<Accounts>
    					<Account index="1">
    					<AccountAgreementID>1</AccountAgreementID>
    					<AccountIdentifier>33220008</AccountIdentifier>
    					<AccountPurposeType>1</AccountPurposeType>
    					<AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>
    					<AccountType>1</AccountType>
    					<CheckWritingCapabilitiesInd>1</CheckWritingCapabilitiesInd>
    					<DisclosureCommonFeaturesInd>1</DisclosureCommonFeaturesInd>
    					<DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>
    					<DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>
    					<DisclosurePrivacyInd>1</DisclosurePrivacyInd>
    					<DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>
    					<DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>
    					<DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>
    					<DisclosureType>1</DisclosureType>
    					<EarningsType>2</EarningsType>
    					<Holders>
    						<Holder index="1">
    							<AccountAddressInd>1</AccountAddressInd>
    							<BirthDate>19530403</BirthDate>
    							<EmailAddress>mary34456@aol.com</EmailAddress>
    							<EmployerCity>St Louis</EmployerCity>
    							<EmployerName>Kohl's, </EmployerName>
    							<EmployerState>MO</EmployerState>
    							<FirstName>Mary</FirstName>
    							<IdentificationItems>
    								<IdentificationItem index="1">
    									<IdentificationExpirationDate>20080403</IdentificationExpirationDate>
    									<IdentificationIssuedDate>20010325</IdentificationIssuedDate>
    									<IdentificationType>1</IdentificationType>
    									<Identifier>B00205</Identifier>
    									<IssuedByType>MO</IssuedByType>
    								</IdentificationItem>
    							</IdentificationItems>
    						<LastName>Smith</LastName>
    						<MailingAddressCity>St Louis</MailingAddressCity>
    						<MailingAddressDifferentInd>0</MailingAddressDifferentInd>
    						<MailingAddressPostalCode>63106</MailingAddressPostalCode>
    						<MailingAddressState>MO</MailingAddressState>
    						<MailingStreetAddress>345 Elm St</MailingStreetAddress>
    						<MiddleName>Ellen</MiddleName>
    						<PartyType>1</PartyType>
    						<PermanentAddressCity>St. Louis</PermanentAddressCity>
    						<PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
    						<PermanentAddressState>MO</PermanentAddressState>
    						<PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
    						<PersonalAgentInd>0</PersonalAgentInd>
    						<Phones>
    							<Phone index="1">
    								<Desc>Home</Desc>
    								<PhoneNumber>314-334-6612</PhoneNumber>
    							</Phone>
    							<Phone index="2">
    								<Desc>Work</Desc>
    								<PhoneNumber>417-670-1213</PhoneNumber>
    							</Phone>
    							<Phone index="3">
    								<Desc>Cellular Phone</Desc>
    								<PhoneNumber>573-670-8899</PhoneNumber>
    							</Phone>
    						</Phones>
    						<PowerOfAttorneyAgents>
    							<Agent index="1">
    								<FirstName>Amy</FirstName>
    								<LastName>Hansen</LastName>
    								<MiddleName>Lynn</MiddleName>
    								<FormPowerOfAttorneyInd>1</FormPowerOfAttorneyInd>
    								<PowerOfAttorneyAgreementID>POA Ag ID</PowerOfAttorneyAgreementID>
    								<AgentID>Agent1</AgentID>
    								<PermanentAddressCity>St. Louis</PermanentAddressCity>
    								<PermanentAddressPostalCode>63015</PermanentAddressPostalCode>
    								<PermanentAddressState>MO</PermanentAddressState>
    								<PermanentStreetAddress>3910 Washington Blvd.</PermanentStreetAddress>
    								<Phones>
    									<Phone index="1">
    										<Desc>Home</Desc>
    										<PhoneNumber>314-223-1212</PhoneNumber>
    									</Phone>
    								</Phones>
    								<IdentificationItems>
    									<IdentificationItem index="1">
    										<IdentificationExpirationDate>20110415</IdentificationExpirationDate>
    										<IdentificationType>1</IdentificationType>
    										<IdentificationIssuedDate>20070430</IdentificationIssuedDate>
    										<IssuedByType>MO</IssuedByType>
    										<Identifier>H-32312445</Identifier>
    									</IdentificationItem>
    								</IdentificationItems>
    								<BirthDate>19700508</BirthDate>
    								<SSN>125-95-7885</SSN>
    								<RelationshipDesc>Attorney in Fact</RelationshipDesc>
    								<AlternateSignatureDesc>Attorney in Fact</AlternateSignatureDesc>
    							</Agent>
    						</PowerOfAttorneyAgents>
    						<PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
    						<RelationshipDesc>Owner</RelationshipDesc>
    						<SSN>134-56-7889</SSN>
    						<EmployerPostalCode>63106</EmployerPostalCode>
    						<BackupWithholdingTaxIdentifierCorrectInd>1</BackupWithholdingTaxIdentifierCorrectInd>
    						<BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>
    						<ID>1</ID>
    						<CardTransactionLimitationAmount>1000</CardTransactionLimitationAmount>
    						<CardTransactionLimitationFrequencyDesc>per 24 hours</CardTransactionLimitationFrequencyDesc>
    						<CardTransactionLimitationTypeDesc>Debit (ATM, point of sale)</CardTransactionLimitationTypeDesc>
    						<BackupWithholdingNotApplicableInd>1</BackupWithholdingNotApplicableInd>
    						<FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>St. Louis</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>
    						<FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>First Missouri Bank, N.A.</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>
    						<FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>314-240-4123</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>
    						<FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>081021971</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>
    						<FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>MO</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>
    						<FormAutomaticDepositToMultipleAccountsAccount2Identifier>80001235</FormAutomaticDepositToMultipleAccountsAccount2Identifier>
    						<FormAutomaticDepositToMultipleAccountsAccount2Title>William J. Smith</FormAutomaticDepositToMultipleAccountsAccount2Title>
    						<FormAutomaticDepositToMultipleAccountsAccount2Type>2</FormAutomaticDepositToMultipleAccountsAccount2Type>
    						<FormAutomaticDepositToMultipleAccountsInd>1</FormAutomaticDepositToMultipleAccountsInd>
    						<FormAutomaticDepositToMultipleAccountsType>1</FormAutomaticDepositToMultipleAccountsType>
    						<FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>$200.00</FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>
    						<FormAutomaticDepositToMultipleAccountsAccount1CreditType>1</FormAutomaticDepositToMultipleAccountsAccount1CreditType>
    						<FormAutomaticDepositToMultipleAccountsCompanyName>Kohl's Department Store</FormAutomaticDepositToMultipleAccountsCompanyName>
    						<FormAutomaticDepositToMultipleAccountsAccount2CreditType>2</FormAutomaticDepositToMultipleAccountsAccount2CreditType>
    					</Holder>
    					<Holder index="2">
    						<AccountAddressInd>1</AccountAddressInd>
    						<BirthDate>19480507</BirthDate>
    						<EmailAddress>william43356@hotmail.com</EmailAddress>
    						<EmployerCity>St Louis</EmployerCity>
    						<EmployerName>Scheels,</EmployerName>
    						<EmployerState>MO</EmployerState>
    						<FirstName>William</FirstName>
    						<IdentificationItems>
    							<IdentificationItem index="1">
    								<IdentificationExpirationDate>20100507</IdentificationExpirationDate>
    								<IdentificationIssuedDate>20060503</IdentificationIssuedDate>
    								<IdentificationType>1</IdentificationType>
    								<Identifier>L224063</Identifier>
    								<IssuedByType>MO</IssuedByType>
    							</IdentificationItem>
    						</IdentificationItems>
    						<LastName>Smith</LastName>
    						<MailingAddressCity>St Louis</MailingAddressCity>
    						<MailingAddressDifferentInd>1</MailingAddressDifferentInd>
    						<MailingAddressPostalCode>63106</MailingAddressPostalCode>
    						<MailingAddressState>MO</MailingAddressState>
    						<MailingStreetAddress>123 Main St.</MailingStreetAddress>
    						<MiddleName>John</MiddleName>
    						<PartyType>1</PartyType>
    						<PermanentAddressCity>St. Louis</PermanentAddressCity>
    						<PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
    						<PermanentAddressState>MO</PermanentAddressState>
    						<PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
    						<PersonalAgentInd>0</PersonalAgentInd>
    						<Phones>
    							<Phone index="1">
    								<Desc>Home</Desc>
    								<PhoneNumber>314-334-6612</PhoneNumber>
    							</Phone>
    							<Phone index="2">
    								<Desc>Work</Desc>
    								<PhoneNumber>314-229-1819</PhoneNumber>
    							</Phone>
    							<Phone index="3">
    								<Desc>Cellular Phone</Desc>
    								<PhoneNumber>573-670-8898</PhoneNumber>
    							</Phone>
    						</Phones>
    						<PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
    						<RelationshipDesc>Owner</RelationshipDesc>
    						<SSN>134-44-7223</SSN>
    						<EmployerPostalCode>63106</EmployerPostalCode>
    						<ID>2</ID>
    						<CardTransactionLimitationAmount>200</CardTransactionLimitationAmount>
    						<CardTransactionLimitationFrequencyDesc>per business day</CardTransactionLimitationFrequencyDesc>
    						<CardTransactionLimitationTypeDesc>ATM withdrawal</CardTransactionLimitationTypeDesc>
    					</Holder>
    				</Holders>
    				<InitialDepositAmount>500</InitialDepositAmount>
    				<InitialDepositSourceType>1</InitialDepositSourceType>
    				<InternalUseDesc>33220008</InternalUseDesc>
    				<OwnershipType>2</OwnershipType>
    				<PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>
    				<ProductDesc>NOW Account</ProductDesc>
    				<ServicesRequested>
    					<ServiceRequested index="1">
    						<Type>2</Type>
    						<HolderIdRefs>1 2</HolderIdRefs>
    						<AdditionalAccountDesc>Savings</AdditionalAccountDesc>
    						<AdditionalAccountIdentifier>80001235</AdditionalAccountIdentifier>
    						<DisclosureElectronicFundsTransferInd>0</DisclosureElectronicFundsTransferInd>
    						<CardsRequestedNumber>2</CardsRequestedNumber>
    					</ServiceRequested>
    				</ServicesRequested>
    				<TCPaymentOrderInd>1</TCPaymentOrderInd>
    				<TCSection326Ind>0</TCSection326Ind>
    				<WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>
    				<CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>
    				<CompoundingFrequencyType>1</CompoundingFrequencyType>
    				<EarningsDetailType>1</EarningsDetailType>
    				<InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>
    				<InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>
    				<InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>
    				<InterestPaymentProcedureType>1</InterestPaymentProcedureType>
    				<InterestRate>1.50</InterestRate>
    				<InterestRateType>2</InterestRateType>
    				<RateDetailType>1</RateDetailType>
    				<SubAccountType>1</SubAccountType>
    				<BalanceComputationType>2</BalanceComputationType>
    				<APYRate>1.51</APYRate>
    				<NoncashAccrualType>1</NoncashAccrualType>
    				<MinimumBalanceRequirementsInd>1</MinimumBalanceRequirementsInd>
    				<DepositLimitationType>1</DepositLimitationType>
    				<BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>
    				<TruthInSavingsPolicyName>NOW ACCOUNT</TruthInSavingsPolicyName>
    				<BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>
    				<OverdraftConsentInd>1</OverdraftConsentInd>
    				<AccountAgreementDate>20080101</AccountAgreementDate>
    				<PayOnDeathType>0</PayOnDeathType>
    				<TCPowerOfAttorneyInd>1</TCPowerOfAttorneyInd>
    				<TCDepositInsuranceInd>1</TCDepositInsuranceInd>
    				<TCDepositInsuranceType>1</TCDepositInsuranceType>
    				<BackupWithholdingInAgreementType>1</BackupWithholdingInAgreementType>
    				<RegEOptInHolderIDRef>1</RegEOptInHolderIDRef>
    				<InterestRatePeriodType>8</InterestRatePeriodType>
    				<MinimumBalanceEarnRateInd>1</MinimumBalanceEarnRateInd>
    				<MinimumBalanceEarnRateAverageDailyBalanceAmount>500</MinimumBalanceEarnRateAverageDailyBalanceAmount>
    				<MinimumBalanceEarnRateAverageDailyBalanceInd>1</MinimumBalanceEarnRateAverageDailyBalanceInd>
    				<MinimumBalanceFeesInd>1</MinimumBalanceFeesInd>
    				<MinimumBalanceFees>
    					<MinimumBalanceFee index="1">
    						<BalanceComputationType>2</BalanceComputationType>
    						<BalanceType>1</BalanceType>
    						<PeriodType>999</PeriodType>
    						<PeriodTypeOtherDesc>monthly statement cycle</PeriodTypeOtherDesc>
    						<BalanceAverageDailyAmount>500</BalanceAverageDailyAmount>
    						<NameDesc>minimum balance fee</NameDesc>
    						<FeeAmount>2.00</FeeAmount>
    					</MinimumBalanceFee>
    				</MinimumBalanceFees>
    				<TCPaymentOrderStandardTextDesc>Our policy is to process debit card, phone and online banking transfers first - individually, at the actual time they are conducted. We process ATM withdrawals and transfers second - in the order in which they are received for the day on which they are processed. We process ACH transactions third - in numerical order for the day on which they are processed. We process checks and similar items fourth - according to the dollar amount, with the smallest items being processed first for the day on which they are processed.</TCPaymentOrderStandardTextDesc>
    				<TCLiabilityInd>1</TCLiabilityInd>
    				<TCDepositsInd>1</TCDepositsInd>
    				<TCWithdrawalsInd>1</TCWithdrawalsInd>
    				<TCStopPaymentsInd>1</TCStopPaymentsInd>
    				<TCTelephoneTransfersInd>1</TCTelephoneTransfersInd>
    				<TCAmendmentsTerminationInd>1</TCAmendmentsTerminationInd>
    				<TCStatementsInd>1</TCStatementsInd>
    				<TCAccountTransferInd>1</TCAccountTransferInd>
    				<TCDirectDepositsInd>1</TCDirectDepositsInd>
    				<TCSetoffRightRepaymentIndebtednessInd>1</TCSetoffRightRepaymentIndebtednessInd>
    				<TCRestrictiveLegendsInd>1</TCRestrictiveLegendsInd>
    				<TCFacsimileSignaturesInd>1</TCFacsimileSignaturesInd>
    				<TCTemporaryAccountAgreementInd>1</TCTemporaryAccountAgreementInd>
    				<TCCheckProcessingInd>1</TCCheckProcessingInd>
    				<TCCheckCashingInd>1</TCCheckCashingInd>
    				<TCTruncationSubstituteChecksInd>1</TCTruncationSubstituteChecksInd>
    				<TCRemotelyCreatedChecksInd>1</TCRemotelyCreatedChecksInd>
    				<TCOwnershipInd>1</TCOwnershipInd>
    				<TCAgencyDesignationInd>1</TCAgencyDesignationInd>
    				<TCACHWireTransfersInd>1</TCACHWireTransfersInd>
    				<TCIndorsementsInd>1</TCIndorsementsInd>
    				<TCAddressNameChangeInd>1</TCAddressNameChangeInd>
    				<TCClaimOfLossInd>1</TCClaimOfLossInd>
    				<TCCreditVerificationInd>1</TCCreditVerificationInd>
    				<TCDeathOrIncompetenceInd>1</TCDeathOrIncompetenceInd>
    				<TCEarlyWithdrawalPenaltiesInd>1</TCEarlyWithdrawalPenaltiesInd>
    				<TCFiduciaryAccountsInd>1</TCFiduciaryAccountsInd>
    				<TCLegalActionsInd>1</TCLegalActionsInd>
    				<TCSecurityInd>1</TCSecurityInd>
    				<TCTelephonicInstructionsInd>1</TCTelephonicInstructionsInd>
    				<TCWaiverOfNoticesAppliesInd>1</TCWaiverOfNoticesAppliesInd>
    			</Account>
    			<Account index="2">
    				<AccountAgreementID>1</AccountAgreementID>
    				<AccountIdentifier>80001235</AccountIdentifier>
    				<AccountPurposeType>1</AccountPurposeType>
    				<AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>
    				<AccountType>2</AccountType>
    				<CheckWritingCapabilitiesInd>0</CheckWritingCapabilitiesInd>
    				<DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>
    				<DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>
    				<DisclosurePrivacyInd>1</DisclosurePrivacyInd>
    				<DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>
    				<DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>
    				<DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>
    				<DisclosureType>1</DisclosureType>
    				<EarningsType>2</EarningsType>
    				<Holders>
    					<Holder index="1">
    						<AccountAddressInd>1</AccountAddressInd>
    						<BirthDate>19530403</BirthDate>
    						<EmailAddress>mary34456@aol.com</EmailAddress>
    						<EmployerCity>St Louis</EmployerCity>
    						<EmployerName>Kohl's, </EmployerName>
    						<EmployerState>MO</EmployerState>
    						<FirstName>Mary</FirstName>
    						<IdentificationItems>
    							<IdentificationItem index="1">
    								<IdentificationExpirationDate>20080403</IdentificationExpirationDate>
    								<IdentificationIssuedDate>20010325</IdentificationIssuedDate>
    								<IdentificationType>1</IdentificationType>
    								<IssuedByType>MO</IssuedByType>
    								<Identifier>B00205</Identifier>
    							</IdentificationItem>
    						</IdentificationItems>
    						<LastName>Smith</LastName>
    						<MailingAddressCity>St Louis</MailingAddressCity>
    						<MailingAddressDifferentInd>0</MailingAddressDifferentInd>
    						<MailingAddressPostalCode>63106</MailingAddressPostalCode>
    						<MailingAddressState>MO</MailingAddressState>
    						<MailingStreetAddress>345 Elm St</MailingStreetAddress>
    						<MiddleName>Ellen</MiddleName>
    						<PartyType>1</PartyType>
    						<PermanentAddressCity>St. Louis</PermanentAddressCity>
    						<PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
    						<PermanentAddressState>MO</PermanentAddressState>
    						<PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
    						<Phones>
    							<Phone index="1">
    								<Desc>Home</Desc>
    								<PhoneNumber>314-334-6612</PhoneNumber>
    							</Phone>
    							<Phone index="2">
    								<Desc>Work</Desc>
    								<PhoneNumber>417-670-1213</PhoneNumber>
    							</Phone>
    							<Phone index="3">
    								<Desc>Cellular Phone</Desc>
    								<PhoneNumber>573-670-8899</PhoneNumber>
    							</Phone>
    						</Phones>
    						<PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
    						<RelationshipDesc>Owner</RelationshipDesc>
    						<SSN>134-56-7889</SSN>
    						<EmployerPostalCode>63106</EmployerPostalCode>
    						<ID>1</ID>
    					</Holder>
    					<Holder index="2">
    						<AccountAddressInd>1</AccountAddressInd>
    						<BirthDate>19480507</BirthDate>
    						<EmailAddress>william43356@hotmail.com</EmailAddress>
    						<EmployerCity>St Louis</EmployerCity>
    						<EmployerName>Scheels,</EmployerName>
    						<EmployerState>MO</EmployerState>
    						<FirstName>William</FirstName>
    						<IdentificationItems>
    							<IdentificationItem index="1">
    								<IdentificationExpirationDate>20100507</IdentificationExpirationDate>
    								<IdentificationIssuedDate>20060503</IdentificationIssuedDate>
    								<IdentificationType>1</IdentificationType>
    							</IdentificationItem>
    						</IdentificationItems>
    						<LastName>Smith</LastName>
    						<MailingAddressCity>St Louis</MailingAddressCity>
    						<MailingAddressDifferentInd>1</MailingAddressDifferentInd>
    						<MailingAddressPostalCode>63106</MailingAddressPostalCode>
    						<MailingAddressState>MO</MailingAddressState>
    						<MailingStreetAddress>123 Main St.</MailingStreetAddress>
    						<MiddleName>John</MiddleName>
    						<PartyType>1</PartyType>
    						<PermanentAddressCity>St. Louis</PermanentAddressCity>
    						<PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
    						<PermanentAddressState>MO</PermanentAddressState>
    						<PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
    						<Phones>
    							<Phone index="1">
    								<Desc>Home</Desc>
    								<PhoneNumber>314-334-6612</PhoneNumber>
    							</Phone>
    							<Phone index="2">
    								<Desc>Work</Desc>
    								<PhoneNumber>314-229-1819</PhoneNumber>
    							</Phone>
    							<Phone index="3">
    								<Desc>Cellular Phone</Desc>
    								<PhoneNumber>573-670-8898</PhoneNumber>
    							</Phone>
    						</Phones>
    						<PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
    						<RelationshipDesc>Owner</RelationshipDesc>
    						<SSN>134-44-7223</SSN>
    						<EmployerPostalCode>63106</EmployerPostalCode>
    						<ID>2</ID>
    						<FormFederalDirectDepositBenefitCheckIdentifier>080456</FormFederalDirectDepositBenefitCheckIdentifier>
    						<FormFederalDirectDepositBenefitClaimIdentifier>123456</FormFederalDirectDepositBenefitClaimIdentifier>
    						<FormFederalDirectDepositBenefitPaymentAmount>2100.50</FormFederalDirectDepositBenefitPaymentAmount>
    						<FormFederalDirectDepositBenefitType>1</FormFederalDirectDepositBenefitType>
    						<FormFederalDirectDepositInd>1</FormFederalDirectDepositInd>
    						<FormFederalDirectDepositPrintBlankAuthorizationInd></FormFederalDirectDepositPrintBlankAuthorizationInd>
    						<FormFederalDirectDepositRepresentativePayeeFullName></FormFederalDirectDepositRepresentativePayeeFullName>
    						<FormFederalDirectDepositRepresentativePayeeInd></FormFederalDirectDepositRepresentativePayeeInd>
    						<FormFederalDirectDepositJointAuthorizerName>Mary E. Smith</FormFederalDirectDepositJointAuthorizerName>
    					</Holder>
    				</Holders>
    				<InitialDepositAmount>1000</InitialDepositAmount>
    				<InitialDepositSourceType>2</InitialDepositSourceType>
    				<InternalUseDesc>NAL</InternalUseDesc>
    				<OwnershipType>2</OwnershipType>
    				<PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>
    				<ProductDesc>Savings Account</ProductDesc>
    				<WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>
    				<CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>
    				<CompoundingFrequencyType>1</CompoundingFrequencyType>
    				<EarningsDetailType>1</EarningsDetailType>
    				<InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>
    				<InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>
    				<InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>
    				<InterestPaymentProcedureType>1</InterestPaymentProcedureType>
    				<InterestRate>2.66</InterestRate>
    				<InterestRateType>1</InterestRateType>
    				<RateDetailType>1</RateDetailType>
    				<BalanceComputationType>2</BalanceComputationType>
    				<APYRate>2.70</APYRate>
    				<NoncashAccrualType>1</NoncashAccrualType>
    				<MinimumBalanceRequirementsInd>0</MinimumBalanceRequirementsInd>
    				<DepositLimitationType>1</DepositLimitationType>
    				<BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>
    				<TruthInSavingsPolicyName>SAVINGS ACCOUNT</TruthInSavingsPolicyName>
    				<BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>
    				<OverdraftConsentInd>1</OverdraftConsentInd>
    				<AccountAgreementDate>20080101</AccountAgreementDate>
    				<RegDLimitsDesc>During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed these transfer limitations, your account will be subject to closure by the financial institution.</RegDLimitsDesc>
    				<RegDLimitsInd>1</RegDLimitsInd>
    				<PayOnDeathType>0</PayOnDeathType>
    			</Account>
    			<Account index="3">
    				<AccountTitle>Mary E. Smith, William J. Smith</AccountTitle>
    				<AccountType>4</AccountType>
    				<Holders>
    					<Holder index="1">
    						<AccountAddressInd>1</AccountAddressInd>
    						<BirthDate>19530403</BirthDate>
    						<EmailAddress>mary34456@aol.com</EmailAddress>
    						<EmployerCity>St Louis</EmployerCity>
    						<EmployerName>Kohl's, </EmployerName>
    						<EmployerState>MO</EmployerState>
    						<FirstName>Mary</FirstName>
    						<IdentificationItems>
    							<IdentificationItem index="1">
    								<IdentificationExpirationDate>20080403</IdentificationExpirationDate>
    								<IdentificationIssuedDate>20010325</IdentificationIssuedDate>
    								<IdentificationType>1</IdentificationType>
    								<Identifier>B00205</Identifier>
    								<IssuedByType>MO</IssuedByType>
    							</IdentificationItem>
    						</IdentificationItems>
    						<LastName>Smith</LastName>
    						<MailingAddressCity>St Louis</MailingAddressCity>
    						<MailingAddressDifferentInd>0</MailingAddressDifferentInd>
    						<MailingAddressPostalCode>63106</MailingAddressPostalCode>
    						<MailingAddressState>MO</MailingAddressState>
    						<MailingStreetAddress>345 Elm St</MailingStreetAddress>
    						<MiddleName>Ellen</MiddleName>
    						<PartyType>1</PartyType>
    						<PermanentAddressCity>St. Louis</PermanentAddressCity>
    						<PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
    						<PermanentAddressState>MO</PermanentAddressState>
    						<PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
    						<Phones>
    							<Phone index="1">
    								<Desc>Home</Desc>
    								<PhoneNumber>314-334-6612</PhoneNumber>
    							</Phone>
    							<Phone index="2">
    								<Desc>Work</Desc>
    								<PhoneNumber>417-670-1213</PhoneNumber>
    							</Phone>
    							<Phone index="3">
    								<Desc>Cellular Phone</Desc>
    								<PhoneNumber>573-670-8899</PhoneNumber>
    							</Phone>
    						</Phones>
    						<PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
    						<SSN>134-56-7889</SSN>
    						<EmployerPostalCode>63106</EmployerPostalCode>
    						<ID>1</ID>
    						<BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>
    						<SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc>
    					</Holder>
    					<Holder index="2">
    						<AccountAddressInd>1</AccountAddressInd>
    						<BirthDate>19480507</BirthDate>
    						<EmailAddress>william43356@hotmail.com</EmailAddress>
    						<EmployerCity>St Louis</EmployerCity>
    						<EmployerName>Scheels,</EmployerName>
    						<EmployerState>MO</EmployerState>
    						<FirstName>William</FirstName>
    						<IdentificationItems>
    							<IdentificationItem index="1">
    								<IdentificationExpirationDate>20100507</IdentificationExpirationDate>
    								<IdentificationIssuedDate>20060503</IdentificationIssuedDate>
    								<IdentificationType>1</IdentificationType>
    							</IdentificationItem>
    						</IdentificationItems>
    						<LastName>Smith</LastName>
    						<MailingAddressCity>St Louis</MailingAddressCity>
    						<MailingAddressDifferentInd>1</MailingAddressDifferentInd>
    						<MailingAddressPostalCode>63106</MailingAddressPostalCode>
    						<MailingAddressState>MO</MailingAddressState>
    						<MailingStreetAddress>123 Main St.</MailingStreetAddress>
    						<MiddleName>John</MiddleName>
    						<PartyType>1</PartyType>
    						<PermanentAddressCity>St. Louis</PermanentAddressCity>
    						<PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
    						<PermanentAddressState>MO</PermanentAddressState>
    						<PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
    						<Phones>
    							<Phone index="1">
    								<Desc>Home</Desc>
    								<PhoneNumber>314-334-6612</PhoneNumber>
    							</Phone>
    							<Phone index="2">
    								<Desc>Work</Desc>
    								<PhoneNumber>314-229-1819</PhoneNumber>
    							</Phone>
    							<Phone index="3">
    								<Desc>Cellular Phone</Desc>
    								<PhoneNumber>573-670-8898</PhoneNumber>
    							</Phone>
    						</Phones>
    						<PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
    						<SSN>134-44-7223</SSN>
    						<EmployerPostalCode>63106</EmployerPostalCode>
    						<ID>2</ID>
    						<SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc>
    					</Holder>
    				</Holders>
    				<AccountAgreementDate>20080101</AccountAgreementDate>
    				<SafeDepositBoxLeaseType>2</SafeDepositBoxLeaseType>
    				<SafeDepositBoxKeysDesc>2</SafeDepositBoxKeysDesc>
    				<SafeDepositBoxSizeDesc>Large</SafeDepositBoxSizeDesc>
    				<SafeDepositBoxVaultKeysDesc>No vault keys issued</SafeDepositBoxVaultKeysDesc>
    				<SafeDepositBoxAnnualRentAmount>60</SafeDepositBoxAnnualRentAmount>
    				<SafeDepositBoxLesseesRequiredNumber>1</SafeDepositBoxLesseesRequiredNumber>
    				<SafeDepositBoxBillingType>2</SafeDepositBoxBillingType>
    				<SafeDepositBoxBillingAccountIdentifier>33220008</SafeDepositBoxBillingAccountIdentifier>
    				<SafeDepositBoxBillingPeriodicFrequencyType>6</SafeDepositBoxBillingPeriodicFrequencyType>
    				<SafeDepositBoxLeaseBoxNumber>13558</SafeDepositBoxLeaseBoxNumber>
    			</Account>
    		</Accounts>
    		<Fees>
    			<Fee index="1">
    				<AmountDesc>$30.00</AmountDesc>
    				<FeeNameType>1</FeeNameType>
    				<OverdraftFeeAmount>30.00</OverdraftFeeAmount>
    				<OverdraftFeeLimitType>1</OverdraftFeeLimitType>
    				<OverdraftFeeType>1</OverdraftFeeType>
    			</Fee>
    			<Fee index="2">
    				<FeeNameType>999</FeeNameType>
    				<AmountDesc>$40.00</AmountDesc>
    				<OverdraftFeeAmount>40.00</OverdraftFeeAmount>
    				<OverdraftDaysNumber>10</OverdraftDaysNumber>
    				<OverdraftFeeType>99</OverdraftFeeType>
    				<OverdraftFeeTypeOtherDesc>if the account is overdrawn for more than 10 consecutive days, we charge an additional fee of $40.00 for each day your account is overdrawn</OverdraftFeeTypeOtherDesc>
    				<FeeNameTypeOtherDesc>Extended overdraft fee - if account is overdrawn more than 10 consecutive days.</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="3">
    				<AmountDesc>$20.00</AmountDesc>
    				<FeeNameType>2</FeeNameType>
    			</Fee>
    			<Fee index="4">
    				<AmountDesc>$10.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Deposited checks returned unpaid</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="5">
    				<AmountDesc>1.0% of the transaction amount</AmountDesc>
    				<FeeNameType>5</FeeNameType>
    			</Fee>
    			<Fee index="6">
    				<FeeNameType>4</FeeNameType>
    				<AmountDesc>1% of amount transacted</AmountDesc>
    			</Fee>
    			<Fee index="7">
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Cash withdrawal at ATM</FeeNameTypeOtherDesc>
    				<AmountDesc>$.25</AmountDesc>
    			</Fee>
    			<Fee index="8">
    				<FeeNameType>999</FeeNameType>
    				<AmountDesc>$5.00</AmountDesc>
    				<FeeNameTypeOtherDesc>Replace ATM card or PIN</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="9">
    				<FeeNameType>999</FeeNameType>
    				<AmountDesc>$5.00</AmountDesc>
    				<FeeNameTypeOtherDesc>Replace debit card or PIN</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="10">
    				<AmountDesc>$0.50</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Certified Check</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="11">
    				<AmountDesc>$0.50</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Temporary Check</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="12">
    				<AmountDesc>$0.50</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Temporary check</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="13">
    				<AmountDesc>$0.50</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Cashier's check</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="14">
    				<AmountDesc>$0.50</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Money order</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="15">
    				<AmountDesc>$1.00 per $100.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Traveler's checks</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="16">
    				<AmountDesc>$10.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Garnishments</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="17">
    				<AmountDesc>$10.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Executions</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="18">
    				<AmountDesc>$10.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Levies</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="19">
    				<AmountDesc>$1.00</AmountDesc>
    				<FeeNameTypeOtherDesc>Special statement cutoff</FeeNameTypeOtherDesc>
    				<FeeNameType>999</FeeNameType>
    			</Fee>
    			<Fee index="20">
    				<AmountDesc>$10.00 per hour</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Account Research</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="21">
    				<AmountDesc>$10.00 per hour</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Account balancing assistance</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="22">
    				<AmountDesc>$1.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Copy of statement</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="23">
    				<AmountDesc>$10.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Stop payment (any type)</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="24">
    				<AmountDesc>$10.00</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Wire Transfer - incoming or outgoing</FeeNameTypeOtherDesc>
    			</Fee>
    			<Fee index="25">
    				<AmountDesc>$3.00 per month</AmountDesc>
    				<FeeNameType>999</FeeNameType>
    				<FeeNameTypeOtherDesc>Dormant Account Fee - An account is considered dormant if, for 3 years: statements have been returned undelivered, you have not contacted us about any account with us; and you have initiated no transactions on any account with us.</FeeNameTypeOtherDesc>
    			</Fee>
    		</Fees>
    		<OverdraftFeeType>1</OverdraftFeeType>
    		<RecreditRightsClaimDaysCount>60</RecreditRightsClaimDaysCount>
    		<RecreditRightsInitialRefundDaysCount>7</RecreditRightsInitialRefundDaysCount>
    		<RecreditRightsInitialRefundMaximumAmount>3000</RecreditRightsInitialRefundMaximumAmount>
    		<RecreditRightsRemainingRefundDaysCount>30</RecreditRightsRemainingRefundDaysCount>
    		<FundsAvailabilityPolicies>
    			<FundsAvailabilityPolicy index="1">
    				<LocationsDesc>at 301 South College Street St. Louis, MO 63106</LocationsDesc>
    				<NewAccountExceptionInd>1</NewAccountExceptionInd>
    				<NewAccountPolicyCustomInd>0</NewAccountPolicyCustomInd>
    				<AppliesToType>2</AppliesToType>
    				<AvailabilityType>1</AvailabilityType>
    				<CaseByCaseAvailableDayType>2</CaseByCaseAvailableDayType>
    				<CaseByCaseDelayTime>4:00 PM</CaseByCaseDelayTime>
    				<CashWithdrawalLimitationInd>1</CashWithdrawalLimitationInd>
    				<CutoffTimeDesc>4:00 PM</CutoffTimeDesc>
    				<CutoffTimeType>3</CutoffTimeType>
    				<SafeguardDelayMaximumDaysInd>1</SafeguardDelayMaximumDaysInd>
    				<SafeguardExceptionInd>1</SafeguardExceptionInd>
    				<NewAccountDayDesc>10th</NewAccountDayDesc>
    				<CaseByCaseInd>1</CaseByCaseInd>
    			</FundsAvailabilityPolicy>
    		</FundsAvailabilityPolicies>
    		<RegEPolicies>
    			<RegEPolicy index="1">
    				<DirectDepositInd>1</DirectDepositInd>
    				<ECheckPaymentsInd>1</ECheckPaymentsInd>
    				<PreauthorizedWithdrawalInd>1</PreauthorizedWithdrawalInd>
    				<TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd>
    				<TelephoneAccessPhones>
    					<TelephoneAccessPhone index="1">
    						<AccessHoursDesc>24 hours a day</AccessHoursDesc>
    						<PhoneNumber>1-800-252-9897</PhoneNumber>
    					</TelephoneAccessPhone>
    				</TelephoneAccessPhones>
    				<TelephoneBalanceInformationInd>1</TelephoneBalanceInformationInd>
    				<TelephoneDepositHistoryInd>1</TelephoneDepositHistoryInd>
    				<TelephoneInd>1</TelephoneInd>
    				<TelephoneTransactionHistoryInd>1</TelephoneTransactionHistoryInd>
    				<TelephoneWithdrawalHistoryInd>1</TelephoneWithdrawalHistoryInd>
    				<Transactions>
    					<Transaction index="1">
    						<FromAccountDesc>savings</FromAccountDesc>
    						<ToAccountDesc>checking</ToAccountDesc>
    						<TransferOrPaymentType>3</TransferOrPaymentType>
    					</Transaction>
    					<Transaction index="2">
    						<TransferOrPaymentType>5</TransferOrPaymentType>
    						<FromAccountDesc>savings</FromAccountDesc>
    						<ToAccountDesc>checking</ToAccountDesc>
    					</Transaction>
    				</Transactions>
    				<HSAInd>0</HSAInd>
    				<ATMDebitAccessConditionRequiredInd>1</ATMDebitAccessConditionRequiredInd>
    				<ATMDebitLocationOrNetworkDesc>Money Pass </ATMDebitLocationOrNetworkDesc>
    				<ATMDebitAccessConditionRequiredDesc>PIN Number</ATMDebitAccessConditionRequiredDesc>
    				<ATMDebitCashWithdrawalInd>1</ATMDebitCashWithdrawalInd>
    				<ATMDebitBalanceInformationInd>1</ATMDebitBalanceInformationInd>
    				<ATMDebitWithdrawalHistoryInd>1</ATMDebitWithdrawalHistoryInd>
    				<ATMDebitDepositHistoryInd>1</ATMDebitDepositHistoryInd>
    				<ATMDebitTransactionHistoryInd>1</ATMDebitTransactionHistoryInd>
    				<POSInd>1</POSInd>
    				<ForeignCurrencyConversionInd>1</ForeignCurrencyConversionInd>
    				<ForeignCurrencyConversionType>1</ForeignCurrencyConversionType>
    				<ConsumerLiabilityType>1</ConsumerLiabilityType>
    				<PeriodicStatementMonthlyInd>1</PeriodicStatementMonthlyInd>
    				<PeriodicStatementMonthlyAccountDesc>checking and savings</PeriodicStatementMonthlyAccountDesc>
    				<BusinessDaysHoursDesc>Monday through Saturday</BusinessDaysHoursDesc>
    				<BusinessDaysHolidayExceptionInd>1</BusinessDaysHolidayExceptionInd>
    				<ErrorResolutionType>2</ErrorResolutionType>
    				<POSCards>
    					<POSCard index="1">
    						<POSGetCashInd>1</POSGetCashInd>
    						<POSPayForServiceDesc>pay for services in person, by phone or online</POSPayForServiceDesc>
    						<POSPurchaseGoodsDesc>purchase goods in person, by phone or online</POSPurchaseGoodsDesc>
    					</POSCard>
    				</POSCards>
    				<ATMInd>1</ATMInd>
    				<DirectDepositPayorDesc>Social Security or payroll</DirectDepositPayorDesc>
    				<ATMCardNameDesc>Kash Kard</ATMCardNameDesc>
    				<ATMLocationOrNetworkDesc>FastCash machines and any ATM bearing the VISA logo</ATMLocationOrNetworkDesc>
    				<PreauthorizedWithdrawalVaryingPaymentsType>1</PreauthorizedWithdrawalVaryingPaymentsType>
    				<ConfidentialityType>1</ConfidentialityType>
    				<DirectDepositPayorConfirmationInd>1</DirectDepositPayorConfirmationInd>
    				<ATMCashWithdrawalInd>1</ATMCashWithdrawalInd>
    				<ATMBalanceInformationInd>1</ATMBalanceInformationInd>
    				<ComputerInd>1</ComputerInd>
    				<ComputerPlanName>On Line Now</ComputerPlanName>
    				<ComputerAccessWebsiteInd>1</ComputerAccessWebsiteInd>
    				<ComputerAccessWebsiteDesc>https://www.FMB.com/OnLineNow</ComputerAccessWebsiteDesc>
    				<ComputerAccessConditionRequiredInd>1</ComputerAccessConditionRequiredInd>
    				<ComputerBalanceInformationInd>1</ComputerBalanceInformationInd>
    				<ComputerWithdrawalHistoryInd>1</ComputerWithdrawalHistoryInd>
    				<ComputerDepositHistoryInd>1</ComputerDepositHistoryInd>
    				<ComputerTransactionHistoryInd>1</ComputerTransactionHistoryInd>
    				<BillPayInd>1</BillPayInd>
    				<BillPayPlanName>Be On Time Bill Payment</BillPayPlanName>
    				<BillPayComputerAccessInd>1</BillPayComputerAccessInd>
    				<BillPayComputerAccessWebsiteDesc>https://www.FMB.com/BeOnTime</BillPayComputerAccessWebsiteDesc>
    				<BillPayTelephoneAccessInd>1</BillPayTelephoneAccessInd>
    				<BillPayTelephoneAccessPhoneNumber>1-866-B ON TIME (1-866-266-8463)</BillPayTelephoneAccessPhoneNumber>
    				<BillPayMakePaymentsFromDesc>checking account</BillPayMakePaymentsFromDesc>
    				<BillPayMakePaymentsToDesc>your creditors</BillPayMakePaymentsToDesc>
    				<BillPayPaperCheckPaymentsInd>1</BillPayPaperCheckPaymentsInd>
    				<VisaNonNetworkDebitsInd>0</VisaNonNetworkDebitsInd>
    			</RegEPolicy>
    		</RegEPolicies>
    		<TransactionDate>20080101</TransactionDate>
    		<OpeningOfficerDesc>Jane J. Johnson</OpeningOfficerDesc>
    		<ApprovingOfficerDesc>George R. Smith</ApprovingOfficerDesc>
    		<AccountAgreementCustomerInformationType>2</AccountAgreementCustomerInformationType>
    		<CustomerInformationAddendumInd>1</CustomerInformationAddendumInd>
    		<OverdraftProcedureStandardInd>1</OverdraftProcedureStandardInd>
    		<OverdraftOptInSignatureInd>0</OverdraftOptInSignatureInd>
    		<CIPAdequateNoticeType>2</CIPAdequateNoticeType>
    		<SubstituteCheckImageInd>1</SubstituteCheckImageInd>
    		<OverdraftProcedureOptionalType>3</OverdraftProcedureOptionalType>
    		<OverdraftChecksInd>1</OverdraftChecksInd>
    		<OverdraftOtherAccountTransactionsInd>0</OverdraftOtherAccountTransactionsInd>
    		<OverdraftAutomaticBillPaymentInd>1</OverdraftAutomaticBillPaymentInd>
    		<OverdraftOptInOtherDesc>complete the form and deliver or mail it to First Missouri Bank, N.A</OverdraftOptInOtherDesc>
    	</Deposit>
    		<OrgAddresses>
    			<OrgAddress index="1">
    				<Value>301 South College Street</Value>
    			</OrgAddress>
    		</OrgAddresses>
    		<OrgCharter>Federal</OrgCharter>
    		<OrgCity>St. Louis</OrgCity>
    		<OrgJurisdiction>MO</OrgJurisdiction>
    		<OrgLegalName>First Missouri Bank, N.A.</OrgLegalName>
    		<OrgPhone>314-240-4123</OrgPhone>
    		<OrgPostalCode>63106</OrgPostalCode>
    		<OrgState>MO</OrgState>
    		<OrgType>National Bank</OrgType>
    		<TaglineUserDefinedCenterDesc>1_MO_NOW_SAV_JOINT</TaglineUserDefinedCenterDesc>
    		<NegativeInformationNoticeType>1</NegativeInformationNoticeType>
    		<OrgEstablishedState>MO</OrgEstablishedState>
    		<OrgDesc>National Banking Association</OrgDesc>
    		<ResponsiblePartyUserName>Jim Burns</ResponsiblePartyUserName>
    		<ResponsiblePartyUserTitle>Vice President</ResponsiblePartyUserTitle>
    		<ExecutionCounty>Springfield</ExecutionCounty>
    		<ExecutionState>MO</ExecutionState>
    		<OrgRoutingNumber>081021971</OrgRoutingNumber>
    		<TaglineBarcodeDesc>Tag Line 1</TaglineBarcodeDesc>
    	</Txn>
                </data:TransactionData>
                <data:ContentIdentifier>Deposit.PKG.DepositAccountOpening</data:ContentIdentifier>

                <data:Recipients>
                   <!--Optional:-->
                   <data:RecipientIdentifier >123</data:RecipientIdentifier>
                   <!--Optional:-->
                   <data:Name >ANNE</data:Name>
                   <!--Optional:-->
                   <data:BusinessName >WKFS</data:BusinessName>
                   <!--Optional:-->
                   <data:AddressLine1 >456 Main</data:AddressLine1>
                   <!--Optional:-->
                   <data:AddressLine2 ></data:AddressLine2>
                   <!--Optional:-->
                   <data:City >TROY</data:City>
                   <!--Optional:-->
                   <data:State >MI</data:State>
                   <!--Optional:-->
                   <data:ZIP >48085</data:ZIP>
                   <!--Optional:-->
                   <data:CountryCode ></data:CountryCode>
                   <!--You have a CHOICE of the next 3 items at this level-->
                   <!--Optional:-->
                   <data:UPS>
                      <data:NextDayAir >false</data:NextDayAir>
                      <data:Ground >true</data:Ground>
                      <data:WorldWideSaver >false</data:WorldWideSaver>
                      <data:ExpeditedSM >false</data:ExpeditedSM>
                   </data:UPS>

                   <!--Optional:-->
                   <data:BRE ></data:BRE>
                </data:Recipients>
                <!--Optional:-->
                <data:ReturnAddress>
                   <!--Optional:-->
                   <data:Name >Anne</data:Name>
                   <!--Optional:-->
                   <data:BusinessName>WKFS</data:BusinessName>
                   <!--Optional:-->
                   <data:AddressLine1 >123 Main</data:AddressLine1>
                   <!--Optional:-->
                   <data:AddressLine2 ></data:AddressLine2>
                   <!--Optional:-->
                   <data:City >Troy</data:City>
                   <!--Optional:-->
                   <data:State >MI</data:State>
                   <!--Optional:-->
                   <data:ZIP >48085</data:ZIP>
                   <!--Optional:-->
                   <data:CountryCode ></data:CountryCode>
                </data:ReturnAddress>
             </v2:request>
          </v2:SelectGenerateDeliver>
       </soap:Body>
    </soap:Envelope>

## Response

    <s:Envelope xmlns:s="http://www.w3.org/2003/05/soap-envelope" xmlns:a="http://www.w3.org/2005/08/addressing" xmlns:u="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
       <s:Header>
          <a:Action s:mustUnderstand="1">http://www.wolterskluwerfs.com/2014/05/DocServices/V2/IEDocService/SelectGenerateDeliverResponse</a:Action>
          <o:Security s:mustUnderstand="1" xmlns:o="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
             <u:Timestamp u:Id="_0">
                <u:Created>2016-06-15T11:54:15.437Z</u:Created>
                <u:Expires>2016-06-15T11:59:15.437Z</u:Expires>
             </u:Timestamp>
          </o:Security>
       </s:Header>
       <s:Body xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
          <SelectGenerateDeliverResponse xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2">
             <SelectGenerateDeliverResult>
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