# BeginSessionWithREQ

The samples below reflect a BeginSessionWithREQ request and response

## Request

    <?xml version="1.0" encoding="UTF-8"?>
    <soap:Envelope
       xmlns:soap="http://www.w3.org/2003/05/soap-envelope"
       xmlns:v2="http://www.wolterskluwerfs.com/2014/05/DocServices/V2"
       xmlns:doc="http://www.wolterskluwerfs.com/Osprey/DocViewerInterface"
       xmlns:arr="http://schemas.microsoft.com/2003/10/Serialization/Arrays">
       <soap:Header/>
       <soap:Body>
          <v2:BeginSessionWithREQ>
             <!--Optional:-->
             <!--type: string-->
             <v2:reqData>
                <![CDATA[
                [<?xml version="1.0" encoding="utf-8"?><requirements><document type="Dynamic" transactionSchemaUri="http://schemas.bankerssystems.com/2005/VMPMISMO" documentStyle="WKFS_StyleGuide" formName="FannieMae1003FreddieMac65UniversalResidentialLoanApplication_HCFG00001" revisionDate="" documentID="INS.FannieMae1003FreddieMac65UniversalResidentialLoanApplication_HCFG00001" documentDisplayName="Fannie Mae 1003 Freddie Mac 65 Universal Residential Loan Application" organization="ORG.Wells_Fargo_Bank" state="" xTemplatePath="">
    		<DataGrid><row ruleName="ITR.ID00001" ruleType="Iterator" referencedContent="false" generate="true" override="false">
    				<description></description>
    				<rule>/LOAN/_APPLICATION/BORROWER[string(@NonObligatedBorrowerIndicator) != 'Y']</rule>
    				<ruleHash>2e8a60752535af5110265d1fe7cbb437</ruleHash>
    				<ruleSourceDocuments></ruleSourceDocuments>
    			</row>
    		</DataGrid>
    		<PackageRules override="false">
    			<packageRow override="false">
    				<packageID>PKG.Mortgage3DayDisclosure</packageID>
    				<packageID>PKG.MortgageFaceToFace</packageID>
    				<selection generate="true" override="false">
    					<description>Always selects in the 3DD and F2F</description>
    					<rule>SELECT</rule>
    				</selection>
    				<suggestion generate="true" override="false">
    					<description></description>
    					<rule></rule>
    				</suggestion>
    				<customDataItem dataItemName="DocType">11208</customDataItem>
    				<customDataItem dataItemName="InterimIndicator">Y</customDataItem>
    				<customDataItem dataItemName="FormNumber">HCFG-00001</customDataItem>
    			</packageRow>
    		</PackageRules>
    		<Outline>
    			<Instances>
      <Iterator entityName="ITR.ID00001"><Instance>
        <InstanceDisplayName>Layout Table with Blank cells / colspan testing</InstanceDisplayName>
        <InstanceFormattingMetadata ID="ID00001" entityName="Legal size paper"><InstancePageSize>Legal</InstancePageSize><Margins ID="ID00017"><InstanceFirstPageTopMargin>.3in</InstanceFirstPageTopMargin><InstanceFirstPageBottomMargin>.3in</InstanceFirstPageBottomMargin><InstanceMiddlePageTopMargin>.1in</InstanceMiddlePageTopMargin><InstanceMiddlePageBottomMargin>.1in</InstanceMiddlePageBottomMargin><InstanceLastPageTopMargin>.3in</InstanceLastPageTopMargin><InstanceLastPageBottomMargin>.3in</InstanceLastPageBottomMargin></Margins></InstanceFormattingMetadata>
        <InstanceDocumentRef>
          <Document Recordable="No" Role="SmallBody">
        		<Metadata>
    	    		<title>Testing Layout Tables with Colspan and empty cells</title>
    		    </Metadata>
            <Prolog>
                <DocTitle>
                    <Title><Emphasis FontSize="12pt" FontColor="None">Testing Layout Tables with Colspan and empty cells</Emphasis></Title>
                </DocTitle>
            </Prolog>
            <Body>
              <Section ID="ID00024" entityName="Layout Table with Blank-Empty Contents"><Title>Layout Table with some blank cells on each row; ReadOrder=ColumnByColumn</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="3"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. Loan Info</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>20 year</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Date:  April 2, 2015</Para></entry></row></tbody></tgroup></Table></Section><Section ID="ID00026" entityName="Layout Table with a row w/colspan=2 and right-most column is blank but next right cell has value"><Title>Layout Table ReadOrder-ColumnbyColumn, with a row w/colspan=2 and right-most column is blank but last col cell has value</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left" colspan="2"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This is info that spans 2 total columns but column 3 on this row is empty/blank cell contents<Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="left" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>3.5 acres</Para></entry></row></tbody></tgroup></Table></Section><Section ID="ID00027" entityName="Layout Table with a row w/colspan=3 and right-most column (last col) is blank"><Title>Layout Table ReadOrder=ColumnByColumn, with a row w/colspan=3 and right-most column (last col) is blank</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left" colspan="3"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This is info that spans 3 total columns but column 4 on this row has empty/blank cell contents and should not read out loud for last column<Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /></row></tbody></tgroup></Table></Section><Section ID="ID00028" entityName="Layout Table with a row w/colspan=2 but starts on 2nd column (make sure doesn't read for the 1st col)"><Title>Layout Table ReadOrder=ColumnbyColumn with a row w/colspan=2 but starts on 2nd column (make sure doesn't read for the 1st col)</Title><Table entityName="ColumnByColumn w blank cells and colspan" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="left" /><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="left" colspan="2"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This spans 2 columns but only starts on the 2nd column and 1st &amp; last columns are empty <Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center" /></row></tbody></tgroup></Table></Section><Section ID="ID00030" entityName="Layout Table with a row w/colspan=3 with row info below (so not last row with colspan)"><Title>Layout Table ReadOrder=ColumnByColumn, with a row w/colspan=3 with row info below (so last row not with colspan)</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left" colspan="3"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This is info that spans 3 total columns but column 4 on this row has empty/blank cell contents and should not read out loud for last column<Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left"><Para>Single Family</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>20 year</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>1st time buyer</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>3.5 acres</Para></entry></row></tbody></tgroup></Table></Section><Section ID="ID00031" entityName="Layout Table with a row w/colspan=3 but middle column is for spacing only (no data)"><Title>Layout Table with a row w/colspan=3 but middle column is for spacing only (no data)</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="3"><colspec colwidth="3.5in" /><colspec colwidth=".02in" /><colspec colwidth="3.5in" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center" colspan="3"><Para><Emphasis FontColor="None" FontPosture="Italic" FontWeight="Bold"><Emphasis FontPosture="Italic" FontColor="None">This sentence is spanning all 3 columns but there is nothing in column 2 as it is for spacing only so this should only generate for column 1 and column 3 data <Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Single Family</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>20 year</Para></entry></row></tbody></tgroup></Table></Section>
            <Section ID="ID00055" KeepWithNext="Yes" KeepTogether="Yes" entityName="Data Table-Colspan in Thead and Cell"><Title>colspan on Thead and Cell</Title><Table entityName="" KeepWithNext="Yes" KeepTogether="Yes"><tgroup cols="1"><colspec colwidth="3.75in" /><tbody><row><entry align="left"><Table entityName="4 - APPROXIMATE TOTAL MONTHLY PAYMENT" KeepTogether="Yes" KeepWithNext="Yes"><tgroup cols="2"><colspec colwidth="2.8in" /><colspec colwidth=".9in" /><thead><row><entry BottomBorder="Yes" TopBorder="Yes" RightBorder="Yes" LeftBorder="Yes" colspan="2" align="left"><Para><Emphasis Capitalization="AllCaps" FontColor="None" FontSize="Prompt">approximate total monthly payment:</Emphasis></Para></entry></row></thead><tbody><row><entry BottomBorder="Yes" LeftBorder="Yes" align="left" rowhead="Yes"><Para>Interest Rate</Para></entry><entry BottomBorder="Yes" LeftBorder="Yes" RightBorder="Yes" align="right"><Para>3.250%</Para></entry></row><row><entry BottomBorder="Yes" LeftBorder="Yes" align="left" rowhead="Yes"><Para>Late Fee</Para></entry><entry BottomBorder="Yes" LeftBorder="Yes" RightBorder="Yes" align="right"><Para>0.750%</Para></entry></row><row RowHeight=".2in"><entry colspan="2" align="left" LeftBorder="Yes" RightBorder="Yes"><Para>Product Fixed (spans 2 cols)</Para></entry></row><row RowHeight=".2in"><entry colspan="2" align="left" LeftBorder="Yes" RightBorder="Yes" TopBorder="Yes"><Para>Type: Conventional (spans 2 cols)</Para></entry></row><row RowHeight=".2in"><entry align="left" LeftBorder="Yes" RightBorder="Yes" TopBorder="Yes" BottomBorder="Yes"><Para>Acreage:</Para></entry><entry align="left" LeftBorder="Yes" BottomBorder="Yes" RightBorder="Yes" TopBorder="Yes"><Para>20</Para></entry></row></tbody></tgroup></Table></entry></row></tbody></tgroup></Table></Section></Body>

          </Document>
        </InstanceDocumentRef>
      </Instance></Iterator>
    </Instances>
    		</Outline>
    		<Transaction name="CREG-22679">
    			<LOAN>
    			<_APPLICATION _cs2JointAssetLiabilityIndicator="Y" _vHousingCounselingAgencyClosestResultsPostalCode="01069">
    <cs2SCENARIO _cs2DownPaymentPercent="20.909" _cs2ScenarioIdentifier="1" _cs2TotalLoanAmount="435000" _cs2TotalClosingFeesAmount="17422.25" _cs2TotalPrepaidAmount="419.61" _cs2TotalFundsNeededToCloseAmount="7841.86" _cs2TotalMonthlyPaymentAmount="2728.220">
    					<cs2TABLE _cs2TableIdentifier="1">
    						<cs2DETAIL _cs2FieldLabelDescription="Total Origination Charge" _cs2FieldValueAmount="655.00" /><cs2DETAIL _cs2FieldLabelDescription="Credit or charge (points) for the specific interest rate chosen*" _cs2FieldValueAmount="10331.25" /><cs2DETAIL _cs2FieldLabelDescription="Credit Report Fee" _cs2FieldValueAmount="22.00" /><cs2DETAIL _cs2FieldLabelDescription="Appraisal Fee" _cs2FieldValueAmount="925.00" /><cs2DETAIL _cs2FieldLabelDescription="Title Services Fee" _cs2FieldValueAmount="1305.00" /><cs2DETAIL _cs2FieldLabelDescription="Flood (Life of Loan)" _cs2FieldValueAmount="19" /><cs2DETAIL _cs2FieldLabelDescription="Recording - Release" _cs2FieldValueAmount="150" /><cs2DETAIL _cs2FieldLabelDescription="Tax Service Fee" _cs2FieldValueAmount="90" /><cs2DETAIL _cs2FieldLabelDescription="Title Ins-Owners Coverage" _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Recording Fee - Mortgage" _cs2FieldValueAmount="175" /><cs2DETAIL _cs2FieldLabelDescription="Recording Fee-Misc." _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Work Escrow Holdback Funds- Lender" _cs2FieldValueAmount="3750" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="2">

    						<cs2DETAIL _cs2FieldLabelDescription="Interest for 3 days @ 47.67 per day" _cs2FieldValueAmount="143.01" /><cs2DETAIL _cs2FieldLabelDescription="Real Estate Tax Escrow (e.g. County, City, Town, Water, School)" _cs2FieldValueAmount="30.00" /><cs2DETAIL _cs2FieldLabelDescription="Insurance Escrow (e.g. Hazard, Flood, Earthquake)" _cs2FieldValueAmount="246.60" /><cs2DETAIL _cs2FieldLabelDescription="1st Year Insurance Premium (e.g. Hazard, Flood, Earthquake)" _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Real Estate Taxes Due at Closing (e.g. County, City, Town, Water, School)" _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Aggregate Accounting Adjustment" _cs2FieldValueAmount="0.00" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="3">

    						<cs2DETAIL _cs2FieldLabelDescription="Purchase Price/Total Liens" _cs2FieldValueAmount="425000.00" /><cs2DETAIL _cs2FieldLabelDescription="less Earnest Money" _cs2FieldValueAmount="0.00" /><cs2DETAIL _cs2FieldLabelDescription="less Total Loan Amount" _cs2FieldValueAmount="435000" /><cs2DETAIL _cs2FieldLabelDescription="less Secondary Financing Amount" _cs2FieldValueAmount="0.00" /><cs2DETAIL _cs2FieldLabelDescription="plus Approximate Closing Fees" _cs2FieldValueAmount="17422.25" /><cs2DETAIL _cs2FieldLabelDescription="plus Approximate Prepaid Items/Reserves" _cs2FieldValueAmount="419.61" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="4">

    						<cs2DETAIL _cs2FieldLabelDescription="Interest Rate" _cs2FieldValueAmount="4.000" /><cs2DETAIL _cs2FieldLabelDescription="Maturity Term: 20 years 0 months" /><cs2DETAIL _cs2FieldLabelDescription="Loan Type: Conventional" /><cs2DETAIL _cs2FieldLabelDescription="Product: Fixed Rate Mortgage" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="5">

    						<cs2DETAIL _cs2FieldLabelDescription="Principal &amp; Interest (or Interest Only)" _cs2FieldValueAmount="2636.020" /><cs2DETAIL _cs2FieldLabelDescription="Other Financing (P&amp;I)" _cs2FieldValueAmount="0.000" /><cs2DETAIL _cs2FieldLabelDescription="Real Estate Taxes" _cs2FieldValueAmount="10.000" /><cs2DETAIL _cs2FieldLabelDescription="Insurance" _cs2FieldValueAmount="82.200" /><cs2DETAIL _cs2FieldLabelDescription="Homeowners Association (if appl)" _cs2FieldValueAmount="0.000" /><cs2DETAIL _cs2FieldLabelDescription="Mortgage Insurance (if appl)" _cs2FieldValueAmount="0.000" /></cs2TABLE></cs2SCENARIO><ADDITIONAL_CASE_DATA>

    					<TRANSMITTAL_DATA PropertyAppraisedValueAmount="550000" PropertyEstimatedValueAmount="550000" /></ADDITIONAL_CASE_DATA><ASSET _AccountIdentifier="123456789" BorrowerID="1" cs2UseOfAssetsDescriptionType="ClosingAndOrReserves" _CashOrMarketValueAmount="450000" _HolderCity="PALMER" _HolderState="MA" _HolderPostalCode="01069" _HolderStreetAddress="Fifth Third" _HolderName="Fifth Third" _Type="CheckingAccount" OtherAssetTypeDescription="Other" /><DOWN_PAYMENT _Type="CheckingSavings" /><ESCROW _vPaidToType="Lender" _cs2InsuranceOrTaxesType="Insurance" _ItemType="HazardInsurance" _vSpecifiedHUDLineNumber="1002" _CollectedNumberOfMonthsCount="3" _MonthlyPaymentAmount="82.20" _AnnualPaymentAmount="246.6" vTaxBillRecievedBy="Servicer" vTaxAuthorizationTransactionType="OwnerAuthorization" vTaxServicerStreetAddress="1 HOME CAMPUS" vTaxServicerStreetAddress2="MAC X2302-04D" vTaxServicerCity="Des Moines" vTaxServicerState="IA" vTaxServicerPostalCode="50328-0001" TaxServicerName="WELLS FARGO BANK, N.A." vTaxServicerBankCode="00672" vTaxServicerPhoneNumber="800-499-4829" vTaxServicerAccountNumber="XXXXXX1859" _vEffectiveDate="2014-07-24">
    					<_ACCOUNT_SUMMARY AggregateAccountingAdjustmentAmount="0.00" vGFEAggregateAccountingAdjustmentAmount="0.00" /><_INSURANCE_POLICY _vInsuranceCoverageType="property and/or flood" /></ESCROW><ESCROW _vPaidToType="Lender" _cs2InsuranceOrTaxesType="Taxes" _ItemType="CountyPropertyTax" _vSpecifiedHUDLineNumber="1005" _AnnualPaymentAmount="30" _CollectedNumberOfMonthsCount="3" _MonthlyPaymentAmount="10.00" vTaxBillRecievedBy="Servicer" vTaxAuthorizationTransactionType="OwnerAuthorization" vTaxServicerStreetAddress="1 HOME CAMPUS" vTaxServicerStreetAddress2="MAC X2302-04D" vTaxServicerCity="Des Moines" vTaxServicerState="IA" vTaxServicerPostalCode="50328-0001" TaxServicerName="WELLS FARGO BANK, N.A." vTaxServicerBankCode="00672" vTaxServicerPhoneNumber="800-499-4829" vTaxServicerAccountNumber="15378292" _vEffectiveDate="2014-07-24">

    					<_ACCOUNT_SUMMARY AggregateAccountingAdjustmentAmount="0.00" vGFEAggregateAccountingAdjustmentAmount="0.00" /></ESCROW><GOVERNMENT_LOAN>

    					<FHA_LOAN _LenderIdentifier="22995-02379" /><FHA_VA_LOAN vPurposeOfLoanType="Refinance" _OriginatorIdentifier="22995-03640" /><VA_LOAN /></GOVERNMENT_LOAN><INTERVIEWER_INFORMATION ApplicationTakenMethodType="FaceToFace" cs2OriginalSalesInterviewerName="Salesrcp00001 0001 RCPlast00001" cs2OriginalSalesInterviewersLicenseIdentifier="9999999" _vNMLSIdentifier="9999999" vInterviewersEmployerNMLSIdentifier="399801" cs2OriginalSalesInterviewerFaxNumber="555-111-2222" cs2OriginalSalesInterviewersEmployerName="Wells Fargo Bank N.A." InterviewersEmployerPostalCode="50266" InterviewersEmployerCity="WEST DES MOINES" InterviewersEmployerState="IA" cs2OriginalSalesInterviewersEmployerState="IA" InterviewersEmployerStreetAddress="3000 University AVE,  Apt 19" cs2OriginalSalesInterviewerTelephoneNumber="515-555-5555" vInterviewerLicenseIdentifier="9999999" vInterviewersEmployerLicenseIdentifier="399801" InterviewersEmployerName="Wells Fargo Bank N.A." InterviewersName="Salesrcp00001 0001 RCPlast00001" InterviewersTelephoneNumber="515-555-5555" vInterviewersFaxNumber="555-111-2222" vInterviewersEmailAddress="andrew.r.mitts@wellsfargo.com" /><LIABILITY _AccountIdentifier="333823235819" _MonthlyPaymentAmount="270" _RemainingTermMonths="51" _UnpaidBalanceAmount="13522" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="CHASE" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="33361718270816" _MonthlyPaymentAmount="301" _RemainingTermMonths="27" _UnpaidBalanceAmount="7968" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="ESB/HARLEY DAVIDSON CR" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="333653128307" _MonthlyPaymentAmount="19" _RemainingTermMonths="97" _UnpaidBalanceAmount="1832" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="WELLS FARGO BANK" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="3335171255139415" _MonthlyPaymentAmount="155" _RemainingTermMonths="12" _UnpaidBalanceAmount="1770" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="ASSOCIATED BANK" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="3331150552516" _MonthlyPaymentAmount="1112" _RemainingTermMonths="382" _UnpaidBalanceAmount="425000" _PayoffStatusIndicator="Y" _ExclusionIndicator="N" _HolderName="WELLS FARGO HM MORTGAG" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="3331141080383" _MonthlyPaymentAmount="1526" _RemainingTermMonths="158" _UnpaidBalanceAmount="241765" _PayoffStatusIndicator="N" _ExclusionIndicator="Y" _HolderName="MORTGAGE SERVICE CENTE" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3337269133" _MonthlyPaymentAmount="584" _RemainingTermMonths="41" _UnpaidBalanceAmount="23654" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="SECURITY SERVICE FCU" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="33371910644561" _MonthlyPaymentAmount="267" _RemainingTermMonths="43" _UnpaidBalanceAmount="11386" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="ESB/HARLEY DAVIDSON CR" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3333 529148" _MonthlyPaymentAmount="10" _RemainingTermMonths="8" _UnpaidBalanceAmount="87" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="SHELL/CITI" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3333" _MonthlyPaymentAmount="86" _RemainingTermMonths="129" _UnpaidBalanceAmount="11081" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="BANK OF AMERICA" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3331187426245" _MonthlyPaymentAmount="1069" _RemainingTermMonths="109" _UnpaidBalanceAmount="117498" _PayoffStatusIndicator="N" _ExclusionIndicator="Y" _HolderName="WELLS FARGO HM MORTGAG" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3331152774216" _MonthlyPaymentAmount="854" _RemainingTermMonths="105" _UnpaidBalanceAmount="90418" _PayoffStatusIndicator="N" _ExclusionIndicator="Y" _HolderName="WELLS FARGO HM MORTGAG" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="33376546517411112" _MonthlyPaymentAmount="213" _RemainingTermMonths="137" _UnpaidBalanceAmount="29215" _PayoffStatusIndicator="N" _ExclusionIndicator="Y" _HolderName="WELLS FARGO BANK NV NA" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="333611318261" _MonthlyPaymentAmount="324" _RemainingTermMonths="35" _UnpaidBalanceAmount="11100" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="FIRST COMMUNITY CREDIT" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="333831313989" _MonthlyPaymentAmount="158" _RemainingTermMonths="51" _UnpaidBalanceAmount="7943" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="CHASE" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="33389957" _MonthlyPaymentAmount="17" _RemainingTermMonths="49" _UnpaidBalanceAmount="816" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="STATE FARM FINANCIAL S" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3336431292549120" _MonthlyPaymentAmount="24" _RemainingTermMonths="34" _UnpaidBalanceAmount="810" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="THD/CBSD" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3333" _MonthlyPaymentAmount="15" _RemainingTermMonths="30" _UnpaidBalanceAmount="449" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="BANK OF AMERICA" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier=" 223699584" _MonthlyPaymentAmount="15" _RemainingTermMonths="30" _UnpaidBalanceAmount="449" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="BK OF AMER" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3337197" _MonthlyPaymentAmount="15" _RemainingTermMonths="11" _UnpaidBalanceAmount="162" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="GEMB/JCP" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="333197" _MonthlyPaymentAmount="15" _RemainingTermMonths="9" _UnpaidBalanceAmount="140" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="GEMB/JCP" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3334869244FH11113" _MonthlyPaymentAmount="79" _RemainingTermMonths="249" _UnpaidBalanceAmount="19592" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="AES/PHEAA" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="33377424340171112" _MonthlyPaymentAmount="231" _RemainingTermMonths="25" _UnpaidBalanceAmount="5633" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="WELLS FARGO BANK NV NA" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="3334869244FH11112" _MonthlyPaymentAmount="10" _RemainingTermMonths="264" _UnpaidBalanceAmount="2634" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="AES/PHEAA" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="333651112347" _MonthlyPaymentAmount="37" _RemainingTermMonths="42" _UnpaidBalanceAmount="1525" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="WELLS FARGO BANK" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="33321515111147190" _MonthlyPaymentAmount="119" _RemainingTermMonths="8" _UnpaidBalanceAmount="1029" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="CO-OP CR U" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="333112442977" _MonthlyPaymentAmount="15" _RemainingTermMonths="14" _UnpaidBalanceAmount="201" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="HSBC NV" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="3335207933" _MonthlyPaymentAmount="30" _RemainingTermMonths="2" _UnpaidBalanceAmount="71" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="SLMBLND FURN" _Type="Installment" BorrowerID="4" /><LOAN_PRODUCT_DATA>

    					<ARM _vInterestRateProvisionChangeIndicator="N" vFullyIndexedInterestRatePercent="0" _vInitialInterestRateFeatureType="Premium" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="3" _cs2TotalAmount="947.00" _cs2BorrowerTotalAmount="947.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="4" _cs2TotalAmount="1305.00" _cs2BorrowerTotalAmount="1305.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="1" _cs2TotalAmount="655.00" _cs2BorrowerTotalAmount="655.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="6" _cs2TotalAmount="109.00" _cs2BorrowerTotalAmount="109.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="7" _cs2TotalAmount="325.00" _cs2BorrowerTotalAmount="325.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="5" _cs2TotalAmount="0.00" _cs2BorrowerTotalAmount="0.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="2" _cs2TotalAmount="10331.25" _cs2SellerTotalAmount="0.00" _cs2ThirdPartyTotalAmount="0.00" _cs2BorrowerTotalAmount="10331.25" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="8" _cs2TotalAmount="0" _cs2BorrowerTotalAmount="0" _cs2LenderTotalAmount="0" _cs2ThirdPartyTotalAmount="0" _cs2SellerTotalAmount="0" /><LOAN_FEATURES vSpanishDocumentIndicator="N" vOldRESPARulesIndicator="N" PrincipalAndInterestAmount="2636.02" vHigherPricedLoanIndicator="N" _vInterestFirstIndicator="N" LienPriorityType="FirstLien" cs2CreditType="Loan" cs2PricingType="Prime" vPrincipalInterestMortgageInsurancePaymentAmount="2636.02" LoanDocumentationType="FullDocumentation" LoanOriginalMaturityTermMonths="240" PaymentFrequencyType="Monthly" BalloonIndicator="N" ProductDescription="Fixed Rate Mortgage" DemandFeatureIndicator="N" AssumabilityIndicator="N" PrepaymentPenaltyIndicator="N" _vInterestOnlyIndicator="N" cs2ConsolidatedMinimumDocumentationLevelDescription="IncomeAssetFull" LoanScheduledClosingDate="2014-07-24" GSEPropertyType="SingleFamily" vTexasSection50_a6_LoanIndicator="N" vAdvanceFeeIndicator="Y" cs2DocumentPreparationDateTime="2014-07-10T15:07:41" vGFESettlementChargesExpirationDate="2014-07-07" vStateRegulationInd="N" _vNegativeAmortizationIndicator="N" cs2TILIncludedIndicator="Y" _cs2GFEInitialPackageIndicator="Y" ConformingIndicator="Y" cs2GenerateReleaseInformationDocumentIndicator="N" cs2BusinessAgreementGroupingIdentifier="AFFINITY" vOldTILRulesIndicator="N" vTILSignatureSectionIndicator="Y">

    						<cs2COOPERATIVE /><LATE_CHARGE _GracePeriodDays="15" _Rate="5.00" _vBasisDescription="overdue payment of interest during the period when my payment is interest only, and of principal and interest after that" /></LOAN_FEATURES><PAYMENT_ADJUSTMENT _vPaymentProvisionChangeIndicator="N" _vFirstAdjustmentTotalMaximumPaymentAmount="2636.02" _vLifetimeCapPaymentAmount="2636.02" /><RATE_ADJUSTMENT /><INTEREST_ONLY _MonthlyPaymentAmount="2636.02" /><PREPAYMENT_PENALTY /><_SAMPLE_DATA>

    						<vTIL _vTimeFrameType="Initial" _vMaximumRatePercent="4" _vTotalEscrowPaymentAmount="92.20" _vMaximumRateInterestPaymentAmount="1450.00" _vMaximumRatePrincipalPaymentAmount="1186.02" _vMaximumRatePrincipalAndInterestPaymentAmount="2636.02" _vFirstAdjustmentBeforeFirstFiveYearsIndicator="N" _cs2FirstAdjustmentBeforeMaximumRateCapsMetIndicator="N" _vFirstAdjustmentBeforeMaximumEverIndicator="N" /></_SAMPLE_DATA></LOAN_PRODUCT_DATA><LOAN_PURPOSE _Type="Refinance" GSETitleMannerHeldDescription="Individual" PropertyUsageType="PrimaryResidence" PropertyRightsType="FeeSimple">

    					<CONSTRUCTION_REFINANCE_DATA PropertyAcquiredYear="2007" PropertyOriginalCostAmount="550000" RefinanceImprovementCostsAmount="2500.00" PropertyExistingLienAmount="425000.00" GSERefinancePurposeType="ChangeInRateTerm" RefinanceImprovementsType="ToBeMade" RefinanceProposedImprovementsDescription="Weather" /></LOAN_PURPOSE><LOAN_QUALIFICATION AdditionalBorrowerAssetsConsideredIndicator="N" AdditionalBorrowerAssetsNotConsideredIndicator="Y" /><MI_DATA MI_FHAUpfrontPremiumAmount="0.00" MandatoryMITerminationDate="2014-09-01" BorrowerMITerminationDate="2014-09-01">

    					<MI_RENEWAL_PREMIUM _RateDurationMonths="0" /></MI_DATA><MORTGAGE_TERMS MortgageType="Conventional" BaseLoanAmount="435000" _vPartialLoanTermMonthsCount="0" RequestedInterestRatePercent="4.000" LenderCaseIdentifier="XXXXXX1859" LenderLoanIdentifier="XXXXXX1859" BorrowerRequestedLoanAmount="435000" NoteRatePercent="4.000" LoanAmortizationTermMonths="240" cs2BankPortfolioIndicator="N" LoanAmortizationType="Fixed" LoanAmount="435000" /><PROPERTY _cs2TitleCompanyPayWorkEscrowIndicator="N" _FinancedNumberOfUnits="2" _StructureBuiltYear="1985" _StreetAddress="124th Sunset TER" _City="PALMER" _PostalCode="01069" _State="MA" BuildingStatusType="Existing" _cs2InsuranceMortgageeClauseAddressType="FlorenceSC100515">

    					<_LEGAL_DESCRIPTION _TextDescription="Township 34, North," /><_DETAILS /><PARSED_STREET_ADDRESS _BuildingNumber="124th" _StreetName="Sunset" _StreetSuffix="TER" /><HAZARD_INSURANCE vSpecifiedHUDLineNumber="1002" _vRequiredIndicator="Y" _CompanyPayeeName="VST" vCollectedNumberOfYearsCount="1" _CoverageType="Homeowners" _cs2PolicyIdentifier="1111" _CoverageAmount="140000" _vPremiumAmount="0" _cs2AgentPhone="222-111-2121" _cs2AgentCity="LOCKPORT" _vAgentCity="LOCKPORT" _cs2AgentState="NY" _vAgentState="NY" _cs2AgentPostalCode="14094" _vAgentPostalCode="14094" _cs2AgentStreetAddress="MAIn" _cs2AgentStreetAddress2="" _vAgentStreetAddress="MAIn" _vAgentStreetAddress2="" _DisbursementAmount="986.40" /><HAZARD_INSURANCE _CoverageType="Flood" _vPremiumAmount="0" _vRequiredIndicator="N" /></PROPERTY><PROPOSED_HOUSING_EXPENSE HousingExpenseType="HazardInsurance" _PaymentAmount="82.200" /><PROPOSED_HOUSING_EXPENSE HousingExpenseType="RealEstateTax" _PaymentAmount="10.000" /><PROPOSED_HOUSING_EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest" _PaymentAmount="2636.020" /><PROPOSED_HOUSING_EXPENSE HousingExpenseType="OtherHousingExpense" _PaymentAmount="0.000" _vOtherHousingExpenseTypeDescription="Special Assessments" /><REO_PROPERTY BorrowerID="1" _StreetAddress="124th Sunset TER" _City="PALMER" _PostalCode="01069" _State="MA" _DispositionStatusType="RetainForPrimaryOrSecondaryResidence" _GSEPropertyType="TwoToFourUnitProperty" _LienInstallmentAmount="1112.00" _LienUPBAmount="425000.00" _MaintenanceExpenseAmount="80.00" _MarketValueAmount="550000" /><RESPA_FEE _TotalAmount="143.01" _SpecifiedHUDLineNumber="901" _Type="Other" _vAffiliationDescription="PI" _vGFEAmount="143.01" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _PaidByType="Buyer" _vTotalAmount="143.01" _NetDueAmount="143.01" _cs2BuyerNetDueAmount="143.01" _IncludedInAPRIndicator="Y" _vFeeFinancedIndicator="N" _PaidToType="Lender" /></RESPA_FEE><RESPA_FEE _TotalAmount="246.6" _vGFEAmount="246.6" _PaidToName="VST" _Type="Other" _TypeOtherDescription="Hazard/Home Owners Insurance" _SpecifiedHUDLineNumber="1002" _vAffiliationDescription="IE1264" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _PaidByType="Buyer" _vTotalAmount="246.60" _NetDueAmount="246.60" _cs2BuyerNetDueAmount="246.60" _vFeeFinancedIndicator="N" _IncludedInAPRIndicator="N" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="30" _vGFEAmount="30" _Type="Other" _TypeOtherDescription="County Tax" _SpecifiedHUDLineNumber="1005" _vAffiliationDescription="TE313" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _PaidByType="Buyer" _vTotalAmount="30.00" _NetDueAmount="30.00" _cs2BuyerNetDueAmount="30.00" _vFeeFinancedIndicator="N" _IncludedInAPRIndicator="N" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="925.00" _SpecifiedHUDLineNumber="804" vServiceProvidedDescription="Appraisal Fee" _Type="AppraisalFee" _TypeOtherDescription="Appraisal Fee" _cs2AggregationType="Appraisal" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="LenderSelected" _vGFEAmount="925.00" _vGFEChangeToleranceType="TenPercent">

    					<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="925.00" _NetDueAmount="925.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="925.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="22.00" _SpecifiedHUDLineNumber="805" vServiceProvidedDescription="Tri-Merge Credit Report" _Type="CreditReportFee" _TypeOtherDescription="Tri-Merge Credit Report" _cs2AggregationType="CreditReport" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="LenderSelected" _vGFEAmount="22.00" _vGFEChangeToleranceType="TenPercent">

    					<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="22.00" _NetDueAmount="22.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="22.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="350.00" _SpecifiedHUDLineNumber="1104" vServiceProvidedDescription="Title Ins-Lenders Coverage" _Type="Other" _TypeOtherDescription="Title Ins-Lenders Coverage" _vAggregationType="TitleServices" _vGFEAmount="350.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="350.00" _NetDueAmount="350.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="350.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="300.00" _SpecifiedHUDLineNumber="1101" vServiceProvidedDescription="Abstract / Title Search" _Type="AbstractOrTitleSearchFee" _TypeOtherDescription="Abstract / Title Search" _vAggregationType="TitleServices" _vGFEAmount="300.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="300.00" _NetDueAmount="300.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="300.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="400.00" _SpecifiedHUDLineNumber="1102" vServiceProvidedDescription="Closing/Escrow/Settlement Fee" _Type="SettlementOrClosingFee" _TypeOtherDescription="Closing/Escrow/Settlement Fee" _vAggregationType="TitleServices" _vGFEAmount="400.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="400.00" _NetDueAmount="400.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="400.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="225.00" _SpecifiedHUDLineNumber="1101" vServiceProvidedDescription="Signing Fee Face to Face" _Type="Other" _TypeOtherDescription="Signing Fee Face to Face" _vAggregationType="TitleServices" _vGFEAmount="225.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="225.00" _NetDueAmount="225.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="225.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="30.00" _SpecifiedHUDLineNumber="1101" vServiceProvidedDescription="Courier/Messenger 3rd party" _Type="CourierFee" _TypeOtherDescription="Courier/Messenger 3rd party" _vAggregationType="TitleServices" _vGFEAmount="30.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="30.00" _NetDueAmount="30.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="30.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="655.00" _Type="ProcessingFee">

    					<_PAYMENT _vRefundDescription="N/A" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="655.00" _SpecifiedHUDLineNumber="801" vServiceProvidedDescription="Processing Fee" _Type="ProcessingFee" _TypeOtherDescription="Processing Fee" _vAggregationType="OriginationCharge" _vGFEAmount="655.00" _vGFEChangeToleranceType="Zero">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="655.00" _NetDueAmount="655.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="655.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="19.00" _SpecifiedHUDLineNumber="1303" vServiceProvidedDescription="Flood (Life of Loan)" _Type="Other" _TypeOtherDescription="Flood (Life of Loan)" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="ListProvided" _vGFEAmount="19.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="19.00" _NetDueAmount="19.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="19.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="90.00" _SpecifiedHUDLineNumber="1302" vServiceProvidedDescription="Tax Service Fee" _Type="Other" _TypeOtherDescription="Tax Service Fee" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="ListProvided" _vGFEAmount="90.00" _vGFEChangeToleranceType="NoLimit">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="90.00" _NetDueAmount="90.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="90.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="150.00" _SpecifiedHUDLineNumber="1202" vServiceProvidedDescription="Recording - Release" _Type="ReleaseRecordingFee" _TypeOtherDescription="Recording - Release" _vAggregationType="GovernmentRecordingCharges" _vGFEAmount="150.00" _vGFEChangeToleranceType="TenPercent">

    					<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="150.00" _NetDueAmount="150.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="150.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="175.00" _SpecifiedHUDLineNumber="1202" vServiceProvidedDescription="Recording Fee - Mortgage" _Type="MortgageRecordingFee" _TypeOtherDescription="Recording Fee - Mortgage" _vAggregationType="GovernmentRecordingCharges" _vGFEAmount="175.00" _vGFEChangeToleranceType="TenPercent">

    					<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="175.00" _NetDueAmount="175.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="175.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalPercent="2.375" _TotalAmount="10331.25" _SpecifiedHUDLineNumber="802" vServiceProvidedDescription="Loan Discount" _Type="LoanDiscountPoints" _TypeOtherDescription="Loan Discount" _vGFEAmount="10331.25" _vGFEChangeToleranceType="Zero" _vGFEInterestRateDiscountType="Charge">

    					<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="10331.25" _NetDueAmount="10331.25" _PaidByType="Buyer" _cs2BuyerNetDueAmount="10331.25" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _Type="Other" _TypeOtherDescription="Aggregate Accounting Adjustment" _SpecifiedHUDLineNumber="1010" /><TITLE_HOLDER _Name="Thomas Wellscase" /><TITLE_HOLDER _Name="Erik Wellscase" /><TITLE_HOLDER _Name="Robert Wellscase" /><TITLE_HOLDER _Name="Samantha Wellscase" /><TRANSACTION_DETAIL PrepaidItemsEstimatedAmount="419.61" AlterationsImprovementsAndRepairsAmount="3750.00" PurchasePriceAmount="0.00" BorrowerPaidDiscountPointsTotalAmount="10331.25" MIAndFundingFeeTotalAmount="0.00" MIAndFundingFeeFinancedAmount="0.00" EstimatedClosingCostsAmount="3341.00" RefinanceIncludingDebtsToBePaidOffAmount="425000.00" /><BORROWER BorrowerID="1" _cs2IncludedInPackageIndicator="Y" JointAssetBorrowerID="2" JointAssetLiabilityReportingType="Jointly" _vOtherPartyWithHomesteadIndicator="N" _cs2BirthDate="**/**/1971" SchoolingYears="19" _FirstName="Thomas" _LastName="Wellscase" NonObligatedBorrowerIndicator="N" MaritalStatusType="Unmarried" _vPartyToTrustIndicator="N" _IsCosignerIndicator="N" _HomeTelephoneNumber="972-639-4443" _SSN="908-22-3146" _vRequestedLanguageType="English" _cs2NonOwnerIndicator="N">

    					<cs2IL_INTERPRETER_CERTIFICATION _cs2InterpreterIndicator="N" /><_RESIDENCE vBorrowerResidencyPermanentIndicator="N" _StreetAddress="124th Sunset TER" _City="PALMER" _State="MA" _Country="UNITED STATES" _PostalCode="01069" BorrowerResidencyType="Current" _vCounty="Dukes" BorrowerResidencyBasisType="Own" BorrowerResidencyDurationYears="4.35" /><CURRENT_INCOME _MonthlyTotalAmount="13000.00" IncomeType="Base" _vQualifyingGrossedUpIncomeAmount="13000.00" /><DECLARATION BorrowedDownPaymentIndicator="N" _vOrganizationCountry="UNITED STATES" CitizenshipResidencyType="USCitizen" CoMakerEndorserOfNoteIndicator="N" HomeownerPastThreeYearsType="No" IntentToOccupyType="Yes" LoanForeclosureOrJudgmentIndicator="N" BankruptcyIndicator="N" PresentlyDelinquentIndicator="N" AlimonyChildSupportObligationIndicator="N" OutstandingJudgmentsIndicator="N" PartyToLawsuitIndicator="N" PropertyForeclosurePastSevenYearsIndicator="N" /><EMPLOYER EmploymentPositionDescription="ABC-1" CurrentEmploymentTimeInLineOfWorkYears="7.00" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="Y" CurrentEmploymentYearsOnJob="2.34" PreviousEmploymentStartDate="2012-03-07" IncomeEmploymentMonthlyAmount="13000.00" _TelephoneNumber="515-234-2345" _Name="AMG" _City="PALMER" _PostalCode="01069" _State="MA" _StreetAddress="11TH" /><EMPLOYER EmploymentPositionDescription="ABC-4" CurrentEmploymentTimeInLineOfWorkYears="7.00" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="N" PreviousEmploymentStartDate="2011-03-07" PreviousEmploymentEndDate="2012-03-06" IncomeEmploymentMonthlyAmount="11000.00" _TelephoneNumber="515-235-2451" _Name="AMG" _City="PALMER" _PostalCode="01069" _State="MA" _StreetAddress="11TH" /><EMPLOYER EmploymentPositionDescription="ABC-2" CurrentEmploymentTimeInLineOfWorkYears="7.00" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="N" PreviousEmploymentStartDate="2011-03-07" PreviousEmploymentEndDate="2012-03-06" IncomeEmploymentMonthlyAmount="12000.00" _TelephoneNumber="515-235-2365" _Name="AMG" _City="PALMER" _PostalCode="01069" _State="MA" _StreetAddress="11TH" /><EMPLOYER EmploymentPositionDescription="ABC-3" CurrentEmploymentTimeInLineOfWorkYears="7.00" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="N" PreviousEmploymentStartDate="2010-03-07" PreviousEmploymentEndDate="2011-03-04" IncomeEmploymentMonthlyAmount="11500.00" _TelephoneNumber="515-123-5214" _Name="AMG" _City="PALMER" _PostalCode="01069" _State="MA" _StreetAddress="11TH" /><GOVERNMENT_MONITORING GenderType="Female" HMDAEthnicityType="HispanicOrLatino" RaceNationalOriginRefusalIndicator="N">

    						<HMDA_RACE _Type="AmericanIndianOrAlaskaNative" /><HMDA_RACE _Type="Asian" /></GOVERNMENT_MONITORING><PRESENT_HOUSING_EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest" _PaymentAmount="1032" /><PRESENT_HOUSING_EXPENSE HousingExpenseType="RealEstateTax" _PaymentAmount="20" /><PRESENT_HOUSING_EXPENSE HousingExpenseType="MI" _PaymentAmount="20" /><PRESENT_HOUSING_EXPENSE HousingExpenseType="HazardInsurance" _PaymentAmount="40" /><SUMMARY _Amount="450000" _AmountType="SubtotalLiquidAssetsNotIncludingGift" /><SUMMARY _Amount="0" _AmountType="SubtotalNonLiquidAssets" /><SUMMARY _Amount="745" _AmountType="SubtotalLiabilitiesMonthlyPayment" /><SUMMARY _Amount="25092" _AmountType="TotalLiabilitiesBalance" /><_MAIL_TO _StreetAddress="124th Sunset TER" _City="PALMER" _State="MA" _PostalCode="01069" /><TAX_INFORMATION>

    						<_TAX_DETAIL vTaxDocPeriod="2013-12-31" vIRSRequestedTranscriptInd="Y" vTaxDocFormType="1040" _vProductRequestType="ReturnTranscript" /><_TAX_DETAIL vTaxDocPeriod="2012-12-31" vIRSRequestedTranscriptInd="Y" vTaxDocFormType="1040" _vProductRequestType="RecordOfAccount" /><_TAX_DETAIL vTaxDocPeriod="2011-12-31" vIRSRequestedTranscriptInd="Y" vTaxDocFormType="1040" _vProductRequestType="FormTranscript" /><_TAX_DETAIL vTaxDocPeriod="2010-12-31" vIRSRequestedTranscriptInd="Y" vTaxDocFormType="1040" _vProductRequestType="ReturnTranscript" /></TAX_INFORMATION></BORROWER><RATE_LOCK_DETAILS vLenderLockInDaysBeforeClosing="" vLockInDate="2014-06-24" vGFEInterestRateExpirationDate="2014-08-25" vLockInTerm="60" vLockInCommitmentInd="Y" vBorrChoiceWhenRateLockedType="NotApplicable" vLenderChoiceWhenRateLockedType="NotApplicable" vRateLockInOptionAvailableIndicator="Y" vRateLockGuaranteedInd="Y" vPointsLockGuaranteedInd="Y" vLockInAdditionalChargeInd="Y" vOtherLockDesc="Interest Rate and/or Monthly Payment." vFeesLockGuaranteedInd="N" vCurrentRateAtPar="4.5" _vMonthlyPIPaymentAtMarketRateAtPar="2752.03" /><ESCROW_DETAILS vOptionalOpenEscrowAccountIndicator="NotApplicable" _vEscrowHazardInsurancePremiumWaivedIndicator="N" _vEscrowRealEstateTaxesWaivedindicator="N" vInitialEscrowDepositAllPropertyTaxesIncludedIndicator="Y" vInitialEscrowDepositAllInsurancePoliciesIncludedIndicator="Y" vEscrowAccountSetupIndicator="Required" /><UNDERWRITING vCombinedLTVRatioPercent="79.091" vHomeEquityCombinedLTVRatioPercent="79.091" vInterestedPartyContributionsPercent="0.000" /></_APPLICATION><_CLOSING_DOCUMENTS>

    				<CLOSING_AGENT /><cs2MORTGAGEE_CLAUSE _cs2Name="Wells Fargo Bank, N.A #936" _cs2StreetAddress="P.O. Box 100515" _cs2City="Florence" _cs2State="SC" _cs2PostalCode="29502-0515" /><LENDER _vProcessorName="Rcpuserfirst00001 0001 RCPlast00001" _vProcessorTelephoneNumber="515-555-5555" _vEmailAddress="Rcpuserfirst00001.RCPlast00001@wellsfargo.com" _cs2BusinessChannelName="RCP" _vProcessorTitle="Mortgage Specialist" _cs2ContactTelephoneNumber="877-497-0557" _cs2RepresentativeLanguageLineIndicator="N" _UnparsedName="Wells Fargo Bank, N.A." _vPhone="515-555-5555" _City="Minneapolis" _PostalCode="55467-8000" _State="MN" _StreetAddress="2701 Wells Fargo Way" _vShortName="Wells Fargo Bank, N.A." _vExemptFromLicensingIndicator="Y" _cs2PrivateMortgageBankerIndicator="N" _vNMLSIdentifier="399801">

    					<CONTACT_DETAIL _Name="Rcpuserfirst00001 0001 RCPlast00001">

    						<CONTACT_POINT _Type="Email" _Value="andrew.r.mitts@wellsfargo.com" /><CONTACT_POINT _Type="Fax" _Value="515-324-4964" /><CONTACT_POINT _Type="Phone" _Value="515-555-5555" /></CONTACT_DETAIL><_REGULATOR _vType="State" _vUnparsedName="Dept of Business Oversight" _vStreetAddress="300 S, Spring St., Suite 15513" _vStreetAddress2="" _vCity="Los Angeles" _vState="CA" _vPostalCode="90013-1259" /><_ADDITIONAL_ADDRESS _vUnparsedName="Wells Fargo Home Mortgage" _vType="RequestForCopyOfAppraisal" /><_ADDITIONAL_ADDRESS _vType="LoanProcessing" _vCity="MINNEAPOLIS" _vPostalCode="55467-0000" _vState="MN" _vStreetAddress="2701 WELLS FARGO WAY" /><_ADDITIONAL_ADDRESS _vType="Legal" _vCity="Sioux Falls" _vState="SD" _vPostalCode="57104" _vStreetAddress="101 North Phillips Avenue" /><_ADDITIONAL_ADDRESS _vType="TitleInsurancePolicy" _vStreetAddress="FINAL DOCS N0012-01B" _vStreetAddress2="6200 PARK AVE" _vCity="DES MOINES" _vPostalCode="50321" _vState="IA" /><_ADDITIONAL_ADDRESS _vType="Other" _vTypeOtherDescription="ProcessingImageCapture" _vCity="Minneapolis" _vState="MN" _vPostalCode="55467-8000" _vStreetAddress="MAC X9999-016" _vStreetAddress2="2701 Wells Fargo Way" /></LENDER><LOAN_DETAILS vBarcodeIdentifier="9036686092" _vOwnersTitleInsuranceIndicator="N" vCommitmentExpirationDate="2014-10-20" ClosingDate="2014-07-24" DocumentOrderClassificationType="Preliminary" LoanToValuePercent="79.091" LockExpirationDate="2014-08-25" vLoanProcessingTime="30" DocumentsDrawnInNameType="Lender" vDisclosureDate="2014-07-10" DocumentPreparationDate="2014-07-10" cs2ClosingGuaranteeEligibilityIndicator="Y">

    					<INTERIM_INTEREST _PaidFromDate="2014-07-29" _PaidToDate="2014-08-01" _PaidNumberOfDays="3" _SinglePerDiemAmount="47.67" /></LOAN_DETAILS><MORTGAGE_BROKER _vInsuranceAgentSelected="VST" /><MORTGAGE_BROKER _vAgreementLengthDays="90" /><PAYMENT_DETAILS>

    					<PAYMENT_SCHEDULE _PaymentSequenceIdentifier="1" _PaymentAmount="2636.02" _PaymentStartDate="2014-09-01" _NumberOfPaymentsTotal="239" /><PAYMENT_SCHEDULE _PaymentSequenceIdentifier="2" _PaymentAmount="2633.96" _PaymentStartDate="2034-08-01" _NumberOfPaymentsTotal="1" /></PAYMENT_DETAILS><PAYOFF _Amount="425000.00" /><RECORDABLE_DOCUMENT>

    					<ASSIGN_TO /></RECORDABLE_DOCUMENT><RESPA_HUD_DETAIL _vHUD1ConventionalInsuredeIndicator="N" vInitialPaymentIncludesMortgageInsuranceIndicator="N" /><RESPA_SERVICING_DATA _MayAssignServicingIndicator="Y" _DoNotServiceIndicator="N" _WillServiceIndicator="N" /><RESPA_SUMMARY APR="4.3166" _TotalAmountFinancedAmount="423106.74" _TotalFinanceChargeAmount="209536.00" _TotalOfAllPaymentsAmount="632642.74" vAPRChangeIndicator="Y" _cs2CourierFaxCopyFeeChargedIndicator="Y">

    					<cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="19.00" _cs2LineNumber="4" _cs2FeeDescription="Flood (Life of Loan)" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="400.00" _cs2LineNumber="4" _cs2FeeDescription="Closing/Escrow/Settlement Fee" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="225.00" _cs2LineNumber="4" _cs2FeeDescription="Signing Fee Face to Face" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="90.00" _cs2LineNumber="4" _cs2FeeDescription="Tax Service Fee" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="30.00" _cs2LineNumber="4" _cs2FeeDescription="Courier/Messenger 3rd party" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="143.01" _cs2LineNumber="3" _cs2FeeDescription="Prepaid Interest" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="655.00" _cs2LineNumber="1" _cs2FeeDescription="Origination Charge" /><cs2APR_SENSITIVE_FEES _cs2BorrowerPaidAmount="10331.25" _cs2LineNumber="2" _cs2FeeDescription="Discount Points" /></RESPA_SUMMARY><vCALCULATED_FIELDS>

    					<vURLA _cs2BorrowerID="1">

    						<_cs2HOUSING_EXPENSE _cs2PaymentAmount="1112" cs2HousingExpenseType="TotalExpenseType" /></vURLA></vCALCULATED_FIELDS><vCALCULATED_FIELDS>

    					<vURLA _cs2BorrowerID="2">

    						<_cs2HOUSING_EXPENSE _cs2PaymentAmount="0" cs2HousingExpenseType="TotalExpenseType" /></vURLA></vCALCULATED_FIELDS><vCALCULATED_FIELDS>

    					<vURLA _cs2BorrowerID="3">

    						<_cs2HOUSING_EXPENSE _cs2PaymentAmount="0" cs2HousingExpenseType="TotalExpenseType" /></vURLA></vCALCULATED_FIELDS><vCALCULATED_FIELDS>

    					<vURLA _cs2BorrowerID="4">

    						<_cs2HOUSING_EXPENSE _cs2PaymentAmount="0" cs2HousingExpenseType="TotalExpenseType" /></vURLA></vCALCULATED_FIELDS></_CLOSING_DOCUMENTS><HOME_EQUITY /></LOAN>
    		</Transaction>
    	</document>
    </requirements>]]></v2:reqData>
             <!--Optional:-->
             <!--type: string-->
            <v2:redirectOnCompletionUrl>[https://test.wolterskluwerfs.com/TestWebApp/DocViewer/EndSession?SessionId=&lt;SESSION_ID></v2:redirectOnCompletionUrl>
          </v2:BeginSessionWithREQ>
       </soap:Body>
    </soap:Envelope>

## Response

    <?xml version="1.0" encoding="UTF-8"?>
    <s:Envelope xmlns:s="http://www.w3.org/2003/05/soap-envelope" xmlns:a="http://www.w3.org/2005/08/addressing" xmlns:u="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
       <s:Header>
          <a:Action s:mustUnderstand="1">http://www.wolterskluwerfs.com/2014/05/DocServices/V2/ISecuritySessionService/BeginSessionWithREQResponse</a:Action>
          <o:Security s:mustUnderstand="1" xmlns:o="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
             <u:Timestamp u:Id="_0">
                <u:Created>2017-01-22T22:04:10.021Z</u:Created>
                <u:Expires>2017-01-22T22:09:10.021Z</u:Expires>
             </u:Timestamp>
          </o:Security>
       </s:Header>
       <s:Body>
          <BeginSessionWithREQResponse xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2">
             <BeginSessionWithREQResult xmlns:b="http://www.wolterskluwerfs.com/Osprey/DocViewerInterface" xmlns:i="http://www.w3.org/2001/XMLSchema-instance">
                <b:Error i:nil="true"/>
                <b:ErrorId i:nil="true"/>
                <b:RedirectUrl>https://ct-expere.wolterskluwerfs.com/DocViewerInterfaceHtml/</b:RedirectUrl>
                <b:SWT>&lt;BinarySecurityToken ValueType="http://schemas.xmlsoap.org/ws/2009/11/swt-token-profile-1.0" EncodingType="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-soap-message-security-1.0#Base64Binary" xmlns="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">U2Vzc2lvbklkPTllMzE1MGI5LTJkYjEtNGQyMS04M2ZhLTk1NzM3ZGFiYTdjNyU3YzEwNjAxNTA5MjQmaHR0cCUzYSUyZiUyZnNjaGVtYXMueG1sc29hcC5vcmclMmZ3cyUyZjIwMDUlMmYwNSUyZmlkZW50aXR5JTJmY2xhaW1zJTJmbmFtZT1ib2IuZ3V6ZWslNDB3b2x0ZXJza2x1d2VyLmNvbSZJc3N1ZXI9ZG9jdmlld2VyLndvbHRlcnNrbHV3ZXJmcy5jb20mQXVkaWVuY2U9JkV4cGlyZXNPbj0xNDg0MDg5NDUwJkhNQUNTSEEyNTY9cG5UMlRaSWJpRFFXZ0tFajA5cUZJNWlLRjVhTWtCOW10SEl2aFp5ViUyYk1vJTNk&lt;/BinarySecurityToken></b:SWT>
                <b:SessionId>9e3150b9-2db1-4d21-83fa-95737daba7c7</b:SessionId>
             </BeginSessionWithREQResult>
          </BeginSessionWithREQResponse>
       </s:Body>
    </s:Envelope>