Account Policy (TISA: Truth-in-Savings)

The Truth in Savings Act requires the clear and uniformdisclosure of rates of interest and the fees that are associated with the accountso that the consumer is able to make a meaningful comparison between potentialaccounts.

NOTE: TISA is only applicable to deposit accounts that are held by a natural personal, household, or family use. Accountsowned by businesses or organizations such as churches and neighborhood associations are not subjectto these rules.