Expere Engine: Cash to Close calculated values provided
  • Type: Enhancement
  • Reference: PBI 385920 / 387587
  • Compliance Impacts: This item is/is not a compliance or regulatory issue.
  • Documentation Impacts: No documentation impact
  • User Impact: Users who rely on Wolters Kluwer Financial Services for computing totals under “Calculating Cash To Close” on the Loan Estimate are impacted. (“Txn/IntegratedDisclosuresUseExpereComputationsInd” schema point set to “True”.) Those values must be parsed and stored by the user; the stored values must be provided in the Expere transaction when calling for the Closing Disclosure to be used on Page 3 for the “Calculating Cash To Close” section.
Summary: The ExpereResponse.xml file now contains Cash to Close calculated values available in a new <r:DocCustomDataItems/> parent element and <r:DocCustomDataItem/> child elements. Each of these elements has a DataItemName attribute and number for the value.

The new elements exist as children and grandchildren of the <r:DocDescriptor/> element. The <r:DocCustomDataItem/> elements contain the following DataItemName attribute values:

  • /Txn/IntegratedDisclosuresLoanEstimateCashToCloseStoredValueAmount
  • /Txn/IntegratedDisclosuresLoanEstimateClosingCostsFinancedStoredValueAmount
  • /Txn/IntegratedDisclosuresLoanEstimateTotalClosingCostsStoredValueAmount
Technical Notes:
Implementation Notes: The following code snippet appears in the ExpereResponse.xml file: 
<r:DocDescriptor>
		<r:DocID>PKGD.LoanEstimate</r:DocID>
		<r:DocType>Dynamic</r:DocType>
		<r:DocDisplayName>Loan Estimate</r:DocDisplayName>
		<r:DocRootEntityName>INS.LoanEstimate</r:DocRootEntityName>
		<r:DocCustomDataItems>
 <r:DocCustomDataItem DataItemName="/Txn/IntegratedDisclosuresLoanEstimateTotalClosingCostsStoredValueAmount">34287</r:DocCustomDataItem>
 <r:DocCustomDataItem DataItemName="/Txn/IntegratedDisclosuresLoanEstimateClosingCostsFinancedStoredValueAmount">-34287</r:DocCustomDataItem>
 <r:DocCustomDataItem DataItemName="/Txn/IntegratedDisclosuresLoanEstimateCashToCloseStoredValueAmount">107815</r:DocCustomDataItem>
</r:DocCustomDataItems>
	 </r:DocDescriptor>