IRAMC Policy Types

You can set up two types of policies: IRAMC or Investment.

IRAMC Policy Type

After naming your IRAMC policy, you will need to select one or more IRA or types where it will be used. Additional choices available include:
  • Allow IRA Beneficiaries to Designate Successor Beneficiaries
  • Financial Institutional Responsibility
  • Select the Customer Information Addendum
  • Allow self-directed IRAs
  • Allow Non-Deposit Investments in IRAs where you can add language describing fee computations or attach a separate disclosure
  • Deposit Investments Financial Disclosure Projection Method

You can also choose from a list of common fees to add or create your own with +FEE.

Investment Policy Type

After naming your investment policy, you will need to designate it as Deposit or Non-Deposit. Additional choices available for Deposit include rate, accrual method, compounding frequency, and loss of earnings penalty.