Introduction

Secure Document Exchange Securing Business Communications

The Secure Document Exchange (SDX) system helps financial institutions increase efficiency and decrease costs while gaining control over content sent via the Internet. A fully collaborative tool, SDX allows information to move between senders and recipients in a secure, easy-to-use environment. Financial institutions can access the benefits of Secure Document Exchange in four integration options, Web-UI, SDX-Onsite, SDX Capture, and SDX Web Services.

SDX is a complete solution that provides fast, secure transmission using industry and regulatory-accepted technology. Designed with consideration for legislative requirements, such as Gramm-Leach-Bliley and Sarbanes-Oxley (SOX), SDX provides security to help meet needs that many Internet delivery tools don't address.

Savings: SDX Delivers Increased Efficiency and Decreased Costs

With tangible savings of 65 percent off the cost of traditional overnight shipping, SDX provides clients with a wealth of cost- and time- cutting benefits, such as:
  • Secure Messaging – Save development time by using a ready-built system to secure all Internet communications.
  • Expedited Delivery – Securely deliver any type of file or message in seconds.
  • Workflow Improvement –Automating document delivery drastically increases all types of transactions in the financial services market.
  • Fully SupportedWolters Kluwer Financial Services
provides extensive, world-class support services for SDX on both the sender and recipient side, including free internal help desks for supporting secure document exchange. In a recent survey 100 percent of our customers responded that they would recommend our products based on customer support.

Flexibility: Adaptable Control means Reliable Content

The flexible nature of the SDX solution allows it to be integrated seamlessly with most all systems and networks while providing the control necessary to realize increased efficiencies.
  • Fully Collaborative Exchange – SDX can be easily configured to allow communication via one-way or two-way channels, which allows documents and data to be exchanged between sender and recipient during the process, for example sending the HUD-1 back and forth for reconciliation.
  • Integration Options – Unlike other solutions, SDX does not require the installation of any hardware or software for users to operate. However, SDX can be integrated into internal systems in a number of ways for maximum flexibility and user preference.  The solution can be accessed via a stand-alone desktop application, a web-based user interface, or integrated seamlessly into an existing system via a server application or true web-services.
  • Web Services - SDX supports web services and allows for third party or custom programming against the SDX service through platforms such as .NET and Java.
  • Optional Electronic Signing - SDX can be configured to ensure users need to sign legal terms and conditions before accessing a package.

Security: The Backbone of the System

SDX employs the highest level of protective measures to keep content safe and secure during transmission to intended recipients. These measures include the following:
  • Tamper Sealing – All messages and attachments are encrypted and tamper sealed inside a Digital Vault.
  • Digital Rights Management – Supports ‘Digital Shredding’ of secure messages and communications, print, and copy protection.
  • Enforceable Integrity – Content is the lifeblood of any organization and its accuracy is paramount. SDX provides features to ensure the integrity of each message and the verification of content.

SDX is the optimal secure Internet document exchange solution for institutions that offer mortgage products because it supports the electronic mortgage (eMortgage) framework and data standards created by the Mortgage Industry Standards Maintenance Organization (MISMO). SDX is built on a true digital vault to provide a powerful and adaptable eMortgage backbone and architecture.  SDX offers the ability to add tamper-evident seals to any file type including Real Estate Settlement Procedures Act (RESPA) disclosure documents.

Individual users usually interact with SDX via the Website interface but SDX also offers third party system support via both an email and a Web Services interface. This document describes the Web Services interface.

Web Services allow third party programs to interact with SDX at a programmatic level. Modern development environments such as .NET from Microsoft and Java from Sun offer built-in support for Web Services interfaces. More information on Web Services can be found by following these links: http://www.w3.org/TR/wsdl, http://www.w3.org/2002/ws/, http://msdn.microsoft.com/webservices.