How do the Good Faith Estimate (GFE) fee blocks affect the HUD?

GFE Fee Block

Service Provider Type

HUD Number

0  Block is Not Applicable *

§    Provider Type is Not Applicable

§    Lender Selected

§    Lender Identified

§    Borrower Identified

No Restriction

1  Our Origination Charge **

Provider Type is Not Applicable

Fees Assigned to GFE Block 1:Our Origination Charge should not have a HUD line number. The total of these fees will print on HUD line 801.

2  Credit or Charge for the interest rate

Provider Type is Not Applicable

This GFE Fee Block should only be assigned to the Borrower Charge or Points fee, and the HUD Line number should be left blank.

3  Required services that we select

Lender Selected

800 HUD Line Series

4  Title services and lenders title insurance

§    Borrower Identified

§    Lender Selected

§    Lender Identified

1100 HUD Line Series

5  Owner’s Title Insurance

§    Lender Identified

§    Borrower Identified

1100 HUD Line Series

6  Required Services that you can shop for

§    Lender Identified

§    Borrower Identified

1300 HUD Line Series

7  Government recording charges

Provider Type is Not Applicable

1200 HUD Line Series
Note: In Florida, HUD Lines 1206 and 1207 are reserved for Florida Doc Stamps and Transfer Taxes.

8  Transfer Taxes

Provider Type is Not Applicable

1200 HUD Line Series
Note: In Florida, HUD Lines 1206 and 1207 are reserved for Florida Doc Stamps and Transfer Taxes.

9  Initial Deposit for your Escrow Account

Provider Type is Not Applicable

1000 HUD Line Series
Note: Amounts for this block comes from the Escrow section in ComplianceOne.

10       Daily Interest Charges

Provider Type is Not Applicable

HUD Line 901

Note: The amount for this block comes from the Odd Days Interest Calculated.

11       Homeowners Insurance

Provider Type is Not Applicable

HUD Line 903

*If a fee assigned to the GFE Fee Block is “Block is Not Applicable, you must select a Service Provider Type so the fee appears in the correct tolerance area of the tolerance table.

**For a no-cost loan, the GFE Block Assignment for the Borrower Charge or Points fee must always be set to Block 1.